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2� 17� 14�4 <br /> DEED �F TRUST <br /> Loan No: 1�1��2�75 �C�ntirlued� Page 'I D <br /> af the United States af Ameri�a. Words and terms used in the singular shall in��ud� th� plural, and ths plural shall <br /> includ� the s�ngu�ar, as the cantext may require. Words and terms not ❑therwise defined in this Deed of Trust shall <br /> ha�e the meanings attributed t❑ su�h terms in the lJnifarm Commercial Code: <br /> Beneti�iary. The word "Ben�ficiary" means Fi�e Points Bank, and its successors and assigns. <br /> Bnrrvwer. The word "Barr�wer" means KYLE R KDEPP and SALLY J� K�EPP and includes all ca�signers and <br /> co-makers signing the Note and all their success�rs and assigns. <br /> ❑eed vf Trust. The wvrds "�eed �f Trust" mean this Deed af Trust among Trustar, Lender, and Trustee, and <br /> in�ludes without limitativn all assignment ar�d security interest pro�isians relating ta the Persanal Praperty and <br /> Rents. <br /> Default. The word "De�ault" m�ans the ❑efault set forth in this ❑eed �f Trust in the section titled "Default". <br /> En�ironmenta[ Laws. The wards "En�ironmental L�ws" mean any and all state, �ederal and local statutes, <br /> regulations and ordinan�es relating tv th� pro�ection of human health or th� en�ironm�nt, including without <br /> limitation the Comprehens��e En�ironm�ntal Response, �vmpensation, and Liability Act vf 198�, as amended, 42 <br /> U.S.0. Sectian 9��1 r Et 58C�. �"CERCLA"�, �h� Sup�rfund Amendments and Reauthorization Act o� 198�, Pub. L. <br /> IVo. 99-499 �"SA�A"y, the Ha�ard�us Materials Transportation Act, 49 U.S.C. 5ection 18D1, et seq,, the Resvur�e <br /> Canser�ation and R�ca�ery Act, 4� U.S.C. Section �9�1, et seq., vr ather applicable sta�e or federat laws, rufes, <br /> ❑r regulatians adopted pursua�nt thereto. <br /> E�ent of De�ault. The words "E�ent�f Default" mean any of the e�ents vf defauft set forth in this Deed af Trust in <br /> the e�en�s af default sectian af this ❑eed crf Trust. <br /> Existing Indehtedness. The words "Existing lndebtedness" mean the indeb�edness described in the Existing Liens <br /> pr��ision vf this Deed of Trust. <br /> Guaranty. The word "Guaranty" means the guaranty from guarantar, endorser, surety, ar accommodation party �❑ <br /> Lender, including without limitation a guaranty of all or part of the Note. <br /> Hazardous Su�stances. The words "Ha�ardaus Substances" mean materiais that, because �f their quanti#y, <br /> can�entration ❑r physical, chemical or inteCtious chara�teristics, may cause ar pos� a present ar p��ential hazard <br /> to human health vr the en�ironment when improperly used, treated, stored, disposed of, generated, manufactured, <br /> transported or ❑Yherwise handled. The words "Hazardaus Substances" are used in their �ery broadest sense and <br /> in�lude without limitation any and a�l haza�dous or tt�xic substances, materials or waste as d�fined by ar listed <br /> under the En�ironm�ntal Laws. The term "Haxardous Substan�es" alsa inciudes, without limita�ion, petroleum �nd <br /> p�trvleum by-products or any fractian thereof and ashestas. <br /> �mpr��ements. The word "Impra�ements" means all existing and future impra�ements, buildings, stru�tures, <br /> mobile homes affixed on the Real Proper�y, facilities, additions, r�p�acements and ❑th�r canstruction ❑n the Reaf <br /> Property. <br /> Indebtedness. The ward "Indebtedness" means all p�in�ipal, interest, and vther amounts, �osts and expenses <br /> payah�e under the Nat� or Reiated ❑acuments, together with all renewals of, extensions af, modificat€ans of, <br /> consvlidatians of and substitutians for the Nate ❑r Re�ated ❑ocuments and any amounts �xpend�d or ad�anced by <br /> Lender tv di�charge Trustor's obligati�ns or expenses incurred by Trustee ar Lender ta enfor�e Trustar's <br /> ❑bligatians under this De�d of Trust, tvgether with interest nn such amounts as pra�ided in #his ❑eed ❑f Trust. <br /> 5pe�ifically, without limitation, Indebtedness includes the future ad�ances set forth in the Future Ad�ances <br /> pro�ision, tvgether with all interest thereon and all amoun�s that may be indirectly secured by the <br /> Crvss-�vlla�eralization pra�isivn of this ❑eed of Trust. <br /> Lender. The word "Lender" means Fi�e Points Bank, its successars and assigns. <br /> Note, The wvrd "Note" means #he promissory na�e dated Mar�h 7, ��17, in the original principal amnunt <br /> �f $1,���,���.�� from Barrower ta Lend�r, together with all renewais of, extensions of, modificativns of, <br /> r�financings of, cvnsoiidatians of, and substi#utions far the pramissory note ar agreement. <br /> Persanal Property. The w�rds "Persanal Property" mean all equipment, fixtures, and other articles vf persvnal <br /> praperty nvw ar hereafter vwned by Trustvr, and now or herea�ter attached ❑r aft�xed �o the Real Praperty; <br /> together with a�� accessions, parts, and addi�ions to, all replacements of, and ali substitutions �or, any of such <br /> property; and tog�th�r with a�f proceeds {including without limitation all insurance pr�ceeds and refunds af <br /> premiums� fram any sale or other disposition of the Property. <br /> Praperty. The word "Praperty" means coilecti�ely the Rea! Property and the Personal Property. <br /> Real Pr�perty. The wards "Real Property" mean the real property, interests and rights, as further described in this <br /> Deed of Trust. <br /> Related Documents. The w�rds "Related Documents" mean all pramissary nates, c�edit agreem�nts, loan <br /> agreemenfis, en�iranmenta� agreements, guaranties, seGurity agreements, mortgages, deeds ❑f trust, security <br /> deeds, �ollaterai mvrtgages, and all other instrum�nts, agreements and documents, whether n�w �r hereafter <br /> existing, executed in connectian with the Indebtedness. <br /> Rents. The word "Rents" means all present and futur� rents, re��nues, income, issues, royalties, prafits, and <br />