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• 2� 17�2�33 ti � 1 � I ! • \ Prior in�trument reference: Recorded on AU�UST 2$,2QDd �n INSTRUMENT N�, �Z44ba7b97,af the �f't�cf�I Re�ords of HALL C�UNTY,NEBRASKA This Loan Modif cation Agreement�"Agreement"}is made on MAR�H 13,Z417 by and between Borrower, as ob�igor�s}, or as title hoIder�s) to the Pmperty, as the context may require, and Lender. Borrower's obligations under the Note are secured by a properly recorded Mortga�e, dated the same date as the Note encumbering the Property.Borrower agrees tha�,�xcepf as expressly modif ed in this Agreement,the Note and the Mortgage remain in full force and efFect and are �aiid, bind�ng obligations upan Barrower, except as discharged in Bankruptcy,and are properly secured by th�Properiy. If my repr�sentati�ns in Section l,Barrower Representations,continue to be true in alI mater�a�respecfs,then this Agreement vrrilY amend and supplement�I}the Mortgage an the Property,and�2}the Note secured by the Mortgage.The Mortga$e and Nate together,as they may pre�iously ha�e been amended,are hereaf�er referr�d to as the"Loan Dacurnen�s."CapitaZized terms used in this A�reem�nt and nat defined ha�e th�meaning gi�en to them in the Laar:Documents. In cansideration of the co�en�nts h�reinafter set far�h and far other good and valuable consideration, the receipt and sufficiency vf which are hereby acknowl�d�ed, it is a�reed as fo�Iows(notwithstanding anything to the coritrary in�he Loar�Documents). I understand�hat af#er I sign and return two copies of this Ag�ment to th�Lender,�he L�nder wi11 send me a signed capy of this Agreement. Nothin$ in this Agreem�nt shall be understoad or construed to be a satisfaction or release, in vvhale or in part of the Bonower's obligations under the Loan Documen�s.Furth�r,except as otherwise specifically proWided in this A�reement,�he Loan Dacuments will remain unchanged,and Borrower and Lender will be Uound by,and sha11 comply with,a�I of the terms and pro�isions thereof,as amended by this A�reement: I. Bnrrower Represeatat�on�. I certi fy,represent to Lender and�gree: A. I am experiencing a financial h�rdship, ax�d as a resu�t, (i} I am in defaulx under the Loan Dacuments,andlor(ii}X do not ha►ve sufficient income or access to suf�icient liquid assets#o make the monthly mortgag� payments now or in the near future; � did not intentionally ar pu.rposefu�ly default of the Mortga$e Loan in arder to obtain a loan madification; B. Under penalty of per�ury, all documen�s and information I haWe pro�id�d to Lend�r in connect�on with this Agreement, including the documen�s and information regarding rn� eligibili�y for the modi f catian,are true and correct; �. Yf Lender r�uires me to obtain credit counseling in connectian viri#h the modification,I will do so; D. I ha��made or will make a�i payments required within this m�dif cation pracess; E. In consideration of the co�enan�s hereinaf�er set forth and for ath�r good and �aluable consideratian, the rec�ipt and sut�'iciency of which �re hereby acknowledged by �he Parties, it is agreed as fnllows�nofiwithstanding�nything t�the cantrary in the Loan Documents}. F. xf the borrower has filed for or recei�ed a discharge in a bankruptcy proceeding subse�uent to or in conjunction with the execution of this Agreement and sai�d debt was not reaffirmed durin$ the Wells Fargo Custom Non HAMP 1 I 112016 368 7D8�� Page Z