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��� �lLender"i��ui cken �oans Inc. <br /> Lender is a Gor��rat�on <br /> organized and existing under the laws of th 2 5 ta te �f M�c h i g a n . <br /> i�en�er's address is 1�5� �aadward Ave, Detroi t, MI 4$���-19�� <br /> , <br /> ��� ��Trustee" i� Fi rst Ameri�an Ti t1 e <br /> . <br /> �E� "MERS" is M�rtgage Electronic Reg�stratian Systems, Inc. MERS is a separate corporation�hat is acting <br /> solely as a nominee for Lender and Lender's successors and as�igns. MERS is the bene�ciary under this <br /> Security In�trumen�. MERS is organized and existing urader the la�vs of Delaware, and has an address and <br /> tel�phone number of P,D. Box 2�26,Flin�,MI 485�1-Z�Z6,tel. (88$}679-MERS. <br /> �F} "1Vote" means the promissory note signed by Borrower and dated F eb ru a ry �4, �d�� , The Note <br /> states that Borro�er owes Lender �ne HUnC�r�d Th�'e� ThDUSand Thi"e� <br /> Hun�red and ���1�� <br /> Dollars(U.S. $ 1��,��0.�� }plus inter��t, Borrower has promised to pay�his debt�n regular <br /> Periodic Payments and to pay the debt�n full nat later than M a r�h 1, ���� . <br /> �G} "Pr`oper#y"means the property that is described be�o�v under the headin�"Traasfer of Ri�hts in tbe <br /> Property.�� <br /> �H� "Loan"means the debt e�idenced by the Note, plus�nterest, any prepayment charges and late charges due <br /> under the Note,and all sums du�under�h�s Security ir�strument,plus�nterest. <br /> �i� "Riders"m�ans all Riders ta this Securi�y�nst-rument that are executed by F3orrower, The fallowing Riders <br /> are to be executed by Borrower jch�ck bo�as applicable�: <br /> a Adjus�a'ble�ate Rider 0 �ondorninium R�der 0 Sec�nd Hame Rider <br /> ❑Balloon Rider �Planned LTnit De�elopme�t Rtder 0 1-4 Family Rider <br /> �VA F�id�r ❑Bivveekly Payment Rider ��ther�s} [s�ecify] <br /> Le�a� Attached <br /> tJ} "A�p1�ca��eLaw" means al�contral��ng appli�ab�e federal, �tate and local statutes, regulations, <br /> ordinances and administrative rules and arders(�hat have the effect of la�v�as well as all applicab�e fina�, <br /> no�-appealabl�judicial opinions. <br /> �K� "�arnmunityAssociationDues,Fees,and Assessments"means all dues, fees, assessrn�nts anc�other <br /> charges that are imposed on Borrower ar the Property by a condominium associat�on,homeowners <br /> associatior�ar similar organizatian. <br /> �L� "E lectrv n i e F u n d s Tra r�sfer"mcans any transfer af funds, other than a transac�ion originated by ch�ck, <br /> draft,or similar paper instrument,wh�ch i�initiated through an electronic terminal,teiephon�c instrument, <br /> computer,or magnetic tape so as tfl order,instructy or authoriz�a financial institution to debit or credit an <br /> account. Such term�ncludes,but is not limited to,point-of-sale t�ransfers,automated teller machine <br /> tra�asactions,tra�sfers i�itiated by telepho�e,�ire transfers,and autamated clearing�ouse transfers. <br /> �M� "Eserow Items"mcans those items that are described in Section 3. <br /> NEBRASKA-Single Family-Fanr�ie MaelFreddie Mac UN�FORM INSTRUMENT WITH MERS Form 34281/01 <br /> VMP� VMP6A�NE}(1342}.�0 <br /> Wolters Kluwer Financiaf 5ervices Page 2 of 17 <br /> qQ33713�7637 Q233 35$ 4z17 <br />