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200103861 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />TO M Semm - Borrower <br />(Seal) <br />Sha Semm - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, <br />The foregoing instrument was acknowledged before me this 27th day of <br />2001 by Tory M Semm and Shannon Semm <br />Witness my hand and notarial seal at , <br />County, the date aforesaid. <br />My Commission Expires: <br />W ERAL NOTARY Stete of Nebnslq <br />IRVIN J. REED <br />My Comm. EW pet. 17, 20tH <br />(M- 413(NE) (960401 <br />Grand Island <br />.'1 <br />Notary Public <br />Page 8 of 8 <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Hal l County ss: <br />April , <br />in said <br />