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2� 17� 1529 <br /> L�AN#:�12131�?'?' <br /> If the Loan is sub�ec�to a lavv which�ets maximum l�arr char�ges,and tha�ia�r is fir�al[y in�erpreted s� <br /> that�he in�eres�or a�her loan charge�coile��ed or tv be�al�e�ted in cvnnec�ian v�ith th�L.a�n exceed the <br /> pernn��ted lim�ts,t�en:�aj any such laan char�e shail be reduced by�he amoun�r��ce$sar�r#�redu�e the <br /> c�arge�o�he permitted I�mit;and��}any sur�s alread�coll�ct�d#rvm�arro►rver�hiCh exceeded permii�ed <br /> �imits wili�e re�unded�o B�rrower.Lender may choose ta make�hi�refiur�d by r�du�ing t��p��n�i�al ov�ed <br /> �nder t��Nofe or by maki�g a direct payrr�ent�o Bort�wer If�re�ur�d redu�es p�i�cipa�,the reduc�ion 3►vi�t <br /> be trea�ed as a partial prepaymer���►vith�ut any prepaym�nt charge�whether or r�ot a pr�pa�mer��charge <br /> �s pra�ided far under the I�ot�). go�row�r's acc�ptance af any�uc� refund made by d�rect paymen�to <br /> Borrov�er►�i!!�or�st�tute a�vaiver af�ny right�f act�on B�r���nrer mig��have arising out��such o�ercharg�. <br /> 15: Nvt�ces.A�l�atic�s give�by Borrower or Len�er in�ar�nect�on w�th this Securi�y�nst�-um�r��must <br /> �e in v�ri�inc�.Any�oti�e�o Borrawer in c�nne�tion�vith t�is Sec�ri�y�n��r�rmer��sha�l be de�m�d��ha�re <br /> been�iven#a gorrower when mai�ed by first clas$maEl or when actually�efivered to �or�flinr�r's r�a��ce <br /> addre�s if sen�by a�her mean�.NQ�ice�a any Qne Borrower shall c�nsti�ut�natice�o all Borrflwers u�les� <br /> Applicab�e La�nr�xpressiy re�u�res o�herwis�.The na�ice address�h�11�e�he Prope�t�Rdd�ess unless <br /> Bo�vwe�-}��s desi�na�e�a substitut�no�iCe add�e�s by no#��e tv Lend�r.�orrar�er shall prQmptly r�otifiy <br /> Lendet�o�Bvrrawer's char�g�af address.l#Lender specif es�procedu�e for repo�ting Borrowe�'s change <br /> af address,then Barrawer shal�a�ly repvrt a�hange�f address�i�rough�hat specifed pracedure.There <br /> ma�b�only one des�gnated natice address und�r this Securit�Ins�rume�t a#any o��time,Any natice <br /> �v Len�ler shal� be given by d�l[v�ring i�o�by maiiing i#by frst c�ass rr��il�o Let��ier's addrr�ss sta�ed <br /> he�ein un�ess L�nd�r ha�designated a�other add�ess b�r�at�ce ta Barrvwer.�ny natice in��nne��ian <br /> wi�h�his S�c�rity Instrum�n�shaN# nat be d�err����a have been giv�n�a L�r�der�nti�actual�y r�Gei�ed <br /> by Ler�d�r. lf any n�ti�e r�quired by this S�cu��#y fn�trument is�Is❑requi�ed unde�Ap�li�abfe Law,�he <br /> Applicable Lavv requiremeh�wil�satisfy�he ea�respon�ing reqt�iret�nent u�rd�r�his�ecurity ln��rumen�. <br /> 1 s. �averning ��v�; S�r��rabi�i�y; �u�es of Con�truct�vn. r�is Securify Ir�strument shall be <br /> g�vern�d by fe�erai law ar�d the!aw af the j�risd�ct�an in�r�ie��he pro��r#y is Iocat�d.AI� rights an� <br /> �bfigatians c�ntained in fihis SeG��ity �ns�rume�t are subject ta any r��u�remen�s and limitati�ns of <br /> Applicable La�+r.A�plicable�.aw mig�t expiicitfy or impl�citly allow#he part�es ta agre� by cant�-ac�ar it <br /> migh�be si[et�t, bUt such sil�nce shall n�t be canstru�d as a prohibi�ion��a�nst agree�ent by�v��rac�. <br /> Ir��he ever����at any p��avision or cla�se of�h�s Security Ins�rument�r the Nv�e c�nflic�s v�rith Appli��ble <br /> Law, suc�conf�ict sha�l r�vt a�Fect oth��pr��isit�n�a��his Securifiy lns�rum�nt or�he Note which Gan b� <br /> gir��n effec��vithout�he��nf[ic��ng pravisian. <br /> As us�d in �his �ecuri�y Ir�st�-�rnent: �a} w�rd� vfi��e mas�uiine gender sha�l mean and ��clude <br /> carrespon�ling neut�r words v�wards of�he fern�nine g�nder; �b�wvrds in the singul�r shal� mean and <br /> incfud�the plural and vice versa; and�c}t�e ward"may"gives sole discre�ion without any abligation�o <br /> take a��act�vn. <br /> "I?. Borrov�er's�ap�.Borro►nrer�ha�l b��iven ane�apy af the No�e and�f�his Security Instrur�en#. <br /> �$. Transf�r af t�� Pr��er� aF a Beneficia! lnt�rest�n Bvr�ower.R� used in this Se�tion �$, <br /> "�nter�st i��he Pr��Oerty"r�eans any legai�r b�nefi��a!