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services and subsequent charges each time rernappings or similar c�xanges occur which reasonab�y might affect such dcterminat�on or eertification.Borrower shall also be responsible fdr the payment af any fees imposed by the Federal Emergency Management Agency in connection with the re�iew of any flood 2oae determination resulting from an objection by Borrower. If Borro�ver fails to maintain any of the�o�erages des�ribed abo�e,Lender may obtain insurance co�erage, at Lender`s opfion and Borrower's expense. Lender is under no obrigat�on to purchase aay particular type or amouat of co�erage.Therefore,such coverage sha11 cover Lender,but might or might not pcotect Barrower, Borrower's eyuity in the Property,or the cantents of the Praperty,against aay r�sk,bazard or liability and might provide greater or�esser co�erage than�vas pre�iously in effect. $orrower acknowledges that the cost of the insurance co�erage so obtaiaed might sigai�cantiy exceed the cost of�nsurance that Bonower could hav�obtained. Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Ias�rument.These amounts shall bear interest at the Note rate from the date of disbursement and shall be payab�e,with such interest,upon aot�ce from I�ender to Borrower requesting payment. All insurance po��cies reQuued by Lender and renewals of such policies shall be sub,�ect to Lender's right to disapprove such po�icies,shall include a standard mortgage clause,and shall name Lender as mortgagee andlor as an addit�onal loss payee. Lender shall have the righ�to hold the policies and r�newal certificates. If Leod�r requires,Borrower shall promptly give to Lender a��receipts of paid prcmiums and reaewal notices.If Borrower obtains any form of insuranc�co�erage,not otherw�se re�uired by Lender, for damage ta,or destruction of,the Praperty,such policy shall include a stand�rd mortgage clause and shall name Leader as martgagee andlor as an additional �oss pay�e, In the event of loss,Borrawer shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss�f not made promptly by Borrower. Unless Lender and Barrower otherwise agree in writrng,any insurance proceeds,whether or not the underlying insurance was required by Lender,shall be applied to restoration or repair of the Froperty, if the restoration or repair is economically feasible and L�n�ler's security is not lessened.During such repair and restoration period,Lender sha11 ha�e the right to hold such insurance proceeds until Lender has had an opportun��y to inspec�such Property to ensure the work has been completed to Lender's sa.tisfaction,provided that such inspection shal�be undertaken promptly. Lender may disburse proceeds for the repairs and restoratioa in a single payment or in a series of progress payments as the work is comp�eted.Un�ess an agreement is made in writing or Applicable La� requires interest to be paid on such insurance proceeds,Lender sha11 not be required to pay Borrower any interest or earnings on such praceeds.Fees for public adjusters,or atber th�rd parties,retaiaed by�orrawer sha11 not be paid out of the insurance proceeds and sha1�be�he sole ob�igatian of Borrower.If the restaration ar repair is not econamically feasible or Lender's security would be lessened,the insurance proceeds shall be applied to the sums secured by this Security Instrument,whether or not then due,with the excess,if any, paid to Bocrower. Such insurance proceeds shall be app�ied in the order provi�ed far in Section 2. If Borrower abandons the Property,Lender may fi l e,negotiate and settle any a�ailab�e insurance c�aim and related matters.If$orrower does not respond tivithin 34 days to a notice from Lender that the insurance carrier has offered to settle a claim,then Lender may negotiate and settle tbe claim.The 3�-day period will begin when the notice is given.In either event,or if Lender acqu�res the Property under Sectioa 22 or otherwise,Borrower hereby assigns ta Lender�a}Borrower's rights to any insurance proceeds in an amount not�o exceed the amounts unpaid under the�Tote or this Secur�ty Instrument,and(b)any other of Borrower's rights(other than the right to any refund of unearned premiums paid by Borrower)under all insurance pol�c�es co�ering the Property,insofar as such rights are applicable to the coverage af the Property.Lender may use the insurance proceeds either to reparr or restore the Property or to pay am�unts unpaid under the Note or this Security Instrument,whether or no#then due. NEBRASKA-Single Famify-Fannie MaelFreddie Mac UNIF4RM INSTRUMENT WITH MERS Form 3428 1141 VMP p Vf�M1PS1�NE}(1342}.pp Walters Kluwer Finartcial Sen�ice� Page 7 of 1? q�337�.3�7537 Q�33 358 �717