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2� 17� 1283
<br /> �EE� oF -r�usT
<br /> ��vntinued� - Page �
<br /> their successors in �nteres�. The successor trustee, without con�eyance o��he Prap�rty, shall succeed �a aII fihe
<br /> titler pow�r, and duti�s conferred upon�khe Truste� in�h.is Deed of Trus�and by applicabl�Iaw, This p�vicedure for
<br /> substitu�ivn of T�us�ee shal! go�e�n�o the exciusion of a1I ❑ther provisivns for substi�ution.
<br /> N�T[GES. Any notice required ta be g��en under�his Deed of Trust, in�luding wi�hout Iimi�atian any notice of defauft
<br /> and any notice of sale shali he gi�en in writing, and �haal be effective when actually deiiver�d, when ac�tuaIIy recei�ed
<br /> by te�efacsimi�e {unless ofherwise requi�ed by law},when deposited with a nationa��y recognized a�ernight c�urier, o�, i�
<br /> mailed, when deposited in the Uni�ed States maiE, as�irs�class, certifii�d ❑r regis�ered maiI pastage prepaid, directed to
<br /> the addre�ses shown near the beginn�ng af�his D�ed of Trust. All capies o�F notices �f fo�eclosure from the holder o�
<br /> any �ien whr`ch has priority o�er fhis ❑eed of Trust shall be sent to Lender's address, as shvwn near�he beginning o�
<br /> this Deed o�Trust. Any person may chang� his or- her address for notic�s under this Deed of Trust by giving forma!
<br /> writ�en notice t� the other pe�svn or persons, speci�ying �hat the purpose af the no�ice is �o �hange �he person's
<br /> address. For notice purp�ses�Trustor agrees�a keep Lender- infarmed at all times of Trustor's �ur�en�address. Unless
<br /> otherwise provided or required by law, i�the�� is more�han ane Trustor-, any notice gi�en by Lende��o any Trustor is
<br /> deemed tv be notice gi�en fio all Trustors. �t will be Trus�or's responsibifity t❑telI the others of�he nvtice from Lender.
<br /> MISCELLANE�L]S PR�VISI�NS, The faIlowing misceIlaneaus provisians are a part of�hzs Deed of Trus�:
<br /> Amendmen#s. What is written in �his Deed af Trus� and in the Related Dacuments is Trustvr's en�ire agreement
<br /> wi�h Lender concern�ng the matters covered by this Deed of Tr�usf. To be effecti�e, any change ❑r amendmen�to
<br /> this Deed of T�us�mus� be in writing and must be signed by whoe�er wiII be bound or obligated by�he change or
<br /> amendment.
<br /> ��ption H�adings, Caption headings in �his Deed of Trust are for convenience pur-poses only and are n�t to be
<br /> used�o in�erp�-et or define the p�-o�isions of this Deed of Trusf.
<br /> Mer�er. There shaII k�e no me�ger of the in�eresf or estate created by this Deed o�T�-ust with any other interest vr
<br /> es�ate zn the Property at any time held by or for�he b�nefit of Lender in any capacityr wi�hout the written cansent
<br /> af Lender.
<br /> �vverning Law. This Deed of Trust w`ri� be go�erned by federa[ �aw appIicable �o Lender and� to the extent na�
<br /> preempt�d by federa��aw,the Iaws ❑f the 5tate o#Nebraska without regard to ifis conflict� of Iaw prv�isivns. This
<br /> ❑eed of Trust has been a�cept�d by Lender in the State.of illebraska. �
<br /> Chvics vf Venue. If there is a lawsuit, T�ustor agrees upon Lender-'s reques��o submif�o the �u�isdic�ian of the
<br /> Gourts of H�CC �ounty, 5�afe of Nebraska.
<br /> No Vlfaiver hy Lender. Trustor unders�ands Lender wiii nat gi�e up any��Lender's rights under this Deed o�Trus�
<br /> unIess Lender d�es so in writing. The �a�t that Lender delays o� omits to exercise any right wiII no� mean that
<br /> Lender has given up tha� right. If Lender daes agree in wrzting to gi�e up one of Lenderrs righ�s, �hat does n�t
<br /> mean Trustor wz�� n�� ha�e �❑ comply with the other pravisions of this Deed of Trus�. Trustor also unde�stands
<br /> tha� i� Lender does consent�o a reques�, fha� does no� mean that Trus�or will nofi ha�e tv get Lender's consent
<br /> again it�he situation happens again. Trustor further understands that jus�because Lender�ansents to one or more
<br /> of Trustor's requests, tha� dves not mean Lender will be required �o cansent ta any af Trus�o�'s fu�ure requesfs.
<br /> Trustor waiv�s pr�senfiment� demand fvr paymen�, profes�, and no�i�e of dishonor.
<br /> Se�erahility. If a caurt finds tha� any pro�isian of this D�ed o�Trust is no�valid or shauId not be enforced, tha�
<br /> fact by itsel�v�rill nofi mean�ha��he res�o��his Deed o�Trust wi11 nat be�alid o�enfarced. Therefore, a court will
<br /> enforce#he res�o��he pro��sions���his Deed of Trus�e�en i�a pro�ision of this Deed o�Trus�may be found to be
<br /> in�alid or unenforceable.
