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LOAN #: 16074 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Balloon Rider. <br />JOLYN =/' N LSEN <br />Ellie Mae, Inc. Page 2 of 2 <br />201701448 <br />c ,/h.2)/ ) v ) (Seal) <br />DATE <br />Initials. <br />PO3'608RDU 1012 <br />P03508RLU (CLS) <br />02/22/2017 12:37 PM PST <br />