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<br /> Security Instrumenf,�n��uding pr�tecting andlorassessing the value ofthe Property,and securing andlor
<br /> repairing the Propeny.Lender's actions�an�nc�ude,�rut are nat I�mited to:�a3 paying any sums secured
<br /> by a�ien wh�ch has priori�y vWerthis 5ecuri�y Instrumen#;�b}appearing in�ourt;and€�}pay�ng reasanable
<br /> attorneys'fees to protect its interest in the Proper�y andlvr rights under this Security tnstrument,including
<br /> its secured position in a bankruptcy proceedEng.Securing the Property includes,but is not 1im��ed�o,
<br /> enfering th�Property to make repairs, change Iv�ks, replace or board up do�rs and wi��dows, drain
<br /> wa#er�rom pi�es,�limina�e bu�fding or othe�code Wivlations or dangeraus canditivns,and have utilities
<br /> turned on or off.A�though Lend�r may take actian under this Section 9,Lender does not have to do sfl
<br /> and€s not under any duty vr obligation tv da sv.It is agreed that Lender incurs no liab�iity fvr no��aking
<br /> any ar af[actians authar�zed under this 5�ctian 9.
<br /> Any amaunts dis�ursed by Lender under this Section 9 shall become additional de�t flf Borrower
<br /> secured by this 5ecurity instrument. These amounts shall bear interest a�fh� Nv#e rate frorn th�
<br /> date of disbu�sement and shall he payah�e,with su�h interest,upvn nvtice from Lende�ta Bvrrow�r
<br /> requesting paymenf.
<br /> 1f this Se�urity�nstrument is an a�easehvld, Bo�rower shall comply with al�the prQ�isions of the
<br /> le�se. B�rrower shall not surrender the leaseho�d estate and interests her�in c�n�eyed �r�erminate
<br /> or cancel the ground lease.B��-rvw�r sha[�n�t,without�he express written consent v�Lender,a�ter or
<br /> amend fhe ground[ease. if Borrower acquires fee tit�e to the Proper#y,�he�eas�hold and the fee ti#�e
<br /> sha�l not me�ge un[ess Lender agrees tv the merger�n writing.
<br /> 14. Mortgage Insurance.�f Lender�equi�ed Mvrtgage�nsurance as a condition vf making the Loan,
<br /> Barrov�rer shall pay the premiums requi�ed to maintain the M��fgage[nsurance in effect.If,far any reas�n,
<br /> the��rtgage�nsurance caWerage requ�red by Lender ceases�o be a�aiiable fram the ma�tgage insurer
<br /> tha�pre�iaus�y pravided such insurance and gvrrvwer was required ta make separately designated
<br /> paym�nts towa�d the premiums for Mortgage Insurance, Borra►nrer sha�l pay the premiums �equired
<br /> ta obtain �o�erage substantially equi�a�ent ta the Nivrtgage ir�surance previous�y in effec#, at a cost
<br /> subs#an#ially equi�alent to the�ost to Borrower of�he Mvr�gage Insurance pre�ious�y in effect,#rom an
<br /> alterna#e mortgage insurer se�ected hy Lender.��substantially equ�valen�Mor�c�age�nsuran�e co�erage
<br /> is nvt a�ai�able, �onovrrer shall con�inue to pay to Lender the am�unf of th� separately designated
<br /> payrnen�s that were due when the�nsurance coverage ceased�a b�in effect.Lender�vil!a�cept,use
<br /> and retain these payments as a nonWre�undable lass reserve in fieu of Mortgag��nsuranGe.Such loss
<br /> reserve sha�[#�e non-refundab[e, notwithstanding the fac�that the Laan is ultimately pa�d in full, ar�d
<br /> Lender shal�nat be required tv pay Borra�re�arry interes#or earr�in�s on such iass resenr�.Lender can
<br /> no longerrequ�re lass reserue paymen�s if Mv�tgage Insurance coverage(in the amvunt and#orthe period
<br /> that Le�der requir�s}praWided by an insurer selected lay Lender again hecames avaiiable,is❑btained,
<br /> and Lender requires separate�y designated payments taward the premiums far Mortgage Insurance.If
<br /> Lender required�vrfgag�Insurance as a condition of making ti�e Loan and Bo�o�rver was requir�d�o
<br /> ma�Ce se�arately designated payments�ov�rard fhe premiums for�Vlo�gage lnsurance, Borraw�r shafl
<br /> pay t��prerniums required tv maintain Mo�tgage �nsu�ar�ce in effect, vr ta prvv€de a non-refundable
<br /> loss rese€�re,un�i�L�nder's requirement f��Mortgag�Insurance�nds in acc�rd�nc��vith�ny�rit�en
<br /> agreement�oet�een Borrawer and Lend�r praviding for such term€nat�vn vr unti��errr�ir�ation is�equired
<br /> by Appficable Law. Nath�ng in this Sect�on '��a�fects Borra�nre�'s obligafivn ta pay interest af the ra�e
<br /> p�aWided in the Note.
