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2� 17� 1 �� 1 <br /> Subject to the provisions af Section 17,any Successor in Interest of Borrower who assumes Borrower's <br /> obligations under this Security Instrument in writing,and is approved by Lender,shall obta�n a11 of <br /> Borrower's rights and benef ts under this Security Instrument. Borrower sha11 not be released from <br /> Borro�ver's obligations and liability under this Security Instrument unless Lender agrees to�uch release <br /> in vv�riting. The co�enants and agreements of this Security Instrument sha1�bind(except as pro�ided in <br /> S�ction 19}and benef�t the successors and assigns of Lender. <br /> 'I 3. Loan Gharges.Lender may charge$orrower fees for serWices performed in connection with Bonower's <br /> default, for the pucpose of protecting Lender's interest in the Property and rights under this Security <br /> Instrumcnt, includxng,but not lim�ted to,attorneys'fees,property iaspectxon and valuation fees.Lender <br /> may co��ect fees and charges authorized by the Secretary. Lender may not charge fees that are expressly <br /> prohibited by this Securi�y Instrument or by Applicable Law. <br /> If the Loan is subject to a 1aw which sets maximum loan charges,and that law is finally int�rpreted so <br /> that the interest or other�oan charges colIected or to be collected in connection vvith the Loan exceed the <br /> permitted limits,then: (a}any such loan charge sbalt be reduced by the amount necessa.ry to reduce the <br /> charge to the permitted limit;and(b)any sums already collected from Borrower which exceeded <br /> permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the <br /> principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, <br /> tbe reduct�on wii�be treated as a partial prepayment with no changes in the due date or in the monthly <br /> payment amount unless the Lender agrees in writing to those changes. Borrawer's acceptance of any such <br /> refund made by direct payment to Borro�er wi11 constitute a waiver of any right of action Borrower <br /> might ha�e arising out of such o�ercharge. <br /> 14. Notices.All no�ices given by Borrower or Lender in con.nection with this Security Instrument must be in <br /> �vriting.Any notice to Borrower�n connection with�his Security Instrument shall be deemed to have <br /> been given ta Borrower�vhen mailed by first class mail or when actually deli�ered to Borrower's natice <br /> address if sent by other means.Notice to any one Bonower shall corxstitute not�ce to a�l Borrowers un�ess <br /> Applicable Law expressly requires o�herwise.The notice addres�shall be the Property Address unless <br /> Bonower has designated a substitute not�ce address by notice to Lender. Borrower sha11 prompt�y <br /> notify Lender of Borrower's change of address. rf Lender specifies a procedure for reporting Borrower's <br /> change of address,then Borrower shall only report a change af address through that specified procedure. <br /> There may be only one designated notice address under this Security Ins�rument at auy one time.Any <br /> no�ice to Lender shal�be gi�en by delivering it or by mailing it by first ctass mail to Lender's address <br /> stated herein unless Lender has designated ano�her address by notice to Borrower.Any notice in <br /> connection�ith this Security Instrument shall not be deemed to ha�e been given to Lender until actually <br /> received by Lender. If any notice required by this Security Instrument is also required under Applicab�e <br /> Law,the Appiicable Law requirement wi11 satisfy the corresponding requirement under this Security <br /> Instrument. <br /> 1�. Go�erningLaw; Severability;Rules of Gonstruction.This Security Instrument shall be go�emed by <br /> federal law and tbe law of tbe jurisdiction in which tbe Property is located. All rights and obligations <br /> contained in th�s Security Instrument are sub�ect to any requirements and limitations of App�icable Lar�v. <br /> Applicable Law might explicitly or imp�icitly a�low the parties to agree by contract or it might be silen�, <br /> but su�h silence sha11 not be construed as a prohibition against agreement by contract. In the e�ent that <br /> any pro�ision or clause of this Securi#y Instrument or the Note conflicts with Applicable Law,such <br /> conflict sha11 not affect other provisions of this Security�nstrument or the Note which can be given effect <br /> without the conflicting provision. <br /> FHA Deed of Trust With MERS-NE 9134124�4 <br /> Bankers SystemsTM VMP b� VMP4N[NE}(15�6}.40 <br /> Wolters Itluwer Financial Services Page 11 of 1? <br /> q43367964�83 �233 S�S 1117 <br />