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<br /> � If Ixnder tequircd,tnortgage insurance as a condition of malcing tt�e loara secured by this Security Instrurttent,
<br /> ` Borrawer shall�ay�thc prer:�iums required to maintain the insurar.ce in effect until such time as the requireinent for the
<br /> insurance�trminates in a�corif�ctce with Borrower's and Lender's written agreement or appticabie taw.
<br /> 8. lnspeCtioe. txttder or iis agent may make reasonabte entries upan and irtspections of the Prenerty. Lend� • �
<br /> shalt give Barrower notice at t1►e rime of ot prinr to an inspection specifying reasonable cause far the inspection.
<br /> 9. Condemnatfon. The proceeds of�ny award os claim for damages,direct or consequentiai,in corinecpon with
<br /> , an�+condemnatioa or other taking of any part of the Prvperty.or for conveyance in lieu of condemnation,are hueby
<br />-- : assigned and shall be paid to I.ender. �
<br /> i� In the event af a totat taking of the Property, the proceeds shall be applied to the sums secured by this Socurity
<br /> InsWmcnt,whether or not then due.with any excess paid to Bonower. ln the event of a partial taking�f the Property.
<br /> � untess Bonower an�Lender atherwise agm in ariting,the sums secured by t,�is Securiry Instrument shall be redac�ed hy
<br /> � the�mount of the proceeds mu?tipiied by the following fraction_ (a) the tatal amount of the sums secured immediaiely
<br /> �before the tc►king,divided hy(b)the fair mark�t value csf the Property immediately befose the taking:Any balanee st�l be
<br /> - paid to BorroRer.
<br /> � if the PropeRy is ataae��:�.ed�Sy Borrower,or if,after notice by Lendes c€��rrower that the coademnar offers to
<br /> make an award or settle a ctai�r.�'�-damages,Barrower fails to respond to Lend:.�Rithin 30 days after t���:cs�the aotice is
<br /> given„Lender is autharized to cou�ct ard r�.�ty the proceeds,at its option,either to restorarion or repaizc.�i��e�te�ecc��or
<br /> to the sums securcd by this Secuntj iri,-�r�.�t:.nt,whether ar not then due.
<br /> Unless Lender and Barca�er�t�eraise agree in writing,any application a£�roceeds to prine�pai sfr t��?,�ot extend or �
<br /> gast�one the due date cf the r��r.thl�ps.�nents referred to in pazagraphs i and Z 4:change the amount a(.'�:.h payments.
<br /> ; 10. Borrower Not Re€�ased; Fa�exraace By Lender Not a Wairer. �xtension of the time for payment or '
<br /> — modification of amortization o'r ih: sc,�s�secured by this Security Instrume�z granted by I.ender to any successri.in � ,
<br /> • interest of Borrower shall not operate to release the liability of the original Bosrower or Borrower's successors in ir��st.
<br /> � Lender shall not be required to commence praceedings against any success�.: in interest or refuse to extend ti:��.�for �
<br /> -- ' payment or otherwise modif�amortization of the sums secured by this Securin-�.vtrument by reason of any demand made , �
<br /> -� . by the original Borrower or Borrower's successon in interest.Any forbearance b3•Lender ire exercising any right or rerhedy ,
<br /> i shall not be a wa;�tier of at preclude the exercise ofany right or remedy.
<br /> . ll. Stbeces.4ors and Assigns Bou�d;Joint And Several Lisbility;Casigners. Th�covenants and agreemenis af �
<br /> j this Security IIgu�-hvment shal{bind and benefit the successors and assigns of Ler�der and Bore�.�her,subject to the pravisions ,
<br /> — � of p�m�Lzraph 17.Borrower'G e,�venants and agreements shall be joint and se�er�..��ny Borrawer who co-s:.�ns this Security �`°:
<br /> Ins�ta::nent but does noi e��ta:::e the Note:(a)is casigning this Security instruraent anly to mortgage,�nt and canvey ! �i'``''''
<br /> � that Bonower's interest in i:`i:Property under the terms di this Security Instrument;(is)is r_oi personally abligated to pay , : �
<br /> ' the sums secured by this Security Instrument;and(c)agrees that Lender and any other Borrower may agree to er�:��*,•�, '
<br /> � modify,frorbear or make ank accommodations with regard to the terms of this Securi4y Instrument or the Note wiih::ut �
<br /> _ ; that Borrower's consent.
<br /> 12. Loan Ch�rges. l��he loan secured by this Security Instrument is sJ;ect to a law which sets maximum loan ' �
<br /> � charges, and that law is finaily interpreted so that the interest or other loan charges coliected or ta be collecte� in
<br /> � coanection ai.2�t Tre loan exceed the pe�mitted limits,then: (a) ��!3 such loan chTr�e st+�:l be reduced by the am��nt � '
<br /> - necessary to�e3�:�:e the chzrge to the pevrn:�ted limit;and(b)any sums already collected fr:���E,.�rrower which exceeded ','�'
<br /> � perrr:�:itted 4ir�;;s will be re�":�<s'ea to Bar:ower. Lea�es may choase to make this refund by reclu::ag t�:principal owed �
<br /> � unu,:r the Note or by makir_;:��iaect pays:seat to Horrawer.If a ref.�i�d redaces principal,the reductic�_^.,H;�:�1 be treated as a
<br /> partial prepay���it without ae j�prepayr_±�,��charge under the Not s.
