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<br /> � If I.ender reqaired snori,gag�e insusance as a con�ition c+f rsr�}�i�g the loan secureQ by this Security.Instrument,
<br /> Borso�cer shal!pny the prtmii:r�ni requite,�to maintain th�insurra�¢re in effect until such time a�the rcquirement for the
<br /> — insura3tce termina�es in areor�ance with�rrower's a�d Lender's v�ritten agreemont or app�icc�bie law.
<br /> 8. lasMectto,p. ` Len4tr or its agent ta�y make reasanable enuies upon and ins�t�c��{S,af the Preperty. Lender
<br /> , . shal!give Borrowec notice at the timG of qr priqr to an inspection s�ifying rcasonable caus��at,f,�e inspection.
<br /> � 9. Condc�nna�o». The proeeeds�f ar►yr uward Qr claim for damages,direct or cons�quential,in connecrion a+ith
<br /> _ � any condemnation or otber.taki,r.g of any part of th�,Progerty,or fot conveyance in lieu of condemnation,are hereby .
<br /> �• assigned and shall ix paid.t�l,tnder.
<br /> ° In the eve�►t of a total t�king of th,e,Property, the procedds shall be applied to the sums secured by this Security
<br /> — Instrument, what4t�r,or not then due,witt;�ny excess paid to Borrowcr.In the event of a partial�aking of the Pr�perty,
<br /> ' unless Borrower and T..ender otherwise agr�in writing,the sums secured by this Security Instrument shall be reduced by
<br /> — the amount of tlse�sroceeds multiplied by the following Fracti9n:(a)the total amount of the sums secured immediately
<br /> . bet'are t�e taking,dividpd by(i�)the fair market value of the Ptoperty immediately before the taking.Any balance shall be
<br /> pai�tn Hosrower.
<br /> = If the Property is abandaned by Botrower,or if,after notice by 1.Qnder to Borrower that the condemnor offess to
<br /> malte an award or stttle a claim for damages,Bonower faits to respond to Lender within 30 days after the date the notice is
<br /> ' giv�,Lender is aathorized tv collect and apply tlie pracc�ds.at iu option,either to restoration or repair of the Property or
<br /> to thes3ms securedby this$ecarity Instrument,wheth,r,�or not then due.
<br /> Unless I,ender and Borro�rer otherwise agsee in wriring,any applicarion of proceeds to principal shail rot eatend or
<br /> � postponc the due date of the monthly paymenu referred to in paragraphs 1 and 2 or change the ssmaunt of such pay�ents.
<br /> 40. Barrd�¢a �tot Reteatgd;Fo�6e�ance By Leeder Not u Wuver. Extensian af the time for paym�t or
<br /> in�i�cation of a�artixation�S the sums secured by this Security Insirament granted by Lender to any successer in •
<br /> — inter�t of Bonower shall nat cpetate t�o release the liability of the original Honower or Borrower's succcxsors in interest.
<br /> Ler�cY:r shall not be requi�ed to eummertce procee3ings against any successor in interest or refuse to extend timle for
<br /> , paYznent or other�s;��modify amortizatioaufthe sums secured by this Security Instrument by reason of any demar.d mV,de
<br /> —� by th�original Ecrrwer ar Bonower's s¢cc�sars in i�teres�Any farbearancehy Lender in ezetcisingany right or re�ss�rly
<br /> shall a�t be a w�i�-cc of or prerlude the�e�����of any right or remedy. '
<br /> _ � �l: Suoc�sors wd Asr�.s Bow�;Jojnt�nd�ev�ral LLbll�ty;Co-sfg�ers. The covenants and agreemerts of -
<br /> thi��:�rity In�trument shall b:r.d and be�efit the successors and assigns of Lender and Borrower,subject to the provfsions
<br /> of pa�ragraph 17.Bacrower's covenants and�greements shal!be joint and several.Any Borrower whaco-signs this Sec.�rity ��
<br /> Instrument but���not execute the Note:(a)is casigning this Security Instrument only to mortgage,grant and coe�vey -
<br /> that Barrower's interest in the Property under the terms of this Security Instrument;{b)is not personally otsligated to pay '
<br /> the sums secured by this Secti.rity Instrument and(c)agrees that Lender aRd any other Borrower may Gsree to extend,
<br /> modify,forbear or make any accommodations with regard to the terms af this Security Instrument ar tte Note withaut
<br /> that Borrower's consent. 'r
<br /> - �� 12. I.oan ChArges. If the loan secured by this Security Instrument is subject to a law which sets maximum loan
<br /> charges, and that law is flnxliy interpreted so that the inserest ar other loan charges coltected or to�e collected in
<br /> conaection with Yhe loan e�c��the permitted limits, then: (a)any such loan charge shall be reduced ii,� che amaunt �-
<br /> nec��ary to reduce the charge to the permitteti limit;and(b)any sums already collected from Borrower cz_?�ir.h exceeded '
<br /> � pern::�ted limits�bit�be refunded to Borrower. Lender may choose to make this refund by re�ucing the principal awed T
<br /> under the Note ar b�cnaking a direct paym�t ta Borrower.If a refund reduces principal.the cc�uction will be treate�as a �
<br /> Fartial prepaymes�r wi:�ost any prepaymert cttarge under the Note.
