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, , � <br /> 2� 17� 1 � 18 <br /> � R <br /> � <br /> t <br /> 1 <br /> t <br /> LQT F�UR�4),�3Ltl�K F�RTY(4��,R[]SSEL�VHEELER'S ADDI�'I�111 T�TI�E�TTY QF�I�AND <br /> ISLAND,HALL��UN'T�,NEBRASI{A. - <br /> P r�or�nstru m ent referea Ce: Record�d on FE�R�]ARY 11,���9 �a I111S1'R�J ME NT N�. �Z�49��958!of <br /> the�ffic�at R�cords af HALL��I]NTY,I�C�BRA.SKA <br /> This FHA Home Affard�ble Mvdification Agreement�"Agreemen�'�is made an FEBRiJARY 9,��17 by and <br /> betv�een�orrvwer,as oi�ligor�s�,�r as title h�lder�s�t�the Property,as th�context m�y requir�, an�Lender. <br /> �or�awer's obl�gati�ns under th�Note are secure.�l b�r a properly record�d Mort�age,dated the same date as the <br /> Note en�cumb�ring th� Froperty. Borrawer agre�s t�iat, except as �xpressiy mad�f ed in this Agreemen#, the <br /> Nate and the M�rtgage remain in full force and effec�and are�a1Yd,binding a�ligatians upan B�rrower,except <br /> as discharged in Bar�kruptcy, and are praperly secured by the Pr�perty. Nothing in this Agreement sha�l be <br /> und�rs#�d or canstrued to be a satisfaction ar relea�e, in v��ale or in par�of�he�arrovver's�bligati�ns uncier <br /> the Loan�ocuments. <br /> If my representations in Secti�n �,�arrower Representat�ons,�ontinue ta be true in all materia�respects,then <br /> this�lgreement will,as set farth in Section 3,amend and supp�em�nt t 1}the Mortgage on the Property,and[2} <br /> the Note secured by the Martgage. The Mort�age and T�1flte tagether, as th�y may pre�ivusly h��e been <br /> am��d�,�re referred to as the=`Laan Documents:' �apitali�ed terms us�d in#�ti5 Agr�eme�nt and not defined <br /> ha�e the meaning gi�en�o them in the Lvan Dacuments. <br /> 1, Borr��►er Repres�atations. <br /> I cer�ify,repre�ent t�Lender and agee: <br /> A. I am experiencing a financial hard�hip, and as a resul�, (�} I am in default under the terms af the <br /> Loan Documents, and tii� I do nvt ha►ve suffici�nt income �r a+ccess to sui�i�ient �iquid �ss�ts tv <br /> make the mc�nthly nlartgage pa�ments now vr in the near future; I di� nQt intentit�nally or <br /> purposefu��y defautt an the terms of the Lvan Do�umen�s in ar�er��btain a loan rr�adifica#ion; <br /> B. I cer�fy th�Property is not canden�ned and is not�acanx w�thout the intent to re-accupy; <br /> �. There has been na imperm�ssible change in the�wnership of#he Pr�periy since I signed the LQan <br /> Documex��s; <br /> D. �h��e pra�id�d dacumenta�ion for�u income that I recei�e tand I understand that I am no�required <br /> �� disciose c�ild support ar alim�ny unless I chose tv rely �n such i.ncor�ne when r�yu�sting t� <br /> yualify for th�FHA Home�fFardable Modification Pr�gram�"Pragram"��; <br /> E. Under peaalty af perjury, a11 documents and inf�rmation I have provided to Lender in cannectivn <br /> with this Agreement, including th� document� mnd informatian regarding my e�igibility for the <br /> . Pragram,are true and carrect; <br /> F. If Lend�r requires me to ob�n credi�cvunseling in connectian with the Prvgram,I will d�so;and, <br /> 2. ��kaawledgemeats and Pre�ondaitians to Niad�f��#�vn. <br /> Welrs Fa�o Custom FHA Home AffardBble Medificatian�I�reement . 7�8 E������������ <br /> 12t52�16 445 <br /> Pag�2 <br />