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2� 17� 17�9 <br /> �C} "L�ender"is �l.11���rl L�ans ��]�. <br /> Lender is a �arporat�on <br /> arganized and ex�s�ting under the laws of th e S ta te o f M�c h�g a n . <br /> Lender's addr+��s is 1�5� �1�a�ward Av�, aetrD�t, MI 48���-1�0� <br /> �D3 ��Trust������ Fi rst Amer�can Ti t�e <br /> �E) "MERS"i$Mortgage Electronic Regi�tration Systems, Inc. MERS is a separate corporation that is <br /> acting sole�y as a nominee for Lender and Lender's successars and ass��ns. MEI�S is the benefciary <br /> under this S��urity Instrum.enE.M��S is organi�ed and exist�ng under th�tativ�of Delaware, and has <br /> an address and t��ephflne nur�ber of P.�. F3o�.Z��,6,F1int,MI 4�St��-2[126,te1. (�8��F�79-:VIER�. <br /> �F� "Note"mear�s�he promis�ary note s�gned by Borrawer and dated N�d rC�1 ��, ��I 7 .The�ote <br /> state�that Borco�er o�es L�nder �e�er�t,� Tw� Thous�nd F�v� Hundred 5�xt� F�ur <br /> an� ���1�� <br /> I3allars��.5. � ��,�6�.�� )p�us interest. Borrow�er ha�promi�ed ta pay this de�t in regular <br /> Per�odic Payments and to pay the debt in full not later than A�r 1 7 1, ��4 7 , <br /> ��} "Property"means the praper�y that�s descr�bed belo�v under the heading"Transfer of Rights�n the <br /> Pr�perty." <br /> �H} "Loan"means the debt evidenced b�th�Note, p�us�nterest, and late charges due under the Note, and a�� <br /> s�ams due und��thi�Securi��Xnstrument,p�us�nteresr. <br /> �I} "l���ers"rneans a��R.iders to this�ecuri�y In�trument that are executed by Barrawer. T�be fol�owing <br /> Riders are to be e�ecuted by Borrower�check box as ap�licab�e]: <br /> �14dju�table Rat�Rid�r ��ondomin.�uxr�Rid�r � P1ax�ned Unit I]evelapment Rider <br /> ��th�r L�g a 1 Atta�hed <br /> Q Rehabii�tation Loan R�der <br /> �J} "Appli�able I�aw"mean,s a�I�ontrolling appl�cable federai, s�a.te and Iaca�statutes, regulations, <br /> ordinanc�s and administrati�e rules and arders�that have the effect of law�as we1l as al�app�ica�bie fina�, <br /> non-app�alabl�judicial opinians. <br /> ��} "Cammuni�y Associa�ion Dues, Fees,and As�essments"means all dues, fees, assessments and other <br /> char�es that are impased on Barrower ar the Prflpert�r�y a condamir�ium assoc%at�on,homeowners <br /> association or simiiar organi�ation. <br /> �L} "ElectronicFunds Tr�nsfer"means a.n.y transfer o��itnds, oth�r t�han a transac�ion ori��nated by chec�k, <br /> c�raf�,or similar�aaper instrument,which is in�tiat�d through an e�ectronic term�n�al,telephonic <br /> instrument,eomputer,ar magnet�c fape s�as t�4��er,instruc�t,ar authar�ze a financial institut�on to <br /> debit or credit an account. Such t�rm inc�ut�es,b�ut is not Iimited to,paint-of-sale�ransfers,autamated <br /> telter�achine tra�nsactions,tra.nsfers inittated by te�ephone,�v�re transf�rs, and au�omated c�earinghouse <br /> transfers. <br /> FHA Deed af Trtist With MERS-NE 9134l�414 <br /> Ba�kers 5ystemsT� 11f1�P� VMP4N(NE}�1546}.Q4 <br /> W�Iters I�luwer Financial 5ervices Pag�2 c�#�7 <br /> q�3373�19893 4�33 331 ��17 <br /> t <br />