<br /> Successors and Assigns. 5ubjec��o any Iim��a�ians stated in�hzs Deed of Trus� on transfer of Trustor's interest,
<br /> this i7eed of Trus�shall be binding upon and inure to the benefz� ❑f the parties� their� successors and assigns. I�
<br /> ownership o�the Property be�omes �ested in a person other than Trustor, Lender, withou� notice�o Trustor, may
<br /> deal with Trustor's successors with reference fo�his Deed of Trus�and the Indebtedness by way of forbearance❑�
<br /> extension wi�haut r�Ieasing Trustvr from the obligati�ns o�this Deed of Trus�ar�iabiIity under the Indeb�edness.
<br /> Time is of the Essence. Time is ❑f�he essence in�he performanc��f this Deed of Trus�.
<br /> Wa��er of Homsste�d Exemp#ion, Trustor hereby releas�s and wai�es aII righ�s and benefi�s ❑f the hamestead
<br /> . exemption Iaws of the Sta�e of Neb�-aska as to a1� Indek�tedness secured by this Deed a�F Tt'us�.
<br /> DEF[N[TIDNS. The follawing words shali have the foIIowing meanings when u�ed in this Deed o�Trus�:
<br /> Benefciary. The word "Beneficiary" means Exchange Bank, and its successors and assigns.
<br /> gorrawer. The word "gorrower'� means 5heriEyn Joy Topinka and includes a1! co-signers and co-makers signing
<br /> the Credif Agreemen�and all their successors and assigns.
<br /> C�edit Agreement. The words "Credit Ag�eement" mean the �red�� agreem�nt da�ed February 23, �D'i 7, wlth
<br /> credit Iimit af $75,���,��fr�m Trusfor to Lender,together with all renewals o�, extensions of, modifications
<br /> of. refinancings ofir consolidations of, and subs�itutions for �he promissary nofe or agreement. NaTI�E T❑
<br /> TRUST�R: THE CREDIT AGREEMENT CnNTAINS A VARIABLE INTEREST RATE.
<br /> ❑eed of Trust. The words "�eed of Trust" mean �his Deed o� Trus� among Trustor, Lender, and Trust�e, and
<br /> incIudes wi�hout limitation aIl assignment and se�uri�y in�eres� pro�isions relating �o fihe Persanal Pr�perty and
<br /> Ren�s.
<br /> EnvironmentaI Laws. The words '�`Enviranmental Laws'�` mean any and all s�a�e, federal and Iocal statutes,
<br /> �egulations and ❑rdinances reiating to �he protec�ion of human heal�h ❑r the en�ironment, including wi�h�u�
<br /> Iimifiation the Comp�ehensive En�ironmental Response, Campensation, and Liability A�t of '198�, as amended, 4�
<br /> U.S.C, Section 960�, et seq. {"GERCLA"}. �he 5up�rfund Amendments and I�eauthariza�ion A�t o� �986, Pub. L.
<br /> No. 99-499 �ttSARA'�},�he Hazard�us Materials Transportation Act,49 U.S.C. 5ection 1 S�'I r L�5�[�,,�he Resource
<br /> Conservatian and R�co�ery Act, 42 U.S.C. 5ec�ian 690'i, et seq., or athe� applicable s�ate or federaI laws� rules,
<br /> or r�guIations adopted pursuant thereto.
<br /> Event❑f Default. The words "E�en�of DefauI�t" mean any of�he events of defaul�se�forth in this Deed of Trust in
<br /> �he e�ents o-�detauI�section o�this �eed of Trust.
<br /> Exisfiing [ndebtedness. The wards "Exis�ing Indebtedness" mean �he indebt�dness described in�he Exist�ng Liens
<br /> pro�ision af�his Deed o�F Trust.
<br /> Hazardous Substances, The words "Hazardaus Suhstances" mean materials that, because o� their quantity,
<br /> � concentration or physical, ch�mical or infectivus characteristi�s, may cause ❑r pose a present ❑r pa�ential ha�ard
<br /> tv human health ❑r the en�ironment when improperiy used, treated� s�ared, disposed o�, generated, manufactu�ed,
<br /> transport�d ❑r ❑�herwise handIed. The words "Hazardous Subs�ances" are used in their�ery braadest sens� and
<br /> �nclude withvu� limita�ion any and a!I hazardous or taxic substancesr ma�e��als ar waste as defined by or Eisfed
<br /> under the En�ironmental Laws, The t�rm "Haza�daus 5ubstan�es" also inciudes, wi�thout limi�a�ion, petraleum and
<br /> petraleum by--products or any fraction�herevf and asbestos.
<br /> [mpro�ements. The wo�d "lmpro�ementstt means ail exis�ing and fu�ure impro��m�ntsr buildings, structures,
<br /> mobile hames affixed ❑n the ReaI Property, �acilitiesr addi�ions, repIacem�nts and o�her �onst�-uction on the Real
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