2� 17� 17�8
<br /> vWai�e Bnrrower's obligation to pay to Lender Funds far any or al�Escrow I�ems a�any time. Aiay such wai�er may
<br /> �n1y be in writing, rri the e�ent af such wai�er, Borr�wer sha11 pay directly, when and where payable, the amnunts
<br /> due far any Escrow Items for which payment af Funds has been waived by Lender and, if Lender requires, sha11
<br /> furnish to Lender receip�s e�idencing such payment within such time perivd as Lender may r�quire. Borrow�r's
<br /> o�ligatian to make such payments and ta provid� receipts shall for a�l purposes be deemed to be a co�enant and
<br /> agreemen�contained xn �his Security �nstrument, as�he phrase "co�enant and agreement" is used in Section 9. If
<br /> Borrov�er is oblxgated to pay Escr�w Items directly, pursuant�to a wai�er, and Borrower fails to pay the amount due
<br /> for an Escrow Item, Lender may exercise its rights under 5ection 9 and pay such amoun�and Borrvwer sha11 then be
<br /> abligated under Section 9�o repay to Lender any such amount. Lender may re�ake�he wai�er as to any�r aIl Escrow
<br /> Items ati any time by a n�tice gi�en in accordance with Section �4 and, upon such revocation, Barr�wer shal�pay to
<br /> Lender all Funds, and in such amounts, that are then required under th�s Sectian 3.
<br /> Lender may, at any time, co�lect and h�ld Funds in an amount�a}sufficient to permit Lender to apply the Funds
<br /> at the�i_me sp�cified un�ier RESPA, and�b}no��o exceed the maximum amount a�ender can require under RESPA.
<br /> L�nder shall esti_mate the amaunt�f Funds due on the basis of curren�data and reasonabl�estimates of expenditures
<br /> of future Escrow Items or otherwise in accordance with Applicable Law.
<br /> The Funds shall be he�d �n an institution vWhase deposits are insured by a federa� agency, �nstrumental�ty, �r
<br /> entity (including Lender, if Lender is an institution whose deposits are sa insured� or in any Federal Home Loan
<br /> Bar�k. Lender shall apply the Funds ta pay the Escrow Items na 1a�er than the time specifi�d under RESPA. Lender �
<br /> sha�l not charge Borrawer for holding and applying the Funds, annua�ly analyzing the escrow accoun�, ar�erxfying
<br /> the Escrow Items, un�ess Lender pays.Borrower interest on the Funds and Applicable LavW perm�ts Lender to make
<br /> such a charge. Unless an agreement is made in writing or Applicable Law requires in�eres�t tv be paid on the Funds,
<br /> Lender shall not be required to pay Barrower any interest or earnings on the Funds. Borrower and Lender can agree
<br /> in writing, howe�er, that �nterest sha1l be pai d on the F�nds. Lender shall gi�e to Borrower, withvut charge, an
<br /> an�x�ual account�ng of the Funds as required by RESPA.
<br /> If�here is a surplus of Funds he�d in escrow, as defined under RESPA, Lender shail account to Borrower for
<br /> the excess funds in accordance with RESPA. If there�s a shortage�f Funds held in escraw,as defined under RESPA,
<br /> Lender shall notify B�rrower as required by RESPA, and Barrower sha11 pay to Lender the amount necessary�o make
<br /> up tihe shortage�n acc�rdance v�ith RESPA, bu� �n n�more�han 12 monthly payments. If�here is a def ciency of
<br /> Fund.s held in escraw, as defined under RESPA, Lender sha1l notify Borrower as requ�red by RESPA, and Borrower
<br /> shall pay to Lender the amount necessary to make up the deficiency in accordance with RESPA, hut in no mare than
<br /> 12 monthly payments.
<br /> Upon paymen�in full of al�su.ms secured by this Security�nstrument,Lender shall pramptly refund to Borrawer
<br /> any Funds held by Lender.
<br /> 4. Charges; Liens. Borrower shall pay a�l�axes, assessments, charges, f�nes, and impositions a�.tri�utable to
<br /> the Property which can attain pri�rity �ver �his Security �nstrument, leasehold paymen�s or ground rents an the
<br /> Property, if any, and Community Ass�c�ation Dues, Fees, and Assessments, if any. To the extent tha�th�se items
<br /> are EscrovW Items, Bvrrower shall pay them in tihe manner pra�ided�n Section 3.
<br /> Borrow�r sha11 promptly discharge any lien which has priarity a�er�his Security Instrument unless B�rrower: � �
<br /> (a�agrees in writ�ng��the payment of the ob�igation secured by the lien in a manner acceptable to Lender, but only
<br /> so long as Borrower is performing such agreement; (b� con�es�s th� lien in good fai�h by, or defends agains�
<br /> enfarcemen�af the�ien in, legal proceedings which in Lender's opinion operate tv pre�ent the enf�rcement of�he�ien
<br /> while those proceed�ngs are pending, but only unti� such proceedings are concluded; or �c} secures from the holder
<br /> �f the lien an agreemen# satisfac�ory to Lender subordinating �h� �ien ta this Securi�y Instrument. If Lender
<br /> de�erm�nes that any part of the Pr�perty is subj�ct to a lien which can attain prio.rity o�er th�s Security Instrument,
<br /> Lender may gi�e Borrower a notice identiifyin� the �ien. Within 1�days of the date on v�hi�h that na#�ce�s gi�en,
<br /> Borrower sha11 sa�isf}��he lien or take one o.r more of�he actions set farth abo�e in this Section 4.
<br /> Lender may reyuir�Borrawer to pay a one-time charge for a rea�estate tax�erif cation andlor reporti.ng ser��ce
<br /> used by L�nder in connection with�his Loan.
<br /> NEBRASKA Single Fam�ly-UNIFaRM fNSTRUMENT D�cJHa�►c
<br /> MODI FEED FOR DEPARTNiENT �F V ETERANS AFFAI RS - MERS www.do�magic.com
<br /> �Rev. 11��} Page � of 14
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