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..�... _....._._._._�............_......._...._._. . ....... . . . .. . .. ... ..... ..... . . . _ . .. . .. . . . 2 1 7 1 <br /> � � �39 <br /> L�}AN#:a�z�3�7�� <br /> ta Lender Funds for any vr all Escrow I��ms at an}��ime.Any su���r��v��may an�y be in�vri�ing, fn the <br /> ev�r�t of s�ch waiver, Bv�rovver shal! pay dir�ctiy, when and vvhere �ayabie, th� amounfs due far an}� <br /> Es�rarrv I��ms �or��ich payment��Fun�s has heer� �nraived b� Lender an�, if Len�er requires, sha�l <br /> f�mish �❑ L�nder r��e�p�s ��►�der�cing su�h pa�ment wi�hin su�h �ime periQd as �er�der may �eq�ire. <br /> �3arrawer's obligation tio make su�h payment�and ta pr�vid�re��ipts shall for a�l pu�pos�s b�deer�ned <br /> t4 be a covenant and agreemer�# cvntain�d in �his SeGurity lnstrument, as the phras� "G��e�an�and <br /> agr�ernent" is used rn Section 9. I��arrawer is ohligated to Ray Es�ro►� Items d��ec�l�r, pursu�nt�o a <br /> waiver, and Borrqwer fa�fs ta pay�h� arnvun�du�f�r an �scrav���ern, L�n�er�tay exercise i�s rights <br /> under Sec�ion 9 and pay su�h amount and Borrower shail then be o�ligat�d und��5�ctian 9�v repay <br /> �o Lender an�such amaunt. Lender may r��oke the vvaiver�s t�any or a�i Escra►fv It�rns at any�ime by <br /> a notice�iv�n i�accordance with Se�tion 15 and, upon suc��eva�a�ivn, Borr���r sha��pay t�Lender <br /> �I! Funds,and in such amounfs,that ar�then requ�r�d und�r�his�ec�ion 3. <br /> �end�r may,a�any time,callect ar+d hald Funds in an amourt��a}sufficien��o permit Lender to apply <br /> �he Funds at the t�me spe�ifred under RESPA,an��b}not tfl�;xce�d the maxim��n amo�nt a l�nder can <br /> regui�e under RESPA. Lender shall e�timat�the�moun�of F��ds d���n th��asis��curren�da�a and <br /> reasonabl��s�irr�a�es o#exp�ndi�ures vf fu�ure Escr��Items o�othen��se in a���r�ar�ce with Appli�able <br /> Law <br /> The Funds shall be held in an[r�S�itu�iv�r vtirhose deposits a�e insured by a federal a�enc}�,instrument�lity, <br /> or entity€in�luding Lender, if Lender is an insti�ution whc�se d�posi�s are sa insured}�r�n any F�:derai <br /> Home Loan Bank.L�nd�r shali ap�ly the Funds�o pay the�scr�w I��ms no la�er�han�he t��ne sp�ci�ie� <br /> under RESPA.Len�er s�all nflt charge gvrrower far hvldir�g�nd applying the Fund�,annua�iy ana�yzing <br /> th��scrow acc�ur�t, ar verifi�ing the Es�r�w It�ms, unless L�nd�r pays Borrovver in�eres�an the Fu�ds <br /> and ap�l�cabl�Law permits Lender�o make such a cF�ar�e. lJrtl�ss an agreement is made in��iting or <br /> Applicabie Law r�quires in�er-est to be p�id an th�Funds: Lender s�all na��e required to pay Bor�o�er <br /> any in�eres�or�arnings an�k��Funds. Borrvv�er and Lender�an agre�in wri�ing,ho�ev�r,tl�a��n�e�es� <br /> shall be paid�n the Funds. Lender shall giv���Borrov+rer,withvu���arge, an a�nua�a�cvuntir��af the <br /> Fund�as�eq�ir�d by R�SPA. <br /> if there �s a surplus of Funds held in �scrv►�, as defr�ed un�er�ESPA, Ler�der sha�! �ccoun��a <br /> Bdr�ower for�he�x��ss funds i�ac�ordan�e wit�RESPA.I�t�ere�s a shartage a�Funds heid in e�crow, <br /> as t�e�ned under�ESPA,L�nder shal�n�ti�y�orr��rver as req�ired by FiES�A,and 6orrovver�hafl pay�o <br /> �.ender�he ar�o€�nt r�ec�ssa��o make up the sho�t�ge in a�co�dan��wi�h RESPA,bu�in n�more than <br /> ��m�n�hly payrn�n�s.