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. - 2� 17�2�33 , ■ s t i s . � BF�]IAppraisa�,andlar Propert�PreservationlPnoperty Znspect�ons. D. Lender will forgi�e outsi�ndin$�her Fees i].S.SD.�4.ather Fees may include,but are not Iimit�d to:Prior Deferred�ntenest,appr�isal fees. E. Lender wiil fvrgi�e outstanding I�SF Fees U.S.$�.�0. F. Lender agrees to wai�e at 1 unpaid Late Charges in the amount of�J'.S.$�,�4. �r. The amount of interest to be included[capitali�ed}will be U.S.�4,238.48. H. The amount of the Escrow Ad�ance#o be capit��ized vviil be U.S.$993.94. �. Addition�l Agreements. x ag�ee to the following: A. If applicable, the Note may von�in prvvisions allowing for changes in �e interest rate and the monthly payment. The Note limii�the amount the Borrower's interes#rate can ehange at any one time and the maximum rdte the Borrowers must pay. B. If a biweekly Ioan,the Loan wi�� vonWert�a �monthly payment scheduie. Referenves in the Loan I)acuments to "biweekly," "�very t�a weeks," and "e�very other Manday" shal� be read as "monthly,"except as it relates to the Modified Ma#uri.ty Date.Interest vvill be charged on a 360-day year, di�rided into �wel�e (1 Z) segments. Interest charged at a11 other times will be computed by mu�tiplying fihe interest bearYng principal balance by the interest rate,di�iding the re.sult by 365,�nd then mu��iplying that daily interest amount by the a�c#ual number of days for which interest is then due.As part of the con�ersion from biweekly �o monthly payments,any automatic withdrawal of paymen�(auto dr�fting)in effect with L�nder for the Loan are cancelled. �. �xnds for Escrow Items, I will pay �o Lender on the day payments are due under the Loan I3ocuments as amended by this Agreement, unti� the Loan is paid in full, a sum {i;he "Funds")to pmvide for payment of amounts due far:[a}taxes and assessments and other items which can a�tain priority a�er the Mortgage as a Iien or encumbrance on the Property; {b} �easehold p�yment� or ground raents on the Prvperty, if any; �e) premiums for any and aII insurance required by Lender under the Loan Dacuments;[d) mortgage insurance premiums, if any, or any sums payable ta Lender in Iieu of the payment of mortgage insurance premiums in accordance with the Lo�ui Dpocuments;and(e)any oommunity association dues,fees,and assessmenis that Lender requires to be escrowed.These items are calied"Escrow Items:'I shall prompt�y furnish ta Lender all no#ices of amounts to be paid under this Section 4.E.I shal�pay Lender the Funds far Escrow Items unIess Lender waives my obtigation ta pay the Funds for any or all Escnvw Items.Lender may wai►ve my oblig�tion to pay to Lender Funds for�ny or alI Escrow Items at any time.Any such wai��r may only be in writing. In the e�ent of such wai�er,I shall pay directly, when and where pa.yable,xhe �moun#s due for any Escrow Items for which payment of Funds has b�en wairved by ilender and,if Lender requires,sh�l furnish ta Lender receipts evidencing such payment�w�ithin such fime geriod �s Lender may require.My ablig�tion to make such paymeni�and to pro�ide receipts sha�l for all purpases be deemed to be a co�en�nt �nd Agr�cement contained in the Lo�n Documents, �s the phrase"co�enant and Ag�eement"is used�n the Loan Documents.If I am obliga#ed ta pay Escrow Items directly,pursuan�to a wai►ver,and Y fail ta pay the amount due for�n Escrow xtem,Lender may exercise its rights under�he Laan Documents and this Agreement and pay such amount and I WeIIs Fargo Custom Nan HAMP I I 1 I2D I6 368 �pg��Q� Pa�C 4