<br /> 11l1or�gage[nsuran�:r�imburses Lender�or any en#ity thai pur�hases the Nvte}fvr c�r#ain losses i�may
<br /> �ncur if Bv�rowe�r daes nvf repa}r the Laan as agreed.Borrower is not a party to#he Ma�gage�nsurance.
<br /> Il�ot�gag� Insur�rs eva�uat�the�r�atal r�sk an a�t suc� insurance in force'fram time to�ime, and
<br /> may enter in#o agreements►�ri�h v�her parties thaf share ar modify the€r risk,or reduce�osses.These
<br /> agre�men�s are on terms and conditions#hat a�e sa#isfac�ar�r t❑the mortgage insurer and the❑ther
<br /> party�or parf�es}to�hese agreeme�ts.These agreemenfs may re�uire the ma�tgage insurer to make
<br /> payments using any svur�nf funds that the mar�gage insurer r��ay ha�e a�ailable�which may�nGlude
<br /> funds vbtained�rvm Mortgage insu�ance prem�ums}.
<br /> As a resu�f of these agr��ments,Lender,any purchaser of the note,anoth�r�nsurer,any re�nsurer,
<br /> any vther entity, ❑r affliate o�any vf�he fvregving, may receive �directiy or indirectiy} amoun�s that
<br /> der�ve from�o�migh�be characterized as�a portian of Bor��wer's payments f�r Mortgage Insurance,
<br /> in exchange��r sharing ar mod��ying the mvr#gage insurer's risk,ar�educing��sses.!f such agreemen�
<br /> provided that an a�f�iate o€Lend�r takes a sha�e vf the �nsurer's r�sk in exchange for a share o�the
<br /> premiums pa�d to the�nsurer,the arrangem�nt is vften termed"capti�e reinsurance."Fur�h�r:
<br /> �a� Any such agreements wit! not affect the amvunts that Ba�rower ha�agreed to pay for
<br /> Nlartgage Insurance!ar any other terms afthe Lvan,Such agreements�rii1 nat�n�reasethe amaunt
<br /> Borrower wi��vwe for Mvrtgage lnsurance,and they►�rir�[�noE en�itle Bvrrowe�to any refund.
<br /> �b� Any su��agreernen�s v�rill nvt affec�the�-ights Bvrrvwer has- i�any-v��#h r�spect to
<br /> the Mv�gag�Insurance under the Homeowners Prvtectinn Act of'�998 car any other lav�.These
<br /> rights may incfude the right tv re�eiWe certain disctosures,to request and❑btain cance��ation
<br /> nf the Mvrtgage Insurance,to ha�e the illlortgage lnsurance terminated autvmatica�ly,andJvr to
<br /> re�ei�e�refund of an��1#ortgage Insu�ance premiums tha�v�re�e unearned at the tim�vf such
<br /> cancel�at�vn or termination.
<br /> 1�, Assignment o�Miscellanevus Prviceeds,Far�e�ture.A�I Miscellane�us Proceeds a�e hereby
<br /> assigned to and sha�[be paid to Lender.
<br /> If the Proper�y�s damaged,such Misc��laneaus Pro�eeds shall be app[ied�a restaration vr repair o�
<br /> the Praper�y,if the restoration o�repai�is ecvn�mical[y feasible and Lend��'s securi�y is not�essened.
<br /> Durir�g such repair and restorafion period, Lender sha�l ha�e the righ# #o ho�d such Misce�laneous
<br /> Proceeds unti�Lender has had an❑pp�rtun�ty ta inspect such Prape�y to ensur�the work has been
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