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2� 17� 188� for Mor�gage Insurance,Borrower shall pay the premiums requrred to ma�ntain Mor�ga �Insuran�e in � ef�ect,or to pr��ide a non-refundable loss reser�e,until Lender's requirement for Mor�gage Insura.nce ends in accordanc�with any written agreement between Borrower a,nd Lender pro�iding for such termination or until term�nation is required by Applicab�e Law.Noth�g in this Section 1�affects B�rrower's obligation ta pay interest at the rate pro�ided in the Note. Mortgage Insurance reimburses Lender�ar any entity that purcha�es the N�te)for certain�asses it may incur if Borrower does n�t repay the Loan as agreed.Borrower is nat a part�to the Mortgage Insuran�e. Mor�gage insurers eva�uat�their tota�risk�n all s�ch�nsurance in farce fr�m time ta time, and may enter int�agreements vvith other pa.rties that share or mod�fy their risk,or reduce �asses. These agreements are on terms and conditiflns that ar�satisfactary ta the mortgage insurer and the other party��r pa.rties)to these agr�ements. These agreements may require the mortgag�insurer ta make payments using any sourc�of funds that th�mortgag�insurer may ha�e avai�ahle(whi�h may include funds obtained from Mor�gage Insurance premiums�. As a resu�t�f these agreements,Lender,any purchaser of the Nate, another insurer,any reinsurer,any other entity,or any af�i��ate of any af the foregoing,may r�ceive(d�rectiy vr indirectly}am�unts that der�ve fram(or might be charaCterized as}a portian�f Borrovver's payments f�r Mor�gage Insurance, �n exchange for sharing or mad�fying the mortgage insurer's risk, ar reducing losses.If such agreement pro�ides that an afFillate of Lender takes a share of the insurer's risk in exchange for a share af the premiums paid to the insurer,the arrangement is often t�rmed "captr�e reinsurance." Fur�her: (A}Any such agreement�w�ll not aff�ct the amounts tbat Borr�wer has agreed to pay for Mortgage Insuranc�,ar any ather terms of the Loan. Such agreements will not increase the amaunt Borrower will owe f�r MartgagQ Insuran�e,and they wi�l nat ent�tle Borrower to any refund. �B�Any such agr�ements will not affect tbe rights Borrower has-if any-with respect to the Mortgage Insurance under the Homevwner�Protecti�n Act of 1998 or any other law.These rights may includ�the right to recei�e certain disclosures,to requ�st and obtain canc�llation of the Mortgage Insurance,to have the Mortgage Insurance terminated automatically,andlor to recei�e a refund�f any Mortgage Insurance premiums that weroe unearned at the time vf such canc�llat�on or terminati�n. 'I'I. Assignment vf Miscellan��us Proceeds; Forfeiture. Al�Miscellane�us Proceeds are hereby assigned to and shall be paid t�Lender. If the Property�s damaged, such Miscellaneous Proceeds shall be applied to restoration or repair of the Prope�-�y, if the restoration or repair is economically feasible and Lender's security is not lessened. Dur�ng such repa�r and rest�ration period,Lender sha1�have the right to ho�d such Miscellaneous Proceeds unti�Lender has had an opportun�ty to inspect such Proper�y t�ensure the Wark has been c�mp�eted to Lender's satisfa�tion,provided that such�nspection shal�be undertak�n promptly. Lender may pay for the repairs and restorat�an in a single dis�ursement or in a series of progress payments as the work is comp�eted.Un�ess an agreement is made in writir�g or Applicable Law requires interest to he pa�d on such Miscellaneous Prviceeds,Lender shall not be required t�pay BorroWer any int�rest or earnings�n such Miscellane�us Praceeds.If the restoratian ar repair is not ecanamical�y feasible ar Lender's security would be lessened,the Misce�laneous Froceeds shall be appl�ed to th�sums secured 23�D4358�#7 NEBRASKA-Single Fam�ly-Fannie MaelFreddie Mac UNIFQRM iNSTRUMENT Form 3Q281101 V�� 06I2D1fi Wniters Kluwer Financial Services 2�1?�31 fi17 1.0 41�2-J2�16�926Y Page 9 of�fi