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2� 17� 1 �� 1 !f the Laan is subject ta a law wh�ch se�s maximum loan charges,and that 1aw is fnaily interpreted so that the interest❑r other loan charges c�l[ected ar ta be col�e�ted in connec#ion with the Lvan exc�ed the pem��tted limi#s,then:{a}any such Ivan charge shaf[be r�duced by the amount necessary tv reduce the charge ta the permitted�imi�;and�b}any sums already collected from Borrowerwhich exceeded permitted Iimits wil�be refunded to Borr�wer.Lender n�ay choose to make this refund by reducing the pri��cipal vwed under th�Note or by making a direct paymen�to Sorrov�rer.If a refund�educes principa�,the reductivn will be treated as a part�a�prepaym�n�wi#hvut any prepayment charge{whethe�vr nat a prepayment cha�ge is pravided for under the Nvte}. B�rrav�rer's acceptance af any such refund made by dir�ct paym�nt tfl gv�rower wi(I cans��tute a wai�er af any right❑f activn Bor�ower might haWe arising out vf such o�ercharge. 1�. No��e�s.A(i notic�s gir�en�y Barrovsrer�r Lender in c�r�nec�i�n with��is Securi�y ins�rurr�ent��us� be in writing.Any notice to�arrower in connecti�n with this 5ecurity�ns�rument sha�l be deem�d�v ha�e beer�giWen ta Borrower when ma�led by frst c[ass mai�or when actually delivered ta Bvrrnwer's na�ice address if sent by other means.Natice tv any nne Bvrrawer sha�[constitute not�ce to ail gvrrowe�s unless Applicable Law expressfy requires vtherwise.Th�natice address sha�!be�he Property Address unless Barr�wer has des�gnated a substitute nvtice address by nvti��t�Lender.Borrower sha�l prompt�y natifjr Lender of Borrower's change vf address.�f Lender specifies a procedure for reporting Bor�avver's�hange of address,th�r�Bvrrvwer shall anly report a change of add�ess through that specifed pracedure.There may be only one designated nvtice address under#his Security instrument a#any vne t�me.Any notiGe to Lender shal�be giuen by deli��ring it or by mail�ng it by first class mail to L�nder's address stated her�in untess Lender has des�gnated another address by notice to Borrower.Any notice in conne�tion with this Security Ins�rument sha�[not b�deemed to ha�e been given to Lender until ac�ualiy r�cei�ed by Lender.If any nv�ic�required by this Security Instrument is also required under Appl�cabfe Law,the Appiicable Law�equi�emen�wil!sa�isfjr�t7e carrespor�ding requirement under th�s Security Instrumet�t. '[f. Governing Law; Ssverahility; Rutes of Construc�ion. This Security ins��ument shall be goWemed by federal[aw and the!aw of tfie jurisdictian in which#he�'roperty is(ocated.All�rights and �bl�gatians cvntained in this Se�urity Inst�ument �re subject tn any requirements and limitations af Appli�able Law.Applicab�e La�r migh�expl�cit�y or impiic�t�y allv�tfie pa�ties to agree by confrac�a�i# might be si�ent,but such silence shali nat be construed as a�rah�bi#ian against agreement by cvntract. !n the event that any prv�r�s�on or ciause vfthis 5ecurity Instrumet�t or�he Note conflicts with Appl�cable Law,such conflict shall not affect other pro�isions of this Security�nstrumen�a�the Nate�+rhich can be . gi�en effect withou��he c�nflicting p�o�ision. As used in this Securi#y�nsf�umen�: �a�words of the masculine gender shali mean and inc�ude corresponding neuf�r�r+rards or wards❑f th�feminine gend�r;�b}�r�ra�ds in�he singular shal�mean and inc�ude the plural and Wice versa;and�c}the word"may"gi�es sv�e discretion vvi�haut any❑bligation to take any a�tivn. 7 7. 