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2� 17� 1289 <br /> by a lien which has priority o�er this Security Instrtiment;(b}appearing in court;and(c}paying <br /> reasonab�e attorneys'fees to pro�ect its interest in the Property andlor rights under this Security <br /> Instrument,iacluding its secured position in a banlcruptcy praceeding. Securing the Froperty includes, <br /> but is not limited to,entering the Property to make repaiurs,change locks,replace or board up doors and <br /> windows,drain water from pipes,eliminate building or other cade�iolations or daagerous cnnditions, <br /> and bave ut�lities turned on or off.Although Leader may ta,ke action under this Section 9,Lender does <br /> not ha�e to do so and is not under any duty or obligation to�o so.It is agreed that Lender incurs no <br /> liability for not takin$any or a11 actions authorized under this Section�. <br /> Any amnunts disbursed by Lender under this Section 9 shall become additianal debt of Borrower secured <br /> by this Security Ias�rument.These amounts shat�bear interest at the Nate rate from�he date of <br /> disbursement and shall be payable,with such interest,upon botice from Lender to Borrower requesting <br /> payment. <br /> �f this Security Instrument is oa a leasehold,Bonower shatl compty with alI the pro�isions of the lease. <br /> If Borrower acquires fee title to the Property,the leasehold and the fee tit�e shal�not merge unless <br /> Lender agre�s to tbe merger in wr�tin$. <br /> ��. Ass�gnmentof MiscellaneousPrviceeds;Forfeiture.Al�Miscellaneous Proceeds are hereby <br /> assigned to and shall b�paid ta Leader. <br /> If the Property is darnaged,such Misce�laneous Proceeds sha�l be applied to restoration or repau of the <br /> Property,if the restoration or repair�s economicalty feasible and Lender's security is not lessened. <br /> During such repair and restoration period,Lender shail have the right to hold such Miscellaneous <br /> Proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been <br /> completed to Leader's sat�sfaction,pro�ided that such inspection shall be undert�ken promptly.Lender <br /> may pay for the repairs and restoration in a siagle disbursement or in a series of progress payments as the <br /> work is completed.Unless an agreement is made in writing or Applicabie Law requires interest ta be <br /> paid on such Miscellaneous Proceeds,Lender sha11 not be requued to pay Borrawer any interest or <br /> earnings on such Miscel�aneous Proceeds.If the restoration or repair is not economicalty feasible or <br /> Lender's security would be�essened,the Miscellaneous Proceeds shalt be applied to the sums secured by <br /> this Secur�ty Instsumen�,whether or not then due,with the excess,if any,paid to Borrower. Such <br /> Miscellaneous Proceeds shail be app�ied in the order pro�ided for in Section 2. <br /> In the e�ent af a to#.al taking,des#�uction,or loss in�a1ue of the Property,the Misce�laneous Proceeds <br /> shall be applied to the surns secured by this Security Instrument,whether or not then due,with the <br /> exce�s,if aay,paid to Borrower. <br /> In the event of a partial talcing,destructian,or loss in�a�ue of the Property in which the fair market <br /> �a1ue of the Property immediately before the partial taking,destruction,or l�ss in�alue is equal to or <br /> greater than the amount of the sums secured by this Secu.rity Instrument immediately before the partial <br /> ta.king,destruction,ar loss in value,unless Bonower and Lender otherwise agree ia�ritiag,the sums <br /> secured by th�s Security Ins�rument sha�l be reduced by the amount of the Miscellaneous Proceeds <br /> multiplied by the follo�ring fraction: (a}the total amount of the sums secured immediately before the <br /> partia�taking,destruction,or toss in value di�ided by(b}the fair market�a�ue of the Property <br /> immediately before the partial#aking,destruction,or loss in�alue.Any balance shalt be paid to <br /> Borrower. <br /> FHA Deed of Trust With MERS-NE 9130V�414 <br /> Bankars SystemaTM VMP� VMP4N[NEj{1506).(10 <br /> Wo�ters Kluwsr Finer�dal Sen+ices q 3� � 9 1 PaQe 9 of 17 <br />