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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this PUD <br />Rider. <br />effrey T Schneider <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />MULTISTATE PUD RIDER- - Single Family <br />Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Fomi 3150 1/01 Page 3 of 3 <br />201701634 <br />(Seal) (Seal) <br />- Borrower - Borrower <br />DocMagic IMMO <br />www.docmagic, com <br />