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2� 17� 1237 �oAN#:o�oa�7a�� I�the Lvan is sub�ect to a law vuh��h sets maximum Ioan Gharges,and t�at law is finally interpre�ed so that the interes#or a�her�oan charges cvl�ec#ed vr tfl be col�ected in connec�ion wi�h the Loan exceed the perrnitted limits,then:{a}any such�oan charge shai�be reduced by the amount necessary to reduce the charge ta the pemnitted limi#;and[h}any sums already collec#ed from Bnrrower which exceeded per�mitted �imits►rvil!he refunded to Borrn�►ver.Lender may choose ta make this refund by reduc�ng the principa[vwed under the No#e Qr by making a direct paym�n#to Bvr�vwer.!f a refund reduces principa�,th�reductian wi�l be treated as a partia!prepayment without any p�epayment charge�whe�her ar nv�a prepayment charge is provided fo�under the Nv�e},gvrr�wer's accep#ance of any such re�und made by direct payment tv goRower will canstitute a wai�er of any�ght vfaction Borrower might have arising out v�such o�ercharge. 15. IVatices.All nvt�ces gi�en by Borr�wer or Lender in connecti�n with this 5ecurity lnstrument must be in writing.Any noti�e to Sarrowe�in�annec#ian with#his Secur�#�Instrument shal!be deemed ta have been gi�en�o Borrow��when mailed hy fir-st dass ma�l or wheh actually deli�ered tv Borrvwer's notice address if s�nt by vth�r means.Nat�c�ta any one Bvrrawer shall cvnstitute notice tv a�[Bv�rvwers unless Appficable Law expressly requires o�herwise.The nat��e address shali b�the Prop�rty Address unless ��rawer has d�signated a subs�itute notice address by not�ce ta Lender.6orrower shali promptly na#i�y Lender vf Borrower's change of address.If Lende�specif�es a procedure far�eporting Bo�rawe�'s change �f address,#hen Borrvwer shall vnly repflrt a chang�of address�hrough tha�specifed prvicedure.There may be only one designated notice address under this Security Instrument at any❑ne tim�.Any nvtice tv Lender shall be g�ven by delivering i#or by mailing it by ftrst class mai!tv Lender's address stated herein unless Lender has desEgnated anvther address by notice tn BvITawer.Any notice in connection wi�h thi�Securi�y Ins�rument shall not h�deemed ta have been gi�en to Lender un#il actuatiy receiWed ��L�nder.If any n��ice required by this Security�nstrument is afso requ�red under Applicable Law,#he App�ir,able Law requirement wil�satisfy tt�e cc�rresponding reqtairement under this Se�urity Instrument. �G. �ade�ning Law; Se�erabi�ity; Ruies of Const�uct�on. Th#s Se�uri#y lnstrument shal� be go�erned by federal�aw and#he taw of t�e jurisdi�#�vn�n whic�the�'roperty is�acated.A1�rig�ts an� �b�igations contained in this Security Instn.�ment are subject#o any requir�ments and limi�atinns of Applicable Law.Applicable La►rv might explicitly or impiicit�y a�law�he par�ies tv agree by contrac#�r i# m�ght be sil�nt,but such si�nce sha11 not be c.�nstrued as a prohibition against agreement hy can#ract. in the e�ent that any pravisian or c[au�e of this S�curify Instrument or the IVote conf�icts with App�icable Law,such conflict shali not a#��c�oth�r provisivns vf this Securi#y In�trum�nt❑r the No#e which can be given effect wit�au�the canflicting pro�rision. As used in�his S�curify Instrument. �a]words v�the mascu[�ne g�nder sha�! mean and include corres�vnding n�u#er words ar�rvvrds v�f�e femin�ne gende�-;��3 wn�ds�n�he si�s��ar s�a��rr�ear�and indude the p�ura!and vice versa;and{c�the�ord"may"gi�es soie discr�t�vn w�thout any abligati�n�n take any action. '17. Borr�wer's�opy.Borrower shal�be gi�en ane copy v�the Note and o�this Security lns�rumen�. �8. Trans#er o#�e