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2� 17� 1754
<br /> DEED �F TRUST
<br /> Laan Nv: 'I�'13�3'i 73 �Contirluedj Page 5
<br /> Deed of Trust has been accepted by Lender fn the State of Nebraska.
<br /> Time is vf the Essence. Time is o�the essence in the performance o�this Deed of Trust.
<br /> Waiver vf Homestead Exemptivn. T�ustar hereby releases and wai�es all rights and bene�its of �he hvmestead
<br /> exemption laws of the 5tate ❑f Nebraska as t❑ a!l Indebtedness secured by this ❑eed of Trust.
<br /> ❑EFINITI�NS, The #allflwing words shall ha�e the following meanings when used in this Deed ❑f Trust:
<br /> B�ne#iciary. The ward "E3eneficiary" means Fi�e Points Bank, and its su�cessors and assigns.
<br /> Borrower. The word "Barrower" means VANESSA L HARDERS and includes all co-signers and ca-makers signing
<br /> the Credit Agreement and all their successors and assigns.
<br /> Credit Agreement. The words "Cr�dit Agreement" mean the credit agreement dated March 17, ��17, With
<br /> C�"edlt �lmit �f $�25,���.OD fram Trustar to Lender, together with all renewals af, extensions of,
<br /> mndifications ot, refinaneings �f, Gonsalidations ❑f, and substitutions for the promissory nate or agreem�nt.
<br /> N�TICE TD TRUST�R: THE GREDIT A�REEMENT C�NTA�NS A VARIABLE lNTEREST RATE.
<br /> Deed of Trust. The words "Deed of Trust" mean this Deed of Tru�t among Trustar, Lender, and Trustee, and
<br /> includes without limitatian al� assignment and security interest pro�isions relating ta the Personal Praperty and
<br /> Rents.
<br /> En��ronmental Laws. The words "Enviranmenta! Laws" mean any and all state, federa! and lo�af statutes,
<br /> regulatians and ordinanc�s relating to the protection af human hea�th ar the environment, including withaut
<br /> limitation the Gamprehensi�e En�irflnmental Response, Comp�nsation, and Liabiiity Act of �9$�, as amended, 42
<br /> 11.S.C. 5ection 96�1, et seq. �"CERCLA"}, the 5uperfund Amendments and Reauthvrizatian Act af '�98�, Pub. L.
<br /> Na. 9g-499 �"SARA"y, the Haza�dous Materials Transportation Act, 49 L1.5.C, Sectian 18Q1, et seq., the Resvurce
<br /> �onser�ation and Re�fl�ery Act, 4� U.S.C. 5ectian �J41, et seq., ❑r ather applicable state ❑r federal laws, rules,
<br /> or regulations adopted pursuant thereto.
<br /> E►►ent of De#ault. The wards "E�ent of ❑efautt" mean any af the e�ents af defau�t set farth in this Deed of Trust in
<br /> the e�ents of default sectian af th�s Deed ❑f Trust.
<br /> Existing Indebtedness. The words "Existing Indebtedness" mean the indebtedness described in the Existing Liens
<br /> pra�ision af this Deed of Trust.
<br /> Impro�ements. The word "Impro�ements" means all existing and future impro�ements, buildings, structures,
<br /> mobile hvm�s affixed an the Reai Property, facilities, additions, replacements and other constructi�n ❑n the Real
<br /> Pr�perty.
<br /> Indebtedness. The w�rd "Indebtedness" means ai� principal, interest, and vther amoun�s, costs and expenses
<br /> payable under the Credit Agreement or Re�ated Documents, tagether w�th all renewals ❑f, extensions af,
<br /> moditications af, cansalidations of and subst�tutians fvr �he Credit Agreement ❑r Related Dacuments and any
<br /> amaunts expended or ad�anced by Lender t❑ dis�harg� Trustor's obligations ❑r expenses incurred by Trust�� ❑r
<br /> Lender �❑ enfvrce Trustar's ❑hligations under this ❑eed of Trust, together with interest on such amaunts as
<br /> prfl�ided in this �eed of Trust.
<br /> Lender. The word "Lender" means Fi�e Poin�s gank, its successors and assigns. The wards "successors ❑r
<br /> assigns" mean any person or�ompany that acquires any interest in the Credit Agreement.
<br /> Personal Property. The wards "Persanal Property" mean aii equipment, fixtures, and other articles of personal
<br /> property naw ar hereafter owned by Trustor, and now ❑r hereafter attached or affixed ta the Real Prvperty;
<br /> together with a!I accessions, parts, and additions to, all replacements of, and all substitutions f�r, any of such
<br /> praperty; and together with all pro�eeds �including without I�mitation all insurance proceeds and refunds o�
<br /> premiums� from any sale or❑ther disposition of the Property.
<br /> Prnperty. The word "Praperty" means collecti�ely the Real Praperty and the Persona� Property.
<br /> Real Property. The words "Real Praperty" mean �he real proper�y, interests and rights, as further descrihed in this
<br /> Deed ❑f Trust.
<br /> Related Documents. The wards "Related Dacuments" mean a�l pramissory notes, credit agreements, Ioan
<br /> agreemen�s, en�iranmental agreements, guaranties, security agreements, mortgages, deeds ❑f trust, security
<br /> deeds, collatera! martgages, and all other Enstruments, agreements and documents, whether naw or herea#ter
<br /> existing, executed in connection with the �ndebtedness.
<br /> Rents. The word "Rents" means a1� present and future rents, re�enues, inc�me, �ssues, royalties, prafits, and
<br /> ❑ther �enefits derived from the Property.
<br /> Trustee. The word "Trustee" means Fi�e Pofnts �ank, whose address is P.� Bax 15C37, Grand Isiand, NE
<br /> 688Q2-1 547 and any substitute or successar trustees.
<br /> Trustor. The ward "Trustor" means VANESSA L HARDERS.
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