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2� 17� 1478 Aay amounts disUursed by Lender under this Section 9 shall become additional debt of Borro�ver secured by this 5ecurity Inst�rument.These an�ounts sh��bear inte�'es�at the�4te rate from the date of disbursement and shall be payabte,with such interest,upon natice fr�m Lender to Borrower requesting payment. If this Securiry Instrument is on a leaseho�d,Bonower shall comply with all the pro�isions of the lease.If Borrower acquires fee tit�e ta the Praperty,the ieasehold and the fee tit�e sha11 not merge unless Lender agrees to the merger in writing. 'I�. Mortgage lnsurance.If Lender required Mortgage Insurance as a condition of making the Loan, Borro�ver shall pay the premiums required to maintain the Martgage insuraace in eff�ct.If,for any reason,�he Mortgage�nsurance coverage required by Lender ceases to be a�ai�able from the mortgage insurer that �reviou�ly pro�ided such insurance and Borrower was required to make separately designated payments toward the prem�ums far Mortgage Insurance,Borrower shal�pay the premiurns required to obtain coverage substantially equivalent to the Mortgage Insucance previou�ly in ef�'ect,at a cast substantia�ly equi�alent to the cost to Borrower of the Mortgage Insurance pre�iously in effect,from an altemate rnortgage�nsurer setected by Lender. If substant�ally equiva�en�Mortgage Insurance co�erage is not available,Borrawer shall continue to pay to Lender the amount of the separately designated payments t�at were due when the �nsurance co�erage ceased to be in effect. Lender will accept,use and r�tain these payments as a non-re�undabie loss reserve in lieu of Mortgage Insurance. Such loss reserve sha��be non-refundable, notwithsi�anding the fact that the Loan is ultimately paid in full,and Lender shail not be required to pay Borrower any inCerest or earnings on such loss reserve. Lender can no langer require loss reserve payments i f Mortgag�Iasurance coverage(in the amount and for�he period that Lender requ�res}provided by an insurec selected by Lender again becomes aWai�ab�e, is obtained,and Lender requires separately designated payments toward the premiums f�r Mortgage�asurance. If Lender required 1�ar�gage Iusurance as a c�ndition of making the Loan and Borcower was required to make separately designa�ed payments toward�he premiums for Mnrtgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect,or to provide a non-refundab�e ioss reserve,until Lender's requirement for Mortgage Insuran.ce ends in accordance�rith any written agreement between Borrowe�and Lender providing for such termiaation or unt��termination�s required by App�iCab�e Law.Nothing in th�s Sectioo 1 Q affects Borrower's obligation to pay interest at the rate provided in tbe Note. Mortgage Insurance reimbturses Lender(or any entity that purchases the Note}for certain losses it may incur if Borro�er does not repay the Loan as agreed.Bonower is not a party to the Mortgage Insurance. Martgage insurers evaivate their tota�ri�k on ai�such in.surance in force from time to time,and may enter into agreements�uith oth�r parties tha#share or modify their risk,or reduce�osses.These agreements are on terms and condition.s that are sa.tisfactory to the mortgage insurer and the other party�or parties}to these agreements.These agreements may require the mortgage insurer to make payments using aoy source of funds that the mortgage insurer may have available(which may include funds obtained fram Mortgage Insurance premiums}. As a result of these agreements,Lender,any purchaser of the Note,another insurer,any reinsurer,any other en�i�y,or any aff 1 iate of any of the foregoing,may recei�e(directly or indirectly}amounts that deri�e�rom{or mi$ht be�haracterized as}a partion af Borrower's payments for Mortgage Insurance,in exchange for shating or madifying the mortgage insurer's risk,or reducing losses. If such agreement pravides that an affiliate of Lender takes a share of the insurer's risk in exch�nge for a share af the prerniums paid to the insurer,the arrangement is often termed"capt�ve reinsurance."Further: qU3371327637 Q233 358 U917 NEBRASKA-Single Family-Fannie MaelFreddie Mac UNlF�RM fNSTRUMENT WITH MERS Form 3028�ro� VMP� VMPfiA(NE)(�302}.ti4 Wolters Itluwer Financial Services Page 9 oi 1 T