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0 <br />r <br />Return To: Wells Fargo Bank, N.A. <br />FINAL DOCS N0012 -01B <br />6200 PARK AVE <br />DES MOINES, IA 50321 <br />Prepared By: ASHLEY D GUINN <br />9780 S MERIDIAN BLVD <br />3RD FLOOR, SUITE 300 <br />ENGLEWOOD, CO 80112 -5910 <br />Deed of Trust <br />MN <br />% <br />Definitions. Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />W rri document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated March 24, 2017, together with all <br />r Riders to this document. <br />R1 <br />1 (B) `Borrower" is TIMOTHY A RUZICKA, a single person. Borrower is the trustor under this <br />rn <br />I PA Security Instrument. <br />n (C) "Lender" is Wells Fargo Bank, N.A.. Lender is a corporation organized and existing under the <br />H laws of United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD <br />57104. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Wells Fargo Financial National Bank. <br />HCFG -00359 <br />NEBRASKA-Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP® <br />Wolters Kluwer Financial Services 2017032215.3.2.3509-J20161220Y <br />r <br />.74 <br />N ) <br />CD <br />406367017212 <br />Form 3028 1/01 <br />04/16 <br />Page 1 of 17 <br />