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2� 17� 1237
<br /> L�AN#:o�oo�7z9��
<br /> to Lender Funds for any vr al1�scrow�tems at any time.Any such wa+ver may only be in writing.In the
<br /> e�ent�fi such waiver,Bnrrvwer shall pay directly,when and where payable,the amoun#s due�vr any
<br /> Escrow ltems for►rvhich paymen�af Funds has�een wai�ed by Lender and,if Lender requires,shall
<br /> fumish#o Lender receipts e�idencing such payment withfn such time period as Lender may require.
<br /> Borrawer's obligation to make such payments and to proWide receipts shall far al�purpases be deemed
<br /> to be a cav�nan#and agreem�nt�ontained in this S�curity Ins#rument, as the phrase"cv�enant and
<br /> agre�ment"is used in Section 9. If Bvrrvwer is vb[iga#ed tv pay Es�row ltems direc�ly, pursuant tv a
<br /> �ai�er, and Borrower fails tv p�y the amvunt due for an Es�row l�em, Lend�r may exercise its rights
<br /> under Sectian 9 and pay such amvun#and Borrower shall#hen be abligated under Section 9 ta repay
<br /> �❑Lend�r any such amvunt.Lender may revoke the wai�er as to any vr all Escrow Iterns at any time by
<br /> a notice gi►ren in accvrdance wi#h 5e�tion�5 and,upvn su�h re�vcation,Bvrrower shal!pay to Lender
<br /> al�Funds,and in such amounts,that are then�equired under this Sectivn 3.
<br /> Lender may,at any time,callect and ho�d Funds in an amount�a}sufficient to permit Lend�r#o apply
<br /> the Funds at the tim�specif ed under RESPA,and�b}r�at to exceed the maximum amaun�a lender can
<br /> require under RESPA.Lender shall estimate th�amount fl�Funds due on the basis of curren#data and
<br /> reasana�le estimates o�exp�nditures vf future Escrow ltems or a�h�rwise in accordance wi#h Applicable
<br /> Law.
<br /> The Funds sha[I be held in an institu#ion whase deposits are insu�ed by a federal agency,instrumentality,
<br /> or entity�including Lender,�f Lender is an instE#utivn whvse deposits are so insured}or in any Federal
<br /> Hvme Laan Bank.Lender shall apply the Funds tv pay the Escr�w I#ems n❑la�er than the time specified
<br /> under RESP�4.Lender shall no�charge Bv�rower#or holding and app�ying the Funds,annually ana�yzing
<br /> the escrow accaunt,or�erifying the Escrow f�ems,unless Lender pays B�rrower interes�on the Funds
<br /> and Applicable Law permits Lender to make such a c�arge.Unless an agreement is made in writing or
<br /> App��cahle Law requires interest�a be paid on the Funds,Lende�shall nvt be�equired to pay 8a�rower
<br /> any interest vr earnings Qn the Funds.Borrawer and Lender can agree in writing,hvwe��r,that interest
<br /> shal�be p�id vn the Funds.Lender shall gi�e#o Borrower,withou#charg�,an annual ac�vunting vf the
<br /> Funds as required by RESPA.
<br /> I�there is a surplus of Funds he�d in escrow, as d�fined under RESPA, Lende�shall account tv
<br /> gorrvwerfor the excess�unds tn accordance wi�h RESPA,lf there is a s�o�tage flf Fu�ds f�eld�n escrvw,
<br /> as defined under RESPA,Lender shall n�tify Bvrrawer as res�uired by RESPA,and Barrawe�shall pay to
<br /> Lender the amvun#necessary to make up the shortage in aGcordance with RESPA,but in no mar�than
<br /> 1�month�y paymen�s.If there is a defci�ncy�f Funds held in escrow,as defined under RESPA,Lender
<br /> shall notify Svrrower as required by R�SPA,and 8orrow��shafl pay to Lender the amount necessary
<br /> to make up#he defic�ency in accordance wi#h RESPA,but in n❑more than 1�mvn�h�y payments.
<br /> Upon payment�n fu�1 c�f all sums secured by this 5ecuri#y Instrumer�t,Lender shall prom�tly refund
<br /> to Ba�rawer any Funds h�l�hy Lender.