<br /> 13. Le�ut�•o� Aff�et'sng I.ende�'� F48phts. If enactment or expiration oF applicable laws has the effect of
<br /> rendering any prev;::.con af th:Note or this S�curity Ins4r�mem unenforceable arcardin�to its terms,l.ender,at its option,
<br /> :-,�� reguire im.ct�uf:ate payment in Pul1 af 2;;sums s�cured by this Security Instrument and may invoke any remedies
<br /> pc-�rc::tted 6y Raranraph 19.IPl.ender exersis�:�this opti�:�,l,ender s�all take the steps speeifiecf�r.the seeond paragraph or
<br /> pac��raph 17. .
<br /> 14. Notices. Any nati;,e ta Borrower provided far iz this Security lnstrumeat shall bc given by�ai=;cvering it or by �:
<br /> mailing it by first class mail �.r!ess applicable law requires use of another me�f:od. The notice shall i��:�izected to the ' �
<br /> Praperty Address or any other address Borrower designates by notice t�I.ender.Any notice to I.ender s;-sa11 be given by
<br /> — flrst class anail to t°rendcr's address stated herein or any other addres�i.ender designates by nuc ic�to Borrower.Any noticc
<br /> providtd for in tl�is Security lnstrument sha11 be deemed to have been given to Borrower or l.ender when given as provided
<br /> in this paragrapl�.
<br /> 15. Gc�verning l.aw;S�*erability. This Security Ins�rument shaU be ge�aerned by feder:I I:w:.^�d the law of Ihe
<br /> jurisdiction in w!-��ch the Pro�~1y is located.ln the ever,r,that any�ravision or clause of'this��;:ufity �usirument ar the
<br /> — 2`ot�conflicts wiltr applicable i:aw,such confli�t shall nc��:�'ect othc-r provisions of this 5ecunry Instrument or the Note
<br /> whieh can be given effect wit!-.a::t the conl�icting provisi��. La this�L:d the provisions of this Security Instrument and the
<br /> Note nre declared to be severabJn.
<br /> 16. Qorrower's Copj. Borrower shall be gitea�cne conformed c�py of the Nate and of'this 5ecurity Instrument.
<br /> 17. Tanster oi the i�roperty or o �eneHcisS I:�terest in Borrowe�. lf�ill nr any part of thc i�r.�perty or any
<br /> interest in it is sola ar transfcrred(or ii'a berte�cia)interest in�orresver is sold or transferred and Borrower is not a natuea,l °
<br /> person)without Lender's prior written cor.�ent.I.cnder may.at its cption,reyuire immediate payment in full of�Q s�:-s
<br /> secured by this Security Instrument. However, this option shal) not he exercised by Lendcr if exercise is prohibited by
<br /> l federal taw as of thedate of this Security Instrument ___._._
<br /> if Lender exercises this c�ption,Lender shall give Borrowet notice of acceleration.'fhe n�tire sha1)provide a peric�d �
<br /> — of nc�t less than 3�days from th�date the natice is delivered or mailed within which I3orrower must pay HII sums secured by '
<br /> thic Security Instrument,1P Borrower f�ils t�pay these sums prior to the expiration of this pErioci,Lender may i��vuke a»y �
<br /> � remedie!i permitted by this Security Instrument withe�ut Purther notice ar demand on�orrower. : ,
<br /> _ t�t,tiotrowrt's NigTlt to Reinstate. (f Borruwer meets cert�in conditions,Bnrrower shail have the right to h�ave ' '
<br /> enfarcemet►t of thi9 Security Instrument discnntinued at any t�me prior to the earlier c�f:1�U 5 days(or such ather peric�d as �
<br /> appiicable law may SpeciPy fnr reinstatement)befnre sale uf ehe Prc�perty pursuaut u��ny puwcr ofsale rontained m this !'�
<br /> ( Se�.utity Instrumcnt:ur(b)entry of a jud�rnent enforcing this Seeurity f nslrumcnt.'ihc�se cunditions Ure that Norrowcrc �
<br /> � � {a)pays 1,ender all sums which dicn w�uld be due under this Security In�trument �nd the Nutc h�d n�� ucceleratiern
<br /> uccutred; (b►cures any default of any olher co�enaaus�r agreemeuts; (c) pays all expen�et uzcurred in enfure�n� thi� ti
<br /> Security instrwn�nt. u�cluding, but nnt limitecl tn, rcasc�nahle attcyrney� fer�,ruid(d) t(tl�Cti �UCII 7CfIft11�S Lender may J ��
<br /> rea�€+nably veywre tn assure that she l�en c�f th�ti Serurity tnslru�i►ent. Lr��cler'i rigblti in tttc Yre,perty arid Hurruwdr's Y
<br /> nfilrgahnn tn p,►}� the c�iri�e c���trei by th�s Secur�ty in5ttutz�eni sha11 c��ntuzue uucti:,u�;ed. i'pui� rcimtute�tienf hy ;,. ..
<br /> ''� Hrrttc�a•cr,tF�s�!sceurny In4trument�tn�llhe ahf►gntwm securecl hertF�y�h��ll r em��m fLlty eff'echve�s�if i►��,icE•eter�tt�m I�ad
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