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200001540 <br />LOAN #: 1480631 <br />If Lender exercises the option to require immediate payment in full, Lender shall give <br />Borrower notice of acceleration. The notice shall provide a period of not less than 30 days <br />from the date the notice is delivered or mailed within which Borrower must pay all sums <br />secured by this Security Instrument. If Borrower fails to pay these sums prior to the <br />expiration of this period, Lender may invoke any remedies permitted by this Security <br />Instrument without further notice or demand on Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Fixed /Adjustable Rate Rider. <br />MICHELLE VALLEJO <br />/&' izaCt of <br />IkANDALL VALLEJ <br />MULTISTATE FIXED ADJUSTABLE RATE RIDER -11YEAR TREASURY INDEX - Single Family- Fannie Mae Uniform Instrument <br />Form 3182 5/94 Page 3 of 3 P5257RDU <br />