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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness <br />iILIi �� <br />//i Seal <br />Sherilyn Joy T - Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The ore oing instrument was acknowledged before me this 3 day of Y�� 114�' <br />_ by Sherilyn Joy Topin <br />Witness my hand and notarial seal at in said County, the date aforesaid. <br />My Commission Expires: 3 / ci <br />Notary Pub►i <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Kari Rogers; NMLS #: 819028 <br />NEBRASKA -Single Farrry- Fannle Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 13 of 13 <br />IDS, Mc. - 31639 <br />2 01701405 <br />p27,ec4— <br />- Witness <br />(Seal). <br />- Borrower <br />GE111.Nt»ARY - State of NabraeM <br />IGARt A, ROGERS <br />w <br />H< _ My Comm. Exp. July 24, 2020 <br />Form 3028 1101 <br />