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200103892 <br />(13) 1 understand that if my Mortgage Loan is being financed (or assumed by a subsequent purchaser) after <br />December 31, 1990, federal law provides for a "recapture tax" which may be applicable to me ( or a <br />subsequent purchaser) upon the resale of the Residence. <br />(14) 1 understand that in certain circumstances the outstanding principal amount of my mortgage loan may be <br />partially or totally forgiven and cancelled, and that in such a case the amount so forgiven may be treated as <br />income to me a the time for federal income tax purposes. <br />Dated: April 24, 2001 <br />Mortgago 1,��tfdtin M. Canning <br />r n r•�l <br />MU, gagb, Jenni er A. Morgan <br />STATE OF NEBRASKA <br />COUNTY OF Hall ss: <br />On this 24th day of April 1 2001 , before me, a Notary Public within and for said <br />County and State, personally appeared Justin M. Canning and Jennifer A. Morgan , both as unmarried <br />individuals <br />to me known to be the <br />person(s) described in and who, being by me first duly sworn, executed the foregoing Mortgagor Affidavit and Certification, <br />and acknowledged posed and said that they executed the same as their free act and deed and stated <br />that the informat'I a nd certifications contained thgrs4 are true and correct. <br />blic <br />My Commission expires: <br />GENERAL NOTARY-State of ,�iebrz;la <br />SHERRI L. O'CALLAGIiAIV i <br />� bty Comm. Exp. Sept. 28, 2003 I <br />F18721MG (2/01) Page 3 of 3 NIFA 7/99 <br />