�f�l�ere i�a deficiency nf Funds he�d i�es�rflw,as defin�d under RE�PA,Lender <br /> �hail notify 6orrov�re�a� requi�e�i by RESPA, and Borrov�er sha�i pay t�Lender�he amoun�necessary <br /> �o r�a�Ce up the defcienG}�in accardanc�wi#h RE�PA, b��in no m�re�ha� 1�m�nti�ly�aymen#s. <br /> U�vn payment in full of al��ums secur�d b�this 5��uri��Instrument, Lender sha�l prorript{y re�un� <br /> to Barrvwer ar�y Fund�field by L�nder. <br /> 4. Gharge�; Li�ns. �orravve�shal! pay all taxes, ass��smer�ts, charges, fnes, a�d irn�asitions <br /> attributable ta the P�roperty whic� can a�ain pria�i�y�ver this�e��r�ty�ns�rumen�; �easeF�ald paymen�s <br /> ar�r�und rer�ts on th� P�ope�ty, i�ar�y, and �o�nmuni��Assaciat�on dues, F�es, and Ass��sment�, if <br /> any.T�the exte�t that these i�ems are Escroln►It��s, Borrower shall pay�hem in the r��anner pra��ded <br /> �n Sec�'ron 3. <br /> Bflrrnwer sha[I p�omp�ly�is�harge a��lien�r�►hi�h�as pria��ty over th�s 5�curi�y Instrur�en��nl�s� <br /> B�rro�nre�=�a�agre�s in v�riti�g#4 the payment af�F�e vbligatior�se�ured by the I�en in�mannerac��p��b[e <br /> �o Lend�r,but only s�lan�as Sorrowr�r is perfor�ning s��h agr�eme�t;�b}cvntests fhe lien in goad f�ith <br /> by,�r de#ends a�ainst enforcement o��he iien in,�egal proc�edings v�rhi�h in Lender's opinion�pera�e fa <br /> preWenttF�e�nforcemen�vft�e li�n�nr���e�hose pra�eedings are pending,but or�ly until such proceedings <br /> ar�concluded;�r�c�s�cures fr�m�he ha[der�fthe tien an a�reementsatisfa�taryta Lend�r subordinating <br /> the lien to this S�curity In�trum�n�. If Le�der determines#hat any part�f�he�'roperty is subject to a lien <br /> whicF� can a#�ain priori�� ove�this �ect�rity �ns��-umen#, Lender may give Borrow�r a nvtice id�ntifying <br /> �he lien.'�lii�hin �Q days vf�he date on r�E�ich�ha�r�o�ice is given, Borrawer shall satisfy�he lien or�ake <br /> �ne�r more a�the acfions se�fo�h ab�ve in fhis�ectian 4, <br /> ' Lender may require Borr��er �o pay a one�time charge for a real es�a�� tax verifica#i�n ar�dfor <br /> �e�orting s�rvi�e used hy L�nder in connectian with this L�an. <br /> �, Property Insurance.B�rrovver sha�l keep the imprav��en�s npw existin�o�h�reafter erected�n <br /> �he P�operty ir�sured aga�nst loss by fire,ha�ards in�luded wi�F��n��e�errr�"�x��r�ded cove�-age,"and any <br /> ��h�r hazar�s�ncluding,bu�not limi#e�to,earthquakes an�floods,f�r�hich�.�n�er r�quires insu�anc�. <br /> T�is insurance sh�ll�e maintaine�in�he amaunts�inGluding deductib�e I��els}and far t��p�riad�that <br /> L�nder requires, V1lha� Lender requi�-es pursuant to t�e preceding sen�er�ce� can char�ge during '�f�� <br /> �e�m of th�Loa�.Th��nsu�ance carrie�providing the insura�c�sha�l be chvsen by Bc�rrawe�-suh�ect t� <br /> L�r�der's righ��o�isapprove�orrav�er's ch�i�e,�vhi�h�ight shall na�be exer�ised�n�easonably.L�nder <br /> r�t�ay requ�r� �v�vv�e�-tv pay, ir�cannection wi�h this��a�, ei��er: �a}a�ne-time charge fvr flood�o�e <br /> det�rmina�ian, �er�ifca�ion and t�a�king serv�c�s; vr�k��a o�e-tim�charge far�lood�one de�ermirtativr� <br /> and certif ca�ion senrices an�s�cbseque�t charg�s�a�c�time remapp�ngs or sim�lar ch�nges oc�urv�hich <br /> reasonably might affec�such defermination ar ce�tification. Bvrrvw�r sha�l alsa be respor�sib���ar th� <br /> pay►�n�nt of any f�es impased by the Federa� Emergency Itl�an��e�nen�Agen�y in car�necti€�n v�rith�he <br /> reviev�r o�any flaad zo�e d��errninat�ar� �esul�in�fror�an abje��ifln i�y B�rrowe�. <br /> If Barrower fails�o maintain any�f�he coverages desc�ibed above, Le��e�may ab�ain insurance <br /> eav�ra�e, at Lender's o�tion a�d Borra►�ver's expe�se. Lender is ur�der na ob[i�atior�to purchase any <br /> pa�rticu�ar�ype vr�mount of coverage.TherefQre,��ch cove�-age sha�l��ver�,ender,but m��h�ar might <br /> not protec�Bvrrower,Borrower's equity i��he Pro��rt}�,or the contents vf t�e Proper#y,a�ainst a�ty r�sk, <br /> hazard v�-liab�lit}I and migh��vrov�de gr�a�e�vr�es��r�overage�han was prev�ou�ly�n e�fect, ar e� <br /> �nitials: � � <br /> NEBRASF[A--Single Family--Fannie Mae�'Fredd�e Mac UNIF�I�AII INSTRLIlIAENT Farrtl3��$7!Q't <br /> Ellie Mae,In�. Page�vf�#� NEUQE�Q �415 <br /> NEU�EE�.7�CLS} <br /> fl�f�91�41�Ofi:�8 AM�ST <br /> ���� <br /> �. <br /> . <br /> � <br /> � <br />