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2� 17� 1775 �F} "Property" means �he property �ha� xs des�r�bed below under �he headxng "Transfer of Rxgh�s xn �he Property." (�} "Loan"means �he deb� e�iden�ed by �he No�e, plus �n�eres�, any prepaymen� �harges and la�e �harges due under�he No�e,and all sums due under�h�s Se�urxty�ns�rumen�,plus in�eres�. (H� "R�ders" means all Rxders �o �hxs Se�urxty Ins�rumen� �ha� are exe�u�ed by Borrower. The followxng Rxders are�o be exe�u�ed by B orrower��he�k box as app l��ab le�: Q Adjus�able Ra�e R�der [� Condominium Rider [� Se�ond Home Rider � Balloon R�der � Planned Uni�De�elopmen�R�der � 1-4 Family Rider Q Biweekly Paymen�Rider Q V.A.Rider Q ��her�s� �spe��fy� Form E-3 Tax Exem t Financ�n R�der p J (I} "Appl�cable Law" means all �on�rollxng appli�able federal, s�a�e and Io�al s�a�u�es, regula�ions, ord�nan�es and admin�s�ra��e rules and orders (�ha� ha�e �he effe�� of law� as well as all appl��able f�nal, non-appealable jud��ial opinions. (..T) "�ommun�ty A55ociation Dues, Fees, and Assessments" means all dues, fees, assessmen�s and o�her �harges �hat are imposed on Borrower or the Proper�y by a�ondominium asso��a��on, homeowners asso��a�ion or sXmilar organ�za�ion. (K} "Electronic Funds Transfer" means any �ransfer of funds, o�her �han a transa��ion or�g�na�ed by �he�k, draft, or s�m�lar paper �ns�rumen�, wh��h �s �n��a�ed thraugh an ele�tron�� erminal, �elephoni� �ns�rument, �ompu�er, or magne�X� tape so as �o order, ins�ru��, or au�hor�ze a f�nan�ial ins��u��on �o deb�� or �redi� an a��oun�. Su�h �erm �n�Iudes, bu� �s not lim��ed �o, po�n�-of sale �ransfers, au�oma�ed �eller ma�h�ne �ransa�tions,transfers in��iated by�elephone,wire transfers,and au�oma�ed�learinghouse�ransfers. (L} "Escrow ItemS"means�hose ��ems�ha� are des�r�bed �n Se��ion 3. (M} "Miscellaneous Proceeds"means any �ompensa�ion, settlemen�, award of damages, or pro�eeds paid by any�h�rd party �o�her �han �nsuran�e pro�eeds pa�d under�he �o�erages des�r�bed in Se��ion 5} for: (�� damage �o, or destru��ion of, the Proper�y; �ii� �ondemna�ian ar o�her tak�ng af ail ar any part af�he Praperty; �iii� �on�eyan�e in l�eu of �ondemna�ion; or �� m�srepresen�at�ons of, or om�ss�ons as �o, �he �alue andlor �ond�t�on of the Property. (N} "Mortgage Insurance" means insuran�e pro�e��ng Lender aga�ns� �he nonpaymen� of, or defaul� on, �he Loan. (Q} "Periodic Payment" means �he regularly s�heduled amoun� due for �� pr�n�ipai and interes� under the No�e,plus��any amounts under Se��ion 3 of�his Se�urity Ins�rumen�. (P} "RESPA" means �he Reai Es�a�e Se��lemen� Pra�edures A�� 12 U.S.C. �2�01 e� sea.� and �ts implemen��ng regula�ion, ReguiatXon � �Z4 C.F.R. Part 3500�, as �hey migh� be amended from ��me �o �ime, or any additional or su��essor leg�sia��on or reguiat�on tha� go�erns �he same subje�� ma��er. As used �n this Se�ur�ty Ins�rumen�, "RESPA" refers to all reauiremen�s and res�rx��ions �ha� are imposed �n regard �o a "federally reia�ed mortgage ioan" e�en �f�he Loan does not auaiify as a "federally reia�ed mortgage ioan" under RESPA. (Q} "Successor in Interest of Borrower"means any party�ha�has�aken �x�le to �he Properry, whe�her or no� that parCy has assumed Borrower's obiiga��ons under the No�e andlor this Se�urity Ins�rument. NEBRASKA-Single Family -FannieMaelFreddieMac UN�F�RM�NSTRUMENT Form 3Dz8�t1D�t f r" Laser Fvrms lr�c.(800}446-3555 LF1#FNMA3028 9111 Page 2 of 13 ICll�lal5: � '