�ntere�t�n th�Prop�rt�, incl�ding,hut n�t lirr�ited <br /> to,those beneficial interest��rans�et�r�d in a band far de�d,cor��rac���r de�d,installmer�t sa�es Gon��act <br /> ❑r�s�rou�agre�ment,th�inten�v�which is the�r�nsfe�of�t��l�by Bvrraw�r a�a fu�ure da���a a purc�aser. <br /> lf ali or an�part of the Prop�r�y or any Interest in t�e Proper#y is sald or#rans�erred(or if�orra�rer is not <br /> a na�urai persan and a bene�ic�a�int�r�st ir�Borrower is so�d or�rans��rred}withvut Lender's prior wr�tten <br /> ca�s�nt, Lend��may require imrr-�ed�a#e�a�ment in full of all sum�se�ured by this��curify lr�st�um�nt. <br /> Hv�vever,this vp��vn shall nvt b��xer�ised by Lender�f such exerGis��s proh�b��ed by App�icable Lav� <br /> If L�nder exer�i��s�his op�ian, Lender shal[ giv�Borrow�r natice n�accelera�[an.Th�€�otic�shall <br /> pro�ri�e� �eriv��f no�less�han 3�days from the da�e th�na�ic�is gi��n in accardan�e v�rith Sect�on <br /> �� within wh��h g�rrn�rer must pay a[I sums secured b�t�tis Security Ins�rument. If�orrowe��ails tv <br /> pay these sums privr ta�he expi�a�ivn�f't�is periad, Len��r may inrroke any remedi�s p�rm�tt�d�y this <br /> SecUrity�ns�rument wit�ou�t furfiher na�ice ar dem�nd on Barro�►er. <br /> 19. gvrro�ver's Righ� to F�einstate After Accelera�ion. If Barr�wer mee�s ce�tair� conditions, <br /> Borr��er s�all have the r�gh�ta have enfor�ement of this 5ecu�i�y Instrument discontinued at any�i�ne <br /> prior ta the�ea�f�est of:�a}f�ve days�e��r�s�le a�the Proper#y pursuant�o any p�wer o�saie con�ained <br /> in this S�curi�y Instrum�n�; �b� �uch oth�r p�riad as A�pl�cabf� Law r�ight s���ifj�for�he�ern�inatian <br /> vf garrowe�'s r�gh�ta r'einstate; Qr ��} er�t�1 of a j�dgment enfarci�g this Securi�y lnstrum�r�t. Those <br /> �ondit�vns are that Borfvwer: �a} pays Len�er al� surr�s v�►hich then v�rould be du� �nder thi� ��c�rit� <br /> Instrumen�and fh�No�e as if na accelera�ion had occurred;�b��ur�s ar�y default of an�other cav�nar��s <br /> or agreernen��; �c}pays a[I ex�enses incurred in enf�rc�ng this Security Ins�rut�er�t, incl€�ding, but not <br /> �imited to,�easonabl�attarneys'�e�s,prvperty inspec#ior�and v�lua�tian fees,and o�her�e�s i�curred far <br /> the pu�pose��prot�cting L�nder's�nteres�in the Prop�tty and r�ghts under this Security Ir�strument;and <br /> �d�takes such ac�ion as L�nder m��reasr�r�a��y requ�re to assure that Lender's in�e�es��n th�Pr��erty <br /> and ri�h�s under t�is Se�urity Inst�'umertt, and Barraw�r's o�ligation ta pay t�e sums se��r�� �y this <br /> Sec�r�ty Ins�rument,shall�ont�nue unc�anged.Lender may�equi�e�hat Barrow�rpay such reins�atemen� <br /> surr��and�xp�r�s�s in Qn�or mor�af the f�tMo�ving fiorrr�ts, as s�le�ted by Lender: ta}cash; �b)money <br /> flrder; �C}C��[f�:�Ch�C�{,bank ch�ck,treas�rer`s check�r cashie+�'s check,provided any suc�►che�k is <br /> dr�v�rt upon an institut�an v+�►ha�e depvs��s are insured k�y a fede�a�agenc�, instrumenta[i�y a�en�i�y; �ar <br /> ���E�ectronic Funds Trans�er.Upon reinstat�m�n�t b��orravr�er,�his Security lnstrum�n�an�abligations <br /> s�cured her�by shall rernain fu�ly e�ective as ��na acc�leratian had �ccur�ed. How�ver, this �igh�to <br /> r��nsta�e shall no��pply ir��he case�f ac��leratian under 5ec�ion �S, <br /> 2D. Sale af Nat�; Ch�nge�f Loa�SerWi�er; Notice vf Grie�►ance.Yh�No�e ar a p�rtial interest <br /> in the Na�� �fio�ether with��is S�curi�y lnst�ument} can be sald one or mare#im��without priQr�otice <br /> to �arra►�er.A sale migh�resul�in a chang� in�he e�tity �known as�he"La�n Servicer"}tha , � <br /> �nit�als <br /> NEBRQSKA--Singie Famiiy--Fannie 1VIaelFreddie Mac uN�FQRM INSTRUMENT �arm 3��8"Il�� <br /> Eltie Mae,inc. pa9�g o��p N�UDEED a4�5 <br /> NElJDEED�CLS} <br /> �l3faG12n't 7 06:4�AM PST <br /> � • <br /> i1 <br /> . <br /> � <br /> � <br />