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The Note Holder will deliver or mail to me a notice of any changes in <br />my interest rate and the amount of my monthly payment before the effective <br />date of any change. The notice will include information required by law to be <br />given to me and also the title and telephone number of a person who will answer <br />any question I may have regarding the notice. <br />B. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN <br />BORROWER <br />1. UNTIL BORROWER'S INITIAL INTEREST RATE CHANGES <br />UNDER THE TERMS STATED IN SECTION A ABOVE, UNIFORM <br />COVENANT 18 OF THE SECURITY INSTRUMENT SHALL BE IN <br />EFFECT AS FOLLOWS: <br />Transfer of the Property or a Beneficial Interest in <br />Borrower. As used in this Section 18, "Interest in the Property" <br />means any legal or beneficial interest in the Property, including, <br />but not limited to, those beneficial interests transferred in a bond <br />for deed, contract for deed, installment sales contract or escrow <br />agreement, the intent of which is the transfer of title by <br />Borrower at a future date to a purchaser. <br />If all or any part of the Property or any Interest in the <br />Property is sold or transferred (or if Borrower is not a natural <br />person and a beneficial interest in Borrower is sold or <br />transferred) without Lender's prior written consent, Lender may <br />require immediate payment in full of all sums secured by this <br />Security Instrument. However, this option shall not be exercised <br />by Lender if such exercise is prohibited by Applicable Law. <br />If Lender exercises this option, Lender shall give <br />Borrower notice of acceleration. The notice shall provide a <br />period of not less than 30 days from the date the notice is given <br />in accordance with Section 15 within which Borrower must pay <br />all sums secured by this Security Instrument. If Borrower fails <br />to pay these sums prior to the expiration of this period, Lender <br />may invoke any remedies permitted by this Security Instrument <br />without further notice or demand on Borrower. <br />2. AFTER BORROWER'S INITIAL INTEREST RATE CHANGES <br />UNDER THE TERMS STATED IN SECTION A ABOVE, UNIFORM <br />COVENANT 18 OF THE SECURITY INSTRUMENT DESCRIBED IN <br />SECTION B1 ABOVE SHALL THEN CEASE TO BE IN EFFECT, AND <br />THE PROVISIONS OF UNIFORM COVENANT 18 OF THE SECURITY <br />INSTRUMENT SHALL BE AMENDED TO READ AS FOLLOWS: <br />Transfer of the Property or a Beneficial Interest in <br />Borrower. As used in this Section 18, "Interest in the Property" <br />means any legal or beneficial interest in the Property, including, <br />but not limited to, those beneficial interests transferred in a bond <br />201701614 <br />17223078 <br />MULTISTATE ADJUSTABLE RATE RIDER -1 -Year LIBOR Index (Assumable after Initial Period) - <br />-Single Family -- Freddie Mac UNIFORM INSTRUMENT <br />ao 3441.11 Form 5131 3/04 (rev. 6/16) (page 3 of 5 pages) <br />