<br /> - 13. L,c�i�tatton Afreeting Len��s Rights. If enactr�ca.�t or expiration of apF�`.:able laws has the etfe�t of
<br /> rendering any p�:pvision of'the Note or tnis Security Instrument urrenfarceuble accarding to:s terms,Lender,at its aption, �
<br /> may require immediate paycnent in full of al1 sums secured by this 5ecurity lnstrument and may invake any remedies
<br /> permitted by paragraph 19.d�:.ender exercises this option,Lender shall take the steps specified in the second paragraph of +�' ,
<br /> paragraph 17. ,
<br /> 14. Notices. Any notice ta Bc:��wer provided for in this Security lnstrument sha�'i i'�e given by detivering it s,�r by
<br /> mailing it by ��:��t class mail unless ap;;:�cable law requires usc�s another mcthod. The noticc shall be directed t�r,ir_e � �'
<br /> � Praperty Address��r any o_S;:r address 6onower designates by notice to I.c�der. Any notice to I.ender shall be given oy
<br /> ` � first class mail to�..ender's ad�ress stated herein ar any other address Lender desi�nates by�notice to Horrower.Any notice
<br /> � ptavided for in this Security lnstrument shall be deemed ta have been given to Barrawer or I.ender when given as pro✓r;ted ' .
<br /> in this para�graFlfi.
<br /> ; ` l5. Governi�g I.sw;Sevesability. Thi;Security Instrur:�:at shall be governed by federal law and the law��cl:�
<br /> _ ' jurisdiciian in ahich 1he Praperty is loeated. ln the event that any provision or clause of this Security lnstrument or the
<br /> Note conflicts with applicaE'e law,such conftict shall not affect other provisionv of this Security Instrument or the Note
<br /> which can be�iven effeet wic��ut the conflicting provision.Tn this end the pro�isions of this Security lnstrument and the
<br /> � , Note are declartt!to be severable.
<br /> 16. Bort�a�oryrer'S Copy. Borrow:r shall bc given one canf_�-r,r•r•.��i copy of the Note��.��J of this Security Instrurr:nt.
<br /> 17. Tem�er o!the Property or a Beneftctal Intc�est in ��rrower. If all or a-; part of'the Property c�r any
<br /> interest in it is�s�7•�4r tran5fis,r;ed(or if a beneficial interest in Borrowcr iti sold or transferre��nd$orrc�,�T:�not a natural �
<br />�� persan)withac:��nder's�:ir��:written canscnt.Lends�r may,JI 1iS Oplt(lil,reyuirc imme4::�`e paymer.�+�:�'.'ul!of al!sumti
<br /> � secured by this:�surity Inslrument. Hc;:�ever, this crption sha;�!�?.�t be exerciscd by Lecfx�:r if exercise is prohiL�-':�by
<br /> � federal law as oI"che date af this Security Cr•:3irument. . ;-- - -
<br /> If Lender exercises t?:°.s option;i.:�,jer shall give Sortower natice af acceleration.'I'he noticc shall provide.i�eric�d
<br /> ��f nnt less than�Odays fr�rt:;�i;��;date the ttatice is detivered or mailed cvithin which Horrowcr must pa y all sums secured b y ;
<br /> this Seeurity Instrument.P�'�:«;�;rower fuils to pay these surnsprior to the expirution of'this period.I,ender may inv�kc any , �
<br /> � re�*±ediec�+e�*nitte�by thi�See!:riiy�rs±��:�et�I tivifhQUi fst�iheF!!eLiCe��dem�s�d t}s�$�?sit+t��et. ' �
<br /> . 18.Barrprrer's Right to ReinsWdxt. if$ctrrawer rnects ce.tain c��nditirn�s.Borrowcr shalD h<avr ihe vight t�I.°;;.ve
<br /> - er�forcemcnt uf i�.l�:.5ecurity instrument liiscontinued at any time priar t�the earlier of:(a)5 dayti(ar�uch��ther peri;et;�as ♦
<br /> L applicable law�^:ay specify fi�r reinstatement)txfore sale ot'the Properly pursuant to t�ny po�ver o�sale contained iu this
<br /> Securily lnstrc.i}��ent:or(�r)entry of a judgment enfareing this S:curity instrumrnt.'fl�use r�mditicma are th;�t �orrc�wrr: �
<br /> � (a) ptiys l.enc:�r all sum�, whirh thcn wuuld he duc undrr this 5cc:urity InStrumcnt and �he Nf�te had no acccicratie�n , �
<br /> a:cutred; (b}cures any defautt of bny other cuvenauts or agree�r►ents; (ri p�ys ali expenses incurted in enf��rctn�; thi� �t"�
<br /> � Security Invtrumcnt, includ�ng, hut nnt Lm�ted ta, reasaE�able attnrneyti fees: anJ(d1 I.ikes�urh actinn ati I.endcr�ttay �l+
<br /> reasnnably require to assurc that the I�en c�f thi� Secutuy fncU��aui�l. l,e�tdcr's r�ghts u� tlic l'ru�utly a��d [lorru��cr'� �.r 4�
<br /> etiblignt�nn tn �+uy the �um� cecured hy this 5ecutily Iristrurner�t �hall c�mtmue :�ach;mFcd i�p��n remctatemcnt by �- �
<br /> fl�srrnw�r.thiti 4ecunty fntitriunent and the c�hl�gatinm secured hcrcby shalt rcrna►n fully cQccE��e<���f n��auclerati�m had
<br /> i�ccutrccE Ht�uc�•et,thiti nght tu�eintit�tcshali n�rt apply in ttic ca5e af ae�clerdhv�e ei��drr(+:ira�:r:y�hti t���r 17.
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