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2� 17� 188� given,Borrawer sha11 satisfy the lien or take one or more of the actions set forth abo�e in this Section 4. Lender may require Borrower to pay a one-tim�charge for a real estate tax verificatian andl�r rep�rting ser�ice us�d by Lender in canne�ti�n With this Loan. 5. P ro perty I ns u ra n�e. Borrower sha�l keep the improvements now e�isting or hereafter erected on the Praperty insured against loss by fire,hazards included within the term "extended cover�age," and any other hazards inciuding,but not limited to, ea.rthquakes and flaads, for which Lender requires insurance. Th�s insuranCe shall be maintained in the a.mounts(including deductible le�els�and far the periods that Lender requires. �V�iat Lender requires pursuant to the preceding s�ntences can change during the term of the Loan. The insurance carrier providing the insuranc�shall be chosen by Barrovver subject to Lender's right to disapprove Borrower's choice,which right shall not be exercised unreasonably.Lender may require Barrow�r to pay,in cannecti�n with this Loan,either: (a}a one- time charge far flood zone determinatian, certification and tracking ser�iC�s; or�b}a one-time charge for flood zone determinatian and cer�ification services and subs�quent charges each time remappings ar sim�lar changes occur wh�ch reasonably might af�ect su�h determinat�on or cer�ificatton.Barrower shal�also be responsible.for the payment of any fees imposed by the Federal Emergency Management Agency ua connect�an w�th the re�ievv of any flaad zone determination resu�ting from an object��n by B�rrower. If Borrower fails to maintain any of the caverages described abov�,Lender may obtain insurance c�verage,at L�nd�r's optivn and Borrower's expense. Lender is under no obligation to purchase any pa.r�icular type or axnount af Coverage. Therefore, such coverage shall cover Lender,but might or m�ght not protect BorroWer,Borrovver's equity in the Praperty, ar the contents of the Froperty,against any risk,hazard or liability and might pro�id�greater or less�r caverage than was previously in ef.�ect. Borrower acknoWledges that the cast of th�insurax�ce co�erage sa obtained might signif cantly exceed the cost af insuran��that Borrawer could have abtained. Any am�unts disbursed by Lender under this Se�tion 5 shall become additiana�debt of Borrovver secured by t�his Security Instrument. These amounts shall hear�nterest at the Note rate from the date af disbursement a.nd sha�l be payab�e,wit11 such�nter�st,upon notice from Lender to Borrovver requestir�g payment. All�nsurance policies required by Lender and renewa�s of such policies shall be subje�t to Lender's right to disap�rove such polici�s, shall include a standard mortgage clause, and shall name Lender as mortgagee andlar as a.n additiona��ss payee. Lender shal�have the right to ho�d the pa�icies and renevval cer�ificates.If Lender requires,Borrower sha11 promptly gi�e to Lender all receipts af paid premiums and renewa�notices.If Barrower vbtains any form�f�nsurance c�verage,not atherwise required by L�nder,for damage ta,or destruction of,the Property, such po�icy shall include a standard rnortgage clause and shall name Lender as mor�gagee andlor as an addit�onal lass paye�. In the event of loss,Borrovver shall g��e prampt notice to the insurance ca.rrier and Lender.Lender rnay ma1�e praof af loss if nat made prampt�y by Borrovver. Unless Lender and Borrower�therwise agree�n writing, any insuran�e proceeds,whether or not the und�riying insurance was required by Lender, shall be applied ta restorati�n or repair of the Property, if the restoration Qr repair is economical�y feasible and Lender's security is nat�essened. During such repair and restoration period, Lender shall have the right ta hold such insurance proceeds until Lender has had an opportunity to inspect such Proper�y to ensure the work has been completed to Lender's satisfaction,pro�ided that such inspection shall be undertaken promptly.Lender may dishurse proceeds for the repairs and rest�ration 1n a s�ng�e payment or in a serres of progress payments as the w�rk is cv�npleted.Unless 23QQ435847 NEBRASKA-Single Family-Fann�e MaelFredd�e Mac L1NIFaRM INSTRUMENT Form 3DZ811a1 VMP� a612D'16 Wbl#ers Kluwer Financiak Services 2�3 7�31 fi17 1.�41{32-J2�1 Gfl925Y Page 6 of'3 fi