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2� 17�2�84 <br /> If the Loan is subject to a lavv which sets maximum loan charges,and that law is finai�y�nterpreted so that <br /> the interest ar other loan charges col�ected or ta be collected in connection wi�h the Loan exceed the <br /> permitted limits,then: �a}any such loan charge sha11 be reduced by the amount necessary to reduce�he <br /> charge to the permitted limit;and(b)any sums a�ready collected from Borro�ver which exceeded permitted <br /> limits wi11 be refunded to Borrower. Lender may choose to make this refund by reducing the principa�owed <br /> under the 1�Tote or by making a direct payment to Borrower.�f a refund reduces princ�pal,the reduction wi11 <br /> be treated as a partial prepayment vvithout any prepayment charge(whether or not a prepayment charge is <br /> pro�id�d for under the Note}. Borrower's acceptance of any such refund made by direct payment to <br /> Borrower wi1l constitute a wai�er of any right of action Borrower might ha�e arising out of such o�ercharge. <br /> 15. NotiGes.A11 notices given by Borrower ar Lender in connection�uith this Security Instrument must be in <br /> writing.Any notice to Bonower in connection with this Security Instrument shall be deemed to ha�e been <br /> gi�en to Borrower when maY�ed by f�rst class mail or when actualiy deli�ered to Borro�ver's notice address <br /> if sent by other means.l�otice to any one Borrower sha11 constitute notice to a11 Borrowers unless <br /> Applicable La�expressly reyuires otherwise.The notice address shall be the Properry Address uniess <br /> Borrower has designated a substitute natice address by notice to Lender. Barrower shall prarnptly notify <br /> Lender of Borrower's change of address. if Lender specifies a procedure for reporting Bona�uer's change <br /> of address,then Borro�ver sha11 only report a change of address through that speci�ed procedure. <br /> There may be only one designated notice address under this Security Instrument at any one time. Any notice <br /> to Lender sha�1 be given by delivering it or by mailing it by first class mai�to Lender's ad�ress stated herein <br /> unless Lender has designated another address by notice to Borrower. Any notice �n connection with this <br /> Security Instrument shail not be deemed to ha�e been given to Lender ur�til actually recei�ed by Lender. If <br /> any notice required by this Securify Instrument is a�so required under App�icable La�v,the Applicable Lativ <br /> reQuirement wi11 satisfy the corresponding requirement under this Security Instrument. <br /> 1 fi. Go�erningLaw; Se�erability;Rules of�onstruct�on.This Security Instrument shall be go�emed by <br /> federal law and the law of the jurisdiction in tivhich the Property is��cated.A�1 rights and ob�igations <br /> contained in this Security Instrument are subject to any requirements and limitations of Applicable Law. <br /> Appticable Law might explicitly or implicitly a�iow the parties to agree by con�ract or it might be silent,but <br /> such s��ence shall not be construed as a prohibition against agreement by contrac�. In the e�ent tha#any <br /> provis�on or clause of this Security Instrument or the Note conflicts with App�icable Law,such conflict shali <br /> not affect other provisions of this Secur�ty Instrument or the Note which can be given effect without the <br /> conflicting pro�ision. <br /> As used in this Security Instrument: (a}words of the masculine gender sha11 mean and include corresponding <br /> neuter words or words of the feminine gender; �b}words in the singular shall mean and include the plural <br /> and vice�ersa;and(c�the word"may"gi�es sole discret�on��thout any obligation to take any action. <br /> 1�. Borrower's�opy.Borro�er sha11 be giWen one cop�of the No�e and of this Security Instrument. <br /> 1$. Transfer of the Property or a Beneficiallnt�rest�n Borrower.As used iu this Section 18, "Interest in <br /> the Praperty"means any�egal or beneficial interest in the Property,including,but not�imited to,those <br /> beneficial interests transferred in a bond for deed,contract for deed,installment sa.les contract or escro�v <br /> agreement,the intent of which is the transfer of title by Bonower at a future date to a purchaser. <br /> Yf all ar any part of#he Property or any Interest in�he Property is soid or transferred(ar if Barrower is not a <br /> natura�persan and a bene�cial interest in Borrower is sold or transferred}without Lender's prior wr�tten <br /> consent,Lender may require immediate payment in fu11 of a11 sums secured by this Secu.rity Instrument. <br /> However,this option shall not be exercised by Lender if such exercise is prohibited by App�icable Law. <br /> NEBRASKA-5ingle Fami�y-Fannie MaelFreddie Mac UNIF�RM INSTRUMENT WITN MERS Form 3028 1101 <br /> VMP� VMPfiA�NE){1342).44 <br /> Wolter�Kluwer Financial Services Page 12 of 1? <br /> qU3373499483 4�33 457 1217 <br />