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' � 2� 17� 1 �57 1 i 1 ' ► . ` L�T NINE �9}, BLaCK F�VE (5}, CLAUSSEN C�UNTRY VIEW ADDITI�N T4 THE �ITY �F GRAND�SLAND, HALL��UNTY,NEBRASKA. Prior instrument referen�e: Recorded on AUGUST 21, Z012 in INSTRUMENT N�. Z012�6951, of the �fficiai Records of HALL C�UNTY,NEBRASKA This FHA Home Affordable Modif cation Agreement�"Agreement"}is mad�on FEBRUARY 15,Z417 by and between Borr�wer, as obligor(s}, or as tit�e holder�s}to the Property, as the context may require, and Lender, Barrower's obligations under the Note are secured by a properly recorded Mortgage,dated the same date as the Note encurnbering the Property. Borrawer agrees fihat, except as express�y madified in this Agreement, the Note and the Mortgage remain in ful�force and effect and are�alid,binding obligatians upon Borrower,e�cept as discharged in Bankruptcy, and are properly seGured by the Property. Nothing in this Agreement shalI be understood or construed to be a satisfaction or release, in whole or in part of the Borrower's abligations under the Loan Docurnents. If my represen#ations in Section 1, Borrower Representations,continue ta be true in all material respects,then this Agreement will,as set forth in Section 3, amend and suppiement�1}the Mortgage on the Property,and�2� the Note secured by the Mottgage. The Mortgage and Nn�e tagether, as they may pre�iously have been amended,are referred to as the"Loan Documents." Capitalized terms used in this Agreement and not defined ha�e the meaning gi�en to�hem in the Loan Documents. 1. Borrower Representations. I certify,represen�to Lender�nd agree: A. I am experiencing a f nancial hardship, and as a resu�t, �i} I am �n defaul� under the terms of the Loan Documents, and �ii) I do not have sufficient income or access to sufficient liquid assets to make the monthly mortgage payments now or in the n�ar futur�; I did not intentianally or purposefully default on the terms of th�Loan Documents in order to ob#ain a loan modification; B, I certify the Property is not condemned and is not�acant with�ut the intent to re-occupy; C. There has been no impermissible change in the ownership af the Praperty since I signed the Loan Dvcuments; D. I ha�e pro�ided dacumentation for ali income that�recei�e�and I understand that I am not required to disclose child support or alimflny unless I chose to rely on such income when reyuesting to aua�ify for the FHA Home Affordable Modification Program�"Program"}}; E. Under penalty of perjury, a11 documents and informa�ion I ha�e provided tv Lender in connection with this Agreement, including the documents and information regarding my e�igibility for the Prflgram,are true and correct; F. If Lender requires me tn obtaxn credit counseling in connection with the Program,I will do so;and, 2. Acknowledgements and Preconditions to Modification. VWeils Fargo Custom FHA Home Affardable Modification Agreement 936 I�� 1215241� 445 Page Z