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2� 17� 1289 Parcel iD Number:4a��42�61 which currently has the address of 1419 Hdgge AV� �S'treet� �rand Is�a�d �City),Nebraska b8801-1442 �'Lip Code� ("Property Address"}: T�GETHER�VITH a11 the impro�ements novv or hereai�er erected on the prnperty,and a11 easements, appurtenances,and fixtures now or herea�er a part of the property.All replacement.s and additians shall also be co�ered by this Security Instrument.All of the foregaing is ref�rred ta in this Security Ins�rument as the "Property."Borro�ver understaads and agrees that MERS holds only legal ti�tle to the iaterests granted by Borrawer in this Security Instrument�but,if necessary to comply with lav�or custom,MERS�as nominee for Lender and Lender's successors and assigns}has the righ�:�o exercise aay ar all of those interests,including, but nat limited to,the right to forec�ose and sell the Property;and to take any action required of Lender iacluding,but not�imited to,re�easYng and caacelin�th�s Security Instrument. B�RR�WER C�VENAI�T'I`S that Borrower is�awfully seised af the estate hereby�anveyed and has the right to grant and con�ey the Property and that the Property is unencumbered,except for encu.mbrances of record. $orrower warrants and wi�l defend�eaerally the title to the Property against a11 claims and demands,subject to any encurnbrances of record. THIS SECURITY INSTRUMENT combiaes uniform coveaants for national use and non-uniform co�enants with limited variation.s by jurisdiction to constitute a uniform security ins#rument covering real property. U N I F�RM C�VENANTS.Borrower and Lender covenant and agree as follows: �I. Payment of Pri nci pal,1 nterest,Escrow Items, an d Late�harges.Borrower sha11 pay when due the principa�of,and interest on,the debt evidenced by the Note and late charges due under the Note. Borrower shall also pay funds for Escro�Items pursuant to Section 3.Payments due under the I�Tote and this Security Instrument shal�be made in U.S.currency.Howe�er,�f any ch�ck or other instrument recei�ed by Lender as payment under the Note or�his 5ecurity Instrument is returned to Lender unpaid, Lender rnay require that any or a�l subsequent payments due under the Note and tbis Security Instrument be made in one or more of the following forms,as selected by Lender: �a}cash;(b}money order;�c} certified check,bank check,treasurer's check or cashier's check,provided aay such check is drawn upon aa institution whose depasits are insured by a federa�agencya instrumentality,or entity;or(d}Electronic Fuads Transfer. Paymen�s are deemed received by Lender when received at the location des�gnated in the Note or at such other locatioa as may be designated by Lender in accordance�vith the notice pro�i�ions in Section �4. Lender may return any payment or partial payment if the payment ar partiai payments are insufficient to bring the Loan current. Lender may accept any payment or par�ial payment insufficient to bring the Loan current,without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partiai payments in.the future,but Leader is not obligated to apply such payments at the time su�h payments are accep�ed.lf each Periodic Payment is applied as of its scheduled due date,then Lender need not pay interest on unapp�ied funds.Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current.If Borrawer does not da so within a reasonable per�od of trme, Lender shall either apply such funds ar return thern to Borrov�er.If nat applied earlier,such funds wi11 be applied to the outstanding principal balance under the Note immediately prior to foreclosure.No offset or claim which Borrower m�ght ha��now or in the future a�ainst Lender shall relieve Borrower from making paymeats due under the Note and this Security Ins�rument or perform�ng the covenants and agreements secured by this Security Instrument. FHA Deed of Trust With MERS-�VE 9134124�4 Bankers Syst�msTM� VMP� VMP4N(NE��154B).� Wolters lUuwer Financial Serv�Ces Page 4 of 17 q 3 2 9 1