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�,.c.-�:,:s�:.�:u::::xv.;x..cr_�cµxrx�..,:�•s:a-�__�.-r_ c=r-:r-r:cc���,�:e-.. _ �.._._-...r-..,....... �- , <br /> -m ._•-,._-��.r•;.....:::.� ..,..aMa,•a::.,:,......... .. ... . <br /> . �_._.,����.:�M��.:.�.ew�:��_.w:_.� . �:� :�..���w Mµ:_��:��.::...e:_.. : .:.. ,. _.. . . . . . . . . .. . . . . . . _.. . .. � 1 7� 1 8 9 <br /> Feriod�c Paymen� �s ou�st�nding, L�nder may apply any paym.ent received f�om Borrow���o the repaymen�of the <br /> Per��dic Paymen�s af,and��tY�e e�ten��hat,each payment can be paad in full.Tv�h�extent tha�any e�c�ss exi sts after <br /> the paym�nt is app�ied�o the full paymen�of one ar more Periodic Payments�such ex�ess may be app�ied ta any Iate <br /> charges due.V�luntary prepa�rmen�s sha�l be ap�i�ed first to any pr�paym�nt charges and then as descrih�ed in�he Nvt�. <br /> Any appiicat�an�f payments,insuran��prac�eds,or Mi�cellameaus P�~oceeds�a principal due under�he�ote shall <br /> nv�extend o�r pos�p�n�the due date,or change the amaur�t,�f t�e Periodi�Fayments. <br /> 3.Funds f�r EsEr�o°►�v ItemS.Barrovver sha�l pay fio Lender an the da�Periadic Pa�rm�nts are due under th�Na�e� <br /> un��Z�he�Iate is paid in full,a sun-��the"Funds"�to provide fQz-payt�xxen��f amounts due f�r:�a}ta�c�s and assessments <br /> and ot��a-�tems�hich �an attain priori�y a�ex�his Secu��ty �nstrument as a lien or encumbrance on the Pr�perty; <br /> (b}�ease�iold paymen�s o�r graun.d ren�s or�the I�rQper�y,if any;�c}premiurr,.s fvr any and all insUarance required by Lend�r <br /> under 5ec���n 5;and(d}Mo�tga�e Znsurance p�emiurns,if an�,a�ariy sums payab�e by�3tirrower ta Lend��in lieu�f#he <br /> pa�m�nt of Martga�;e lnsurance premiums in acca�rda�.ce wi�h the�rovisions of S���ion 1�.Tk�ese�tems are�alled <br /> "Escra� Items."A� oz-iginat�an �� at any �im� during the term �f the Laan, Lender rnay requ�are�ha� Communi�� <br /> Assoc�at�vz�Du�s,Fees,and Assessments,if any,b�esc�-vwed by Bo�-z�o�v�r,and such du�s,f�es and assessrr�ents sha��be <br /> ar� Es�ra�v�tem. Borrower shaX� pramptly furnish to Lender al� n��i�es of amour�ts tv be paid under this 5ec�ian. <br /> �3ar�c�wex shal�pay Lende��he Funds for Escr�v�I�ems unless Lender wa�ve�Bvr�rovtrer's abliga�ion ta pay the Funds for <br /> any or all�scrow Items.L�nder may�vaive Bc�rravver's obligatio�tQ gay tfl Lender Funds far any Qr aIi��crow�tems at <br /> any time.Any such wai�er may n�ly be in writ�ng.In the eWen�of�uch wai�er,Borrowe�r shai�pay directiy,when and <br /> where payable,the a�nnflunts due fvr any Escrow�tems f��r which pa�rm�nt of Fur�ds has been wai�red by Lender and,if <br /> Ler�der requires, shall furni�h�Q Lender�re�e�pts��idenci�g such payment vvithin such �ime perzod as Lend�r m�y <br /> require.Bor�ou�er's oblig��ion�a make such paym�nts and to prnv�de rec��p�s sha�l for all purposes be deemed to b�a <br /> c�Wenant and agr�ernent con�a�ned in��is Secu�-ity Ins�rumer�t,as�he phxase"cavenan�and a,greernen�"is used in Seet��n <br /> 9.If BQrrovver is�bligated to pay Escravv�tems directly,purs►�ar���o a waiver,and Barroure�r fa�ls to pa�the amount due <br /> for an Escraw�tem,L�nder�ay exer�i�e its r�ghts unde�r Sec�i�n 3 ar�d pay such am.aun�and�orrawe��hal��hen be <br /> obligated under 5ection 9 t�repay�o Lender an�r such amoun�.L�nde�-may revoke the�raiver a��o ar�y or a�I Escro�v <br /> I�ems a�any time by a no�ice gi��n�n�accardance urith�ectiQn �5 and,upon such revacat�o�.,Bor�r�wer sha�l pay�o <br /> Lender alI Funds,and in such amaunts,that�re then required under th�s 5 ec�xox�3. <br /> Lender may,at any time,ca�lect and ha�d Funds in an amvutl��a�suff cxent�o permi��,ender tc�app�y th�Fund�at <br /> �he time spe�i�ed unde�RESPA,and(b�n�t�o exceed the maximum a��unt a lender can require�nde�-RESPA.Lender <br /> sha��es�imate�h.e amaunt of Fun�s due on the bas�s of current da�a and rea�onable es�ima�es of ex�rend�tures�f future <br /> �scrow Items or o�herw�se in a��ordan�e w�th App�i�able Law. <br /> The Fu�c����a��be held�n a4r�ins���u��o���r���d�p�s�t�are�r�s�r�b��fed�r�i ag�ccy,in�.��rn�a�i�.�r�����ty <br /> �including��e�-����ender i��n�nsti�ati�n��rh����at��i�s are st��i.n��r'e�d��r i�.��F�d�ral Hor�e�.c��a Ba��4�.�z��er <br /> shal�ap�ply the F`unds�a pa�r the Escrow�terns na later than#he time spe�if�d under RESPA.�ender shall not charge <br /> Borr�wer f�r hold�ng and�Fplying the Funds,annually analy�-ing the�scrow account,flr verifyzng the�scrow I��ms, <br /> un�ess Lender pays Borrower�nteres�on the F'unds and Appli�abie La�v permi�s Lende�to make such a�harge.Unl�ss an <br /> ag�reern�nt is made in�z-zting ar Applica�i�Lavcr��quires�nterest tc�b�pa�d on th�Fun�s,Lend�r shal�nvt be�r�q�ired tc� <br /> pay Borrower any in�ex�s�or earnings on the Funds.Barrower and Lender can agree ir�urr�tzngs�hovve�era t�at i�ter�st <br /> shaid be paid vn the Funds,L�nder shal�giv��Q�arrvwer,w�th�ut charge,an annual accoun�ing ofth�Fun.ds as r�qu�red <br /> by l�ESPA, <br /> �f�here i��su��u�s of Fur�ds h�1d in escrovv,as defined under R�SP�,Lender sha�l accat�n�tn�orr�wer�'o�th� <br /> excess funds�n accardance with RESPA.If�here�s a sh�ar�age of Funds held in escrow,as d�fned under R.ESPA,Lenaer <br /> shaX�ric��if�r Bofro�er as requ�rea by FtESpA,ax�d Sorro�srer shai�pa�r�o Lender th�amoun�ne�essax�r�a make up th� <br /> shortage in acco�-danc�wi�h RESPA,hu�in no more�han 12 man�h�y paymen�s.If�her�is a def c�ency of Funds h�eld i� <br /> escrow,as defined under RESPA,L�nd�r sha�l no��fy Borr��ver as�equired by R.ESP,�,,and B�rrawer sha��pay�o Lender <br /> the am�ount necessary ta make up��e def ciency�n accardane��vith RESpA,but zn na mQre than 12 mant�,ly payments. <br /> Upvn payment�n fuli af all sums secured by�h�s Secu�r�ty In�trument,Lender shal�prv�ptl�refund to Boz-�-ower an�r <br /> Funds held by Lende�. <br /> NEBR�5i�4-Sin�le Famify-Far�r��e MaelFreddie�la��NIF(�RM LNSTRUMENT Fo�m 3��8 �Iai <br /> Page 4 of�3 � � �. <br /> �QS,Inc_-31fi39 �. <br /> B�rrower�s��r��t�a�s <br />