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♦ � s <br />Loan No: 4005486 <br />KEITH ESPELAND <br />STATE OF e)c) <br />DEED OF TRUST <br />(Continued) Page 8 <br />transported or otherwise handled. The words "Hazardous Substances" are used in their very broadest sense and <br />include without limitation any and all hazardous or toxic substances, materials or waste as defined by or listed <br />under the Environmental Laws. The term "Hazardous Substances" also includes, without limitation, petroleum and <br />petroleum by- products or any fraction thereof and asbestos. <br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, <br />mobile homes affixed on the Real. Property, facilities, additions, replacements and other construction on the Real <br />Property. <br />Indebtedness. The word "Indebtedness" means all obligations of Trustor under the Guaranty, together with all <br />renewals of, extensions of, modifications of, consolidations of and substitutions for the obligations under the <br />Guaranty and any amounts expended or advanced by Lender to discharge Trustor's obligations or expenses <br />incurred by Trustee or Lender to enforce Trustor's obligations under this Deed of Trust, together with interest on <br />such amounts as provided in this Deed of Trust. <br />Lender. The word "Lender" means CITIZENS BANK & TRUST COMPANY, its successors and assigns. <br />Note. The word "Note" means the promissory note dated March 21, 2017, in the original principal amount <br />of $700,471.00 from Borrower to Lender, together with all renewals of, extensions of, modifications of, <br />refinancings of, consolidations of, and substitutions for the promissory note or agreement. NOTICE TO TRUSTOR: <br />THE NOTE CONTAINS A VARIABLE INTEREST RATE. <br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal <br />property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; <br />together with all accessions, parts, and additions to, all replacements of, and all substitutions for, any of such <br />property; and together with all proceeds (including without limitation all insurance proceeds and refunds of <br />premiums) from any sale or other disposition of the Property. <br />Property. The word "Property" means collectively the Real Property and the Personal Property. <br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this <br />Deed of Trust. <br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan <br />agreements, environmental agreements, guaranties, security agreements; mortgages, deeds of trust, security <br />deeds, collateral mortgages, and all other instruments, agreements and documents, whether now or hereafter <br />existing, executed in connection with the Indebtedness. <br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and <br />other benefits derived from the Property. <br />Truste word "Trustee" means CITIZENS BANK & TRUST COMPANY, whose address is 721 7TH ST - PO <br />BO ' 85, ST PAUL, NE 68873 and any substitute or successor trustees. <br />word "Trustor" means KEITH P ESPELAND and JODI A ESPELAND. <br />ACKNOWLEDGES H .,, G READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH <br />ES TO ITS TERMS. <br />COUNTY OFA <br />INDIVIDUAL` ACKNOWLEDGMENT <br />SS <br />201701803 <br />On this day before me, the undersigned Notary Public, personally appeared KEITH P ESPELAND and JODI A ESPELAND, <br />husband and wife, to me known to be the individuals described in and who executed the Deed of Trust, and <br />acknowledged that they signed the Deed of Trust as their free and voluntary act and deed, for the uses and purposes <br />therein mentioned. <br />Given under my hand and official seal this 21 day of v • <br />, 20 n <br />„ _ misktoP 4 a/ _ ■ ...._/.-'__ <br />rinted ame: ` - , WAtl is 114 <br />V <br />Notary Public • : nd fo,, e St to of ` <br />Residing at IL _. <br />My commission expires - . 2 <br />