♦ � s
<br />Loan No: 4005486
<br />KEITH ESPELAND
<br />STATE OF e)c)
<br />DEED OF TRUST
<br />(Continued) Page 8
<br />transported or otherwise handled. The words "Hazardous Substances" are used in their very broadest sense and
<br />include without limitation any and all hazardous or toxic substances, materials or waste as defined by or listed
<br />under the Environmental Laws. The term "Hazardous Substances" also includes, without limitation, petroleum and
<br />petroleum by- products or any fraction thereof and asbestos.
<br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures,
<br />mobile homes affixed on the Real. Property, facilities, additions, replacements and other construction on the Real
<br />Property.
<br />Indebtedness. The word "Indebtedness" means all obligations of Trustor under the Guaranty, together with all
<br />renewals of, extensions of, modifications of, consolidations of and substitutions for the obligations under the
<br />Guaranty and any amounts expended or advanced by Lender to discharge Trustor's obligations or expenses
<br />incurred by Trustee or Lender to enforce Trustor's obligations under this Deed of Trust, together with interest on
<br />such amounts as provided in this Deed of Trust.
<br />Lender. The word "Lender" means CITIZENS BANK & TRUST COMPANY, its successors and assigns.
<br />Note. The word "Note" means the promissory note dated March 21, 2017, in the original principal amount
<br />of $700,471.00 from Borrower to Lender, together with all renewals of, extensions of, modifications of,
<br />refinancings of, consolidations of, and substitutions for the promissory note or agreement. NOTICE TO TRUSTOR:
<br />THE NOTE CONTAINS A VARIABLE INTEREST RATE.
<br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal
<br />property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property;
<br />together with all accessions, parts, and additions to, all replacements of, and all substitutions for, any of such
<br />property; and together with all proceeds (including without limitation all insurance proceeds and refunds of
<br />premiums) from any sale or other disposition of the Property.
<br />Property. The word "Property" means collectively the Real Property and the Personal Property.
<br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this
<br />Deed of Trust.
<br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan
<br />agreements, environmental agreements, guaranties, security agreements; mortgages, deeds of trust, security
<br />deeds, collateral mortgages, and all other instruments, agreements and documents, whether now or hereafter
<br />existing, executed in connection with the Indebtedness.
<br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and
<br />other benefits derived from the Property.
<br />Truste word "Trustee" means CITIZENS BANK & TRUST COMPANY, whose address is 721 7TH ST - PO
<br />BO ' 85, ST PAUL, NE 68873 and any substitute or successor trustees.
<br />word "Trustor" means KEITH P ESPELAND and JODI A ESPELAND.
<br />ACKNOWLEDGES H .,, G READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH
<br />ES TO ITS TERMS.
<br />COUNTY OFA
<br />INDIVIDUAL` ACKNOWLEDGMENT
<br />SS
<br />201701803
<br />On this day before me, the undersigned Notary Public, personally appeared KEITH P ESPELAND and JODI A ESPELAND,
<br />husband and wife, to me known to be the individuals described in and who executed the Deed of Trust, and
<br />acknowledged that they signed the Deed of Trust as their free and voluntary act and deed, for the uses and purposes
<br />therein mentioned.
<br />Given under my hand and official seal this 21 day of v •
<br />, 20 n
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<br />rinted ame: ` - , WAtl is 114
<br />V
<br />Notary Public • : nd fo,, e St to of `
<br />Residing at IL _.
<br />My commission expires - . 2
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