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( <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, <br />DANIEL D. SCHULDT <br />BRITTINI HEIL - SCHULDT <br />2 01702014 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />[Space Below This Line For Acknowledgment] <br />ADAMS <br />County ss: <br />On this 23 rd day of March, 2017 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />DANIEL D. SCHULDT, BRITTINI HEIL - SCHULDT <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her /their voluntary act and deed. <br />Witness my hand and notarial seal at Nebraska <br />in said county, the date aforesaid. <br />My Commission expires: <br />KELLY SHP:ETS <br />ki GENERAL NOTARY -&s Milbank' <br />KELLY SHEETS <br />_ My Comm. Exp. Jan. 31,2021 <br />Loan Origination Company & NMLS Id: Five Points Bank of Hastings - 408551 <br />Loan Originator & NMLS Id.: Kelly Sheets - 420303 <br />NEBRASKA Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />-Notary Pubic <br />