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2� 17� 1478 <br /> If the Loan is sub�ect to a law�hich sets maximum loan e�a�ges,anti that la�is fina���interpreted sa that <br /> the interest or other Ioan charges collected or to be collected in�onnection with the Loan exceed the <br /> permitted limits,then: (a}any such loan charge shall be reduced by the amount necessary�o re�uce the <br /> charge to the permit�ed limit;and(b}any sums already collected from Borrower wh�ch�xceeded permitted <br /> limits will be refunded to Borrower.Lender may choose to make�his refund by reducing the principal o�ved <br /> under the Note or by making a�irect payment to Borrower. �f a refund reduces pr�ncipa�,the reduction wi�� <br /> be treated as a partial prepayment�rithout any prepayment charge�whether or not a prepayment charge is <br /> pra�ided for under the Note). Borrower's acceptance�f an�such refund made b�r direct payment ta <br /> Borrower�il�constitute a wai�er of any right�f aCtion Borrower might have arising out of such o�ercharge. <br /> 'I 5. Noti�es.A11 noti�es gi�en by Borrower or i,ender in cannection�vith this Security Instru.ment must be in <br /> writing. Any not�ce ta Borrovver in conne�tion with thzs Security Instrument sha11�e deemed to have been <br /> gi�en ta Borrdwer when mailed by first c�ass mail or when actually de�ivered to Borrower's notice address <br /> if�ent by other means.Notice to any one Borrotver sha11 constitute notice to a11 Borrowers unless <br /> Applicable Law expressly requires�therwis�, The notice address sha��be the Property Address unless <br /> Borrower has designated a substitute notice address by notice ta Lender. $orrower sha1l prompt�y notify <br /> Lender of�orro�ver's change of address. �f Lender specif es a procedure for repoiting Borrawer's change <br /> of address,then Barrower shall only report a chan�e of address through that specif�ed procedure. <br /> There may be anl}�one designated natic�address under th�s Secur�ty Instrument at any one time.Any notic� <br /> to Lender sha11 b�given by delivering it or by mailing it by first class mail to Ler�der`s address sta.ted herein <br /> un�ess Lender has designated another address by notice ta Borrower. Any notice in connectian vvith this <br /> Security Instrument shall not be deemed to have been give�ta Lender until actually re�eived by Lender. if <br /> any natice requ�red by th�s Security Tnstrum�nt is alsa required under Applicable La�u,the Applicable Law <br /> requirement wi�l satisfy the correspanding requirement under this 5ecur�ty�nstrument. <br /> 'I�. Gov�rn�ngLaw; Severahility;Ru1�s of Construet�on.Th�s Security In�trument sha11 be go�erned�y <br /> federal law atad the law of the�urisdi�tion in�vhich the Property is located.A11 right�and t�bligatians <br /> con�ained in�h�s 5ecur��y Instrumen�are subject�o any requirements aad iimitations of Applicable Law. <br /> Applicable Law might explicitly or implicitly a�low the parties to agree by contract or it might be si�ent,but <br /> such sil�nce shall no�be construed as a prohibition against agreement by contract. in the e�ent that any <br /> provision or c�ause of this Security Instrument or th�Note confl�c�s with App�icable Law,such canflict shall <br /> not affect ather provisions of th�s Security Instrument or the Not�which can be given effeet without the <br /> conflicting pr�vis�an. <br /> As used in this Security InstrurnGnt; (a)words of the masculinc gender shall mean and include carresponding <br /> neuter words or�vords of�he feminine gender; �b}words in the singular shali mean and inclu�le the plura� <br /> and�ice vcrsa;and�c}the word"may"gi�es sole discretion tivithaut any abligation to take any action. <br /> �!l. Borrow�r's Copy.Borro�ver shall be given one copy of th�Note and of this Seeurity Instrument. <br /> 1$. Transf�rof the Propertyor a Benefi�iallnterest in Borrower.As used in this Section 18, "Interest in <br /> the Property" means any legal or beneficial interest in the Property, �ncluding,but not limited to,those <br /> bene�cial interests transferred in a bond for deed,cantract for deed, installment sales contract or escrow <br /> agreement,the inten��f«hich is�the transfer of title b�Borrovver a�a future date to a purcha�er. <br /> Tf a11 or any part of the Property or any Interest in the Prop�Y-ty is sold or tra�sferr�d(or if Borrower is n�t a <br /> natural person and a benefcial interest in Barrower is sold or transferred}without Lender's priar written <br /> consent,Lender may require immediate payment in full of al1 sums se�ured by this Security Instrument. <br /> Hawe�er,this option sha�1 nat be exerci�ed by Lender if such exercise is prohibited by Applicab�e Law. <br /> NEBRASKA-S�ngle Family-Far�rrie MaelFreddie Mac UNIFaRM lNSTRl1MENT WlTH MERS Form 3D28 11Q1 <br /> VMP� VMPfA(NE](1342),Q� <br /> Walters Kluwer Financiai 5ervices Page 1�of 17 <br /> qo���i�z�63� oz33 �s$ �z�� <br />