Prv�erly vr a Benefcial lnterest in Borro�rer.As used in thi�5ec�ion 1S, "Interes#in#he Property"me�ns any�egal vr benefir,�a1 interest in the Prnperty,inc�u�ing,but nv�limited to,thos�ben�f c�al inte�ests trans#erred in a bvnd fv�d�ed,cvn#�act�vr d�ed,ins�al�ment sa�es�ontract ar escrvw agreement,#h�e�ntent a�which is the transfer v��le by Borrower at a future date tv a purchaser. �f alI or�t�y par�a�t�e P�o�et��vr any Ir�#�r�st ir�t�e Pr�a�ert�is sol�Qr��ransferred�or if Barr��►►er is nvf a natural persan and a ben�ficial interest in BorrQwer is sv�d vr transferred}without L�nder's prior written cvnsent,Lend�r may r�quire immediate pa�yment in full v#all sums s�cu�ed by this Securi�r Instn�ment. Havuever,�his ap�ion shall nvt be exercised by Lender if such ex�rcise is prohibi�ed by Applicable Law. If L�nder exercis�s this option,Lend�r shall gtve Borrvw�r notice of acceleratian.The nvt�ce shall provide a perivd a�nat less than 3U days from the da#e the natice is gi�en in ac�ardance with 5ectivn �5 within rEvfiich Barrvwer must pay a��sums secur�d by tfiis Security��nstrument.1�Barrawer fails tv pay t�ese sums prior ta the expiration af this�riod,Lender may in�oke any remed�es pe�mitted by this Sec�r��y f�s�r�um�Rt wi�hoUt fi��ther�r��tic�ar d�rnar��an SorrQ�n►er '�9. Barrvwer's Right ta Reinstate After Accele�atian. 1f Bor�awer me�ts certain cond�tions, Borrower shall hav�the right to have en#vrcem�nt of this Security Instnament discantinued at any#ime prior tv the ear�i�st nf:�a}five days befvr�sale of�h�Prflperty pursuant�v any pvwer of sale cvn#ain�d in t'h�s Securi#y Instr�ument; �b}suGh c�ther Qerivd as Applicable Law m�gh�specify for the termination of gorrower's right tv reinstate; or[c}�ntry o�a judgment enforcing#his 5�curi#y Ins�rument.Those conditions are#hat Bvrrower: �a}pays Lender a�l sums which then would �e due under this 5ecur�#y �nstrument and the Not�as if no accelerativn had vccurred;4b}cures any default vf any ather eovenants or agreements;{c}pays all expenses incurred�n e�forGing this Security fnstrument,inc�uding,but nat ��mited ta,rea5onab�e att�meys'fees,p�vpe�ty inspection and valuation�ees,and ath�r fe�s incurred fnr the purpvse�f protect�ng Lender's interest in th�Property and rights underthis Securiiy Ins#rument;and {d}takes such ar.�ion as Lender may reasonahly�require#❑assure that Lender's interest�n the Property and righ#s under this Security Instrument, and Bo�rower's abliga#ion to pay the sums secured by this 5ecur�#y Instrument,sha[i continue unchanged.L�ndermay require�hat Borrawerpay such reinstatement sums and expenses�n one or more af the foilv►n►ing forms,as selec#ed hy Lender:�a}cash;�b}money order;�c}certified check,bank check,treasurer's cher�c ar cashier's check,provided any such check is drawn upan an insti�ution whase deposits are insured by a federal agency,instrumentalit}I or entity;or �d}E�ectronic Funds Transfer.Upon reinstatement by Bvr�ower,this 5ecuri#y lnstrument and abligafions secured hereby shall remain fully ef�ec#ive as i�nv acceleration had occurred. Howe�er,this right t� reinstate sha��no�apply in th�case of acceleratian under Sec#�vn 18. �U. 5ale of Nate;Change of Laan Servicer;Notice of GrieWance.The Nflte or a partia[�nter�st in the Note�toge�her with this S�curity lnstrument}r.an be sald one or mvre times withau#p�ivr notice tv Bvrrow�r.A sale might result in a change in the en�i�y{knawn as the"Laan 5�nricer")that collects NEBRASKA--Single Family--Fannie Ma�JFreddie Mac UNIFDRM�NSTRUWIENT Form 3U�8110'I El1ie Mae,Inc. Pa9�$a�� NEU�EE❑�CLS� 02114/2017 02-27 PM P5T 1 ' r