8vrrvwer's Copy.BorrQv�rer sha�l be given ane copy o��he Nate and vf this Secu�ity Insfrum�nt. '�S. Transfer of the Prop��y n�a Benefic�a�inter�st in Bc�rrvvver.As us�d '€n ih�s S�c�ion �8, ulnter�s#in the Property"means any lega�or bene�icial interest in#he Proper�y,inc�uding,but nv��im�ted #o,thos��en�fic�al�nter�sts transferred in a band for d�ed,cvntract��r deed,insta��ment sa[es contrac� �r escro�rv agreement,the€ntent of urhich is the transfer of tit�e by Bo�rower at a future�ate tv a purchaser. if a11 or any part of the Proper�}r❑r any interest�n the Prap��y is sold❑r trans�er�ed�ar if Bar�v�rer is r�af a natura[persan and a ber€ef c�al interest in Bot�rovver i�sold vr transferred}withaut Lender`s prior�riften consent,Lender may require irnme�iate payment in full af all sums secured by this Secur�ty Instrument. Howe�rer,this opi�on shall nvt b�exerc�s�d by Lende�if such exercise is prohibited by Rpplicable Law. If Lender exerCises this vptivn,Lender shall give B��rvwer notice vf a��etera�ion.The not�ce shall prav�de a�e�ivd v�nvt less than 3�days�om the da#e#h�nvtice is gi�en in acco�dance with Sectian ��within which Bvrr�vkrer must pay ai[sums secured by this 5ecurity lnstrument. 1€B�rrower fai�s�o pay these sums prior#n#he expiration a�th�s period,Lende�may in�roke any remedies per�ni'�ed by#his 5ecurit�instrument►rri�haut fur�her nvtice v�demand vn garrowe�. "�9. gorrv�rirer's Right ta Reinstate After Acce[e�at�vn. if Borrv�rer meets ce�tain cvnd�#ions, gorrower shall ha�e the right to ha�e e��fo�cement af this 5ecurity�ns�rument discantinued at any time privr ta�he ea�liest vf:�a}fve days befvre sale af the Prop�rty pursuant to any power vf sale con#ained 'tn this 5ecurity fns#�ume��tt �b}such o�her periad as Applicable Law m€ght spe��fy fv�the te�minatian of Borrower's righ��o reinstate; or(c} entry af a judgmen�enforcing tnis Security�nstrument.Those �onditions are that Borr�vver: �a}pays Lender a�l sums which then would be due under this�e�urify Ins#rum�ni and the Nvte as i�nv acceieration had o�curred;�b}cures any defaul�o�any v��er cavenants or agreements;{c}pays al�expenses in�urred€n enforcing this Security Instrument, inc�uding,but no� �imited tn,reasvnabie at#om�ys'fees,prvp�rty inspection and va�uativn fees,and ath�r fees incurred for the purpase a�protect�ng Lend�r's�nterest�n the Praperty and rights under this Security Instrument;and �d}takes such action as Lender may reasonably require tv assure#hat Lender's inter�st in the Property and �ights under�his Secu�ity�nst�ument,and Bvrrawer's ob�igativn tfl pay�he sums secured by this 5ecurity�ns�rurn�n�,sha11 cantinue unchanged.Ler�der may�equire that�orrvwer pay such reins#atemen# sums and expenses in❑ne flr more of the following forms,as seiec�ed by Lender.�a}cash;�b}money arder;[c}certified check,bank check,treasu�er's check ar cashier's check,prov�ded any su�h check is drawn upan an institution wh�se depos�ts are insured by a federa�agency,�nstrumenta�ity o�entity;or [d}Electronic Funds Transfer.Upon reinstatement by Ba�rawer,this�ecurity Instrument and ohligatians secured h�reby shal[remain fuify�f�ectiv� as��na acceleration had occurred. However, this right�v reinstate shall nvt apply�n the case nf acce€erativn under 5ection�8. 2�. 5ate of Not�;Chan�e af Loan S�rviGer;Nv�iee o�Grievance.The Note or a partia�inter�st in the Note�together with th�s S�cur�ty lnstrument}can be sold ane or more�irr�es without prior notic� tv Barr�w�r.A sa�e might result in a change�n the en�ity�knvwn as the"Loan Servicer"}that collects NEBRASKA--Singf�Family--Fannie MaelFreddie IVfac�N1�C]RM 1N5TRUMENT Form 3d28 1I0't Ellie Mae,�nc. Page 8 af 1� NEUDEED ❑��5 NEIJaEE❑��.S) ��` i ■ R