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<br /> �vA�u#: �������03�
<br /> t❑Ler�der Funds�or any ar�II�scrow[tems at any tErr�e.Any such waiver rr�ay❑nly be in writing. in th�
<br /> event of such waiver, Borrflvuer shal! pay directly, vvh�n an�where payable, �he arr�vunts du�fvr any
<br /> Escrt�w �tems f�r which payment vf F�nds has be�n waived by L�nder and, i�L�nd�r r�quires, shall
<br /> #urnish tv Lender re�eipts evEdencing �uGh paym�nt wi�hin sueh time perivd as Len��r may require.
<br /> ��rrower's�b�i�ation t�rnake such payments and#o provide r�c�ipts shali�or all pu�pases be deemed
<br /> �a be a cv�enant and agr�ement c�r�tained in this 5ecuri�� Ir�strument, as the phrase "cc��enan�and
<br /> agreer�en�" is used i� S�c�i�n 9. lf B�rrowe�is flbligate�tv pay �scrow Items dire��ly, pur�uan�tv a
<br /> wa�ve�, and So�ro�+er fails t� pay the amaunt due �or an Es�rQw I�er�, Le�der rnay exe�cise its righ��
<br /> u�der�ectiqn 9 and pay such amv�nt an� gvrrower sha���hen �e obligated under Sec�ion 9 to repay
<br /> �o Lend�r an�sucE��m��n�. Lende�r�ay revok��he waiver as tv any or ali�scrow��e��at any tim��y
<br /> a no�ice given ir�a�cvrdan�e with 5ec��or� 1�a�nd, upor�su�h r�vo�a�i�n. Bofrow�r Shall pay to L�nder
<br /> al��'unds, ar�d i�such arn�u�n�s,�ha�are t�en required under�h�s Sec�ior� 3.
<br /> L�nd�r may,a�any time,c�l�e��ar�d ho�d Fun�s in ar�amou�t�a}suf�icient�a permi�L�nde�to app�y
<br /> th�Funds���he time spe�ifi�d und�r F�ESPa,ar�d�b�nat to exce�d th�maxi�rrum amaun�a��nd�r�an
<br /> require und�r RE�F�A.�ender shal��st�mate t�e�maun�af F�nds due an t��basis�f��rre�t da�a an�
<br /> reasvnable estimates��expend�tures�f future Escro�r It�ms�r athe�ise�in accorda�c��r�th App�icabie
<br /> Law.
<br /> The Funds sh�i[b�he�d in�n ins�i�u�ion vvhose de�os�t�ar��nsur�d by afed�ral agen�}�,in�t�umen��l��y,
<br /> or ent�ty�in�iuding Len�er, i�Lender�s a� ins�ituti�n���se depnsits a�e�s�insured}�r in an�F�dera�
<br /> Home LQar�Bank.Lenr��r sha[I apply t��Fur�ds�❑pay the Escrov�Items na C�t�r�han the time spe�ified
<br /> und�r RESpe�.Lender shal��at�h�r���orra�►�r�vr��Iding and apply�ng th�Fun�s,2��rnua�ly analy�ing
<br /> th��s�raw accoun�, ��veri�in��he�s�rv�rv��ems, un�ess L�nd�r pays B�rro►nrer�n�erest�n the Funds
<br /> an�a�plicabie Law pe�-mi�s Le��e��o�ake su�h a charge. �nl�ess�r�agre�ment is�ade�n�+►vri�ing or
<br /> App���ab�e Law requi�es inter�s��a be pa�d vr��he Ft�nds� Lend�r�ha��nt��be r�quired��pay B�rra�rer� �
<br /> any in�erest�r earni�gs an th�Fur��s. ��rr���r a�d�.�nder can a�ree i�►�vr��in�, haw�ver,th�at�n�er�s�
<br /> shall I�e paid�n the Fu�ds. L�nder shal�give�o Bvrra�rer,��thau��h�rge, �n anr�ua���co�nt�ng a�th�
<br /> Fu�ds as require�by RE�PA.
<br /> f�there �s a sur�lus o� Funds �eld in �scrr�vtis, as defned under �ESPA, Lend�r sha11 accvunt t�
<br /> gv�ro�rrer for�he excess funds�r�accordance with F�ESPA.l��here is�s�flr#age of F�nds h�ld in escrvw,
<br /> as defined unde�RES�A,Lender shall n�tify Borro�er as required by RE�PA,�nd Borrower shall pay to
<br /> Lender the amoun#nec�s�a�y ta make up th�shvrtage in accardance with I�ESPA,but in no more than
<br /> �2 monthly pa�rmen�s.If ther�is a d�ficie�cy of Funds h�ld in escrvw,�s defined under RESPA,Lender
<br /> sh��l noti�r B��rov�e�as req�ired by RESPA, and Borrawe�sha11 pay to Lender�he amaun�ne�essary
<br /> to m�ke up�he defci�nc�ir�accordance w�th RESPA, but in na rnore than 'I2 mon�hly payrr�ents.
<br /> Upon paymen�in�u��o�all sums secured by this S��uri�y lnsfrument, Lender shail promptiy refund
<br /> tv Barrower any Funds F�eld by Lend�r.
