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When recorded, return to: <br />Exchange Bank <br />Attn: Final Documents <br />1204 Allen Dr <br />Grand Island, NE 68803 <br />LOAN #: 012131087 <br />DEED OF TRUST <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Exchange Bank. <br />Lender is a State Chartered Bank, <br />under the laws of Nebraska. <br />1204 Allen Dr, Grand Island, NE 68803. <br />ie Above This Line For Recording Data] <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated March 8, 2017, <br />together with all Riders to this document. <br />(B) "Borrower" is MICHAEL A RITTER AND MICHELLE K RITTER, HUSBAND AND WIFE AS <br />JOINT TENANTS <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Exchange Bank, 1204 Allen Drive, Grand Island, NE 68803. <br />NEBRASKA — Single Family— Fannle Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281101 <br />Ellie Mae, Inc. Page 1 of 10 <br />W <br />organized and existing <br />Lender's address is <br />NEUDEED 0415 <br />NEUDEED (CLS) <br />03/07/2017 12:14 PM PST <br />