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an agent is permitted by law to act for a principal, and subject
<br />to the terms of any partnership or operating agreement, perform
<br />any duty and exercise any right, power, or privilege that I have
<br />under a partnership or operating agreement, to enforce the
<br />terms of a partnership or operating agreement, and to defend,
<br />arbitrate, and settle any legal proceeding to which I am a party
<br />because of membership in a partnership or limited liability
<br />coin y.
<br />• Exercise a right, er, or privile that 1 have as the holder of
<br />a bond, share, or instrument of similar character and to defend,
<br />arbitrate, and settle any legal proceeding to which I am a party
<br />because of any bond, share, or similar instriument,
<br />Exercise all' ers with respect to business operation
<br />tr„ ,,,...;ctions that I could if present and under no disability.
<br />S ANNUITY TRANSACI1ONS:
<br />0 ify, renew, convert, rescind, pay the premium on,
<br />or terminate insurance and annuities of all types for myself and
<br />for my family and other dependents.
<br />Designate the beneficiary of the contract, but the attorney-in-
<br />fact may be named a beneficiary of the contract, or an extension,
<br />renewal, or substitute for it, only if the attomey-in-fact was
<br />named as a beneficiary under a contract procured by the
<br />principal before signing this power of attorney,
<br />Surrender and receive the cash value, borrow against, or pledge
<br />any insurance or annuity policy.
<br />Exercise all powers with respect to insurance and annuity
<br />transactions that I could if present and under no disability,
<br />ESTATE ANT) TRUST TRANSACTIONS:
<br />To act for me in all matters that affect a trust, probate estate,
<br />guardianship, conservatorship, escrow, custodianship, or other
<br />fund from which I am now, claim to be, or later become entitled,
<br />as a eficiary, to a share or payment, including but not
<br />limited to the authority to sign a qualified disclaimer pursuant
<br />to Internal Revenue Code Section 2518 and applicable state law,
<br />and petitions, objections, waivers, consents, receipts,
<br />201701635
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