<br /> 4. Chafges; Liens.B�rr�wer shall pay ail taxes,ass�ssments,charges,f�nes,and imposi�ivns
<br /> attributable�n�e Praperty wh�ch can a�tain privrity v�er th�s Se�urit�Instrumen#,leasehold payments
<br /> vr grvund rents on the Prv�erty,if any,and Cvmmun��y Assvciation Dues, Fees,and Assessments,i�
<br /> any.To the e3ctent tha#these items are Escrvw�tems,Borrawer shali pay them in the manner p�o►�ided
<br /> in Section 3.
<br /> Bvrra►►ver shal�promp�fy d�scharge any�ien whi�h has priority o►►�r this 5ecunty Instrument unless
<br /> Borrower:�a}agre�s in wri�ing to the payment of the o#�ligat�fln secured b�th�ii�n in a manner acceptable
<br /> to Lender,but an[y so lang as Borro�rer is perfivrming such agreem�nt;�b}contes�s the lien in gv�d�ait�
<br /> by,or defen�s agains#en'�vrcernent ofthe lien in,legal procee�ings which in L�nder's op�n�on operate tv
<br /> prevent th�en#vrcemer�i o'f the lien while those proceedings are pending,but anly until such proceedings
<br /> are cvnclud�d;or(c�secures frvm the ha�derof#he I+en an agreement satisfac�orytv Lender subord+nating
<br /> the lien to this Security Instrumen�.!�Lender determ�nes that any part of the Pr�oper#y is subject tv a lien
<br /> which can attain priorifi�r oWe�#his Security�nstrument,Lender may give Borrower a notice identi�jring
<br /> tt�e lien.llllithin'I�days af the da�e vn which that notice is g��en,Borrawer shall satisfy the li�n❑r�ake
<br /> nne ar more vf the actions se�fvrth abvWe�n�his Sect�vn 4.
<br /> Lender may require Borrower to pay a an�-tim� charge for a real estate tax verificativn andlvr
<br /> reparting service used by Lende�in connection with this Loan.
<br /> 5, Proper�y Insurance,Borrvwer stiall keep the im��a�ements now exis#ing ar hereaf�er ere�ted on
<br /> the Property insured agains#Ivss by fire,hazards in�luded within the term"extended co�erage,"and an}r
<br /> other hazards including,but nv�limi#ed�o,earthquakes and flovds,for v�rhich Lender requires insurance.
<br /> This insurance shall he maintained�n the amaunts{inc�uding deductib�e levels}and fvr the periods tha#
<br /> Lender requires. What Lender requires pursuant to the preceding sentences can change during �h�
<br /> term of the Laan.The�nsurance carrier pro�id�r�g the�nsurance shai�be chosen by BoRower subject�o
<br /> L�n�er's r�g�t ta disapprove Bor�vvv�r'�choice,which right shafl not he exercased unreasonab�y.Lender
<br /> may require Bvrrower to pay,�n connection wi#h#his Laan,��ther:[a}a one-time charge for fload zon�
<br /> dete�minatian,ce�kificatian and#racking serv�ces;nr{b�a one-time charge for#Ioad zvne de#ermination
<br /> and ce�#ificativn servic�s and subsequent�harges each tirne remappings ar similar changes�Ccur which
<br /> reasonahly might af�ect sur,h det�rmination vr r.ertifir,ation.B�rrovrrer sha�l a�so he respansibie for�he
<br /> paymen#❑f any fees imposed hy the Federal Emergency Managem�nt AgenGy in�onnection with the
<br /> review of any flvod�ane determina�ion resu�ting�r�m an object�an hy Borrvwer.
<br /> [f Borrvwer�ails�o maintain any af#he coverages descr�bed abvve,Lender may ab#ain insurance
<br /> coverage,at Lender's optivn and Barrower's exper�se.Lender is under no obiigation to purchase any
<br /> particu�ar type or amoun�of coverage.Therefvre,such ca�erage shali cover Len�er,but might ar might
<br /> nvt protect Borra�rer,Borrawer's equity in the P�ape�ty,vr#he Gontents of the Prvpe�ty,against any risk,
<br /> haza�d ar liability and might prov�de greater vr lesser co�erage than uvas pre�iously in ef�ect.Borrower
<br /> NEBRASKA--Single Family--Fannie MaelFreddie Mac UN[FORM INSTR�IVIENT FoRn 3028 1f�'1
<br /> Ellie Mae,lnc Page 4 a�1� NEUDEED �415
<br /> NEUDEE❑(CL5)
<br /> U21�412017 02:�7 PM PST
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