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2� 17� 1289 <br /> �C} "Lender"i� �u��ken L�ans I nC. <br /> . <br /> �ender is a ���'�]�r�t10n <br /> organized and existing under the�aws of th� S t a t� o f M��h�g a n . <br /> Lender's address is 1��� W��dwa rd AU�, D�t f 01 t, M I 48���-19�� <br /> �D} ��Trustee r�is F i r s t Am e r i c a n T i t�e <br /> �E} "MERS"is Mortgag�E�ectronic Registrati�n Systems, Inc. MERS is a separate corporation that is <br /> acting solely as a nomin�e far Lender and Lender's successors and assigns. MER�is the benefi�iary <br /> under this Se�urity Instrument. MERS is organiz�d and�xisting und�r the lavvs of Delaware, and has <br /> an address and�elephone number of P.�. �ox��26,F�in�,MI 485�1-2�26,�el.(888}679-MERS. <br /> �F� "1�l�te"n�eans the promiss�ry�ot�e signed t�y B�rrav�er an�dated F��r U d r� ��, ��17 .�'he l�ate <br /> states that Borrower owes Len�er N�n E ty �11� Th�U S d n d N 111 e H U n C��'�� E 1 g h ty E�g h t <br /> and 4411a� <br /> Dallars[CJ.S. $ �1,�$$.�� }plus interest. Borrower has pramised to pay this debt�n regulax <br /> Periodic Payments and ta pay th�de�t in full not later than Ma rc h 1, �0 3� , <br /> �G} "Froperty"rneans the property that is described below under the heading"Transfer of Rights in the <br /> Property." <br /> �H} "Loan"means the debt e�idenced by the I�1�te, plus interest, and late charges due under the Note, and ali <br /> sums due under this Security In�trument,plus interest. <br /> �I} "Riders"means all Riders tQ this�ecurity Instrument that are executed by Barro�er. The following <br /> Riders are to be executed by Borrower[ch�ck bax as applica�le]: <br /> ❑Adjustabte�ate Rider ❑CondQminium Rider 0 Planaed LTnit Development Rider <br /> Cx��ther Legal Atta�hed <br /> ❑Rehabilitation Loan Rider <br /> �J} "Appli�able Law"means all contro�ling applicable federal, state and locat statutes, regulation�, <br /> ordinan�es and administrati�e rules and orders(that have the effect of taw}as we�l as a11 applicable final, <br /> non-appeatable judicial�pin�ans. <br /> �K} "Cammunity Associa#ivn Dues, Fees,and Assessments"means a�l dues, fees, assessments and other <br /> charges that are impased on Bonower�r the Froperty b�a condominium ass�ciation,home�wners <br /> association ar similar organization. <br /> �L} "Ele�tronic Funds Transfer"means any transfer of funds, other thaa a transaction originated�y check, <br /> draft,or similar paper ins�rument,which is iaitiated through an e�ectrflnic termina�,te�ephonic <br /> instrument,Gamputer,or magnetic tape so as to order, instru�t,or au�hflri�e a financial institutian to <br /> debit or�redit an aceount. 5uch term includes,but is n�t limited to,point-af-sale transfer�,autamated <br /> teller machine tran�action�,transfers initiated by�elephone,wire transfers,anc�automated Gleaxinghouse <br /> transfers. <br /> FHA Deed of Trust With MERS-NE 913�12414 <br /> Ba�kers Sys#emsTM VMP� VMP4N(NE�(154B).0� <br /> Wo�Esrs Kluwer Fir�ar�cial Services Page 2 of 1 T <br /> q�33743D533 � 79 0217 <br />