<br /> 4. Charges; �iens. Ba�ra�ve�shall pay ail �axes, assessmen�s, ��targ�s, fines, and imposition�
<br /> attributal��e�a th� Pr���rty whic}� can atta�n priarity�ver�his S�curity Ir�str�ment, leasehold payments
<br /> or gra�r�d r�nt� an the Prvper�y, if any, a�� Community Association �ues, F�es, and Assessmen�s, i�
<br /> any.To�he ext�nt th�t th�se��ems a�-e Escra�rv Iterns, 8orrvwer sh�l� pay��em in�he manner�r��ided
<br /> �n 5ectior� 3.
<br /> Borro�r�r�hali pramptly discharge an}�lier�which has pr�ori�y over this ��cu�[ty Ir�strumen�un�ess
<br /> �3arrvvver:�a}a�rees in writing tv�he paymen�of�he oblEgation secured by��e li�n�n a manner acc�p�able
<br /> �a Lend�r,bu�flnly so Ivng as Borrower is perFarming such agreement;�b�cont�sts��e lien�n�ood fai�h
<br /> by,�r de��nds agains�enfarcernent of the lien in,leg�l pr�ceed�ngs vuhi�h in L�n�er's opiniorr opera�e�a
<br /> preven��he�nforcement o��t��lien while�hose�rt��eedings�re perad�ng,bu�only until such praceedings
<br /> are cor��cluded;or 4�}�ecur�s�FrQm�he holder of�he���n an agreement sa�is�actary ta L�nd�r sub�rdin��ing
<br /> t�e lien�a�his�ecurity Instrument. ��f L��der de�errnines that any�art o€�he Property is sub�ec���a lien
<br /> which ca� at�ain priori�y over this Sec�ri� Instrume�t, L�nder m�y gi�e Bor�owe�a r�o�iee iden�if��ng
<br /> tt�e lien.1111i�hin �0 day�o�t�e da�e on r�vhich�ha�noti�e is g��er�, Barro�rer�hall sa�isfy�he lien or take
<br /> on�vr rnore af the ac�ior�s se#fnr�h abav�in this Sec��ar�4.
<br /> L�nder nnay require B�rro�ue�`t� pay a �ne-time c�ar�e far a r�a! es�a�e tax ve�ifca�i�n andl�r
<br /> repor#ing s�r�ice u�ed b�L�r�der in c�nn�ct�on wi�h this Lvan.
<br /> �. �raper�y InsWr�nce.gorrv�rversh��l keep the�mprovements r���v exist�n�br her�a�ter ere��ed��
<br /> the P�ap�rty insur�d aga�ns�lass by fire,ha�ards inciud�d�rri�h�n#he�erm"exter�ded caverage,"and any
<br /> �th�r h�zards incl�ding,�ut not limi�ed to,e�rthquake�a�d floods,fvr►►vhich Lender requir�s insurance.
<br /> This insurance shal[��rrtaintair��d i�t1�e amounts�including d�ductible ievels}a��for�he period$�hat
<br /> Lender requires. �1iTha� Lender requ�res pursuan�t� �h� pr�Cedin� sentences ca� change durin� the
<br /> �e�r��f the Loan.�he insu�ar�ce carrier provi�ing the insur�nc�shall be chasen by �arrowrer subject ta
<br /> L�nder's rig�t�o�isapprave�orrt�Wrer's chvi�e,rn�i�h right shali not be ex�r�is�d tanreasflnably.�.ender
<br /> may require Borro�rve��o P�y, in�onr�ection wi��t�his Loan, ei�h��: �a} a one-time charge for flvod zone
<br /> �ete�rnination, certificati�r�and tra�king services; or tb)a�ne-tim��harae far�iovd�ane deter�minati�n
<br /> and cer�ificatiQn�ervice�ar����bs�quent char�es ea�h time rerriappings or similar changes o�c�rr�hich
<br /> r�ason�bly migh�a�fe��such determinatiQn ar certifica�ivn. E�arrower shal! also be respansible��r the
<br /> payment�f any�ees impos�d by the Federal Emergenc� Managem�n�Agen�y in cvnnection wi�h the
<br /> revi�vu of an�r flv�d�one det�rmina#ivn res�l�ing from an oblectior� by �3arrower.
<br /> If gorrov�rer fails to main�ain any of th�e co�erages described above, Le�der may ob�ain insuranc�
<br /> c�verage, at L�nd�r's optian an� Borrower's�xpense. Lender is under n� oloiigation to purchase any
<br /> particular type or amoun�t�f coverage.Th�ref�re,such car�erage shall cvver L�ndet, but might ar migh�
<br /> not protect�orravW��,Barrower's eq�i�y in the Property,or th��ont�nts af�F�e Property,a�ainst any r�sk,
<br /> haz�rd or�i�bili�y and rnight provide greater or less�r co�er�g�than was previausly in�ffect. B.o,rrav�r r
<br /> �•
<br /> 1 ni#ials.
<br /> NEBRASF[A--Singie Fami�y�-Fan�ie NlaelFrQ�dte l�lac UNIFC�RM INS�RUAIIENT Form 3�28�1�1
<br /> EP�ie Mae:in�. P����.��'�[� �EUDEEQ g4�5
<br /> I�EUDEED�CLS�
<br /> a31'�312�'�7�8:38 A[�l�PS�
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