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<br /> INHEN RE��RDED MAIL T�:
<br /> Exchange Bank
<br /> G I-Allen Dri�e Bran�h
<br /> '12�4 Al�en�r
<br /> P�6ox 5793
<br /> Gr�nd Island NE 688�� F�R REC�RDER'S USE❑NLY
<br /> DEED �F TRUST
<br /> TH15 DEED �F TRUST �s d�ted Fe�ruary '1�. 2D7 7. among TAMMY PHAM. A S�ngle Persan
<br /> �"Trustor"�: Exchange Bank, whose address is �I - Allen Dri�e Bran�h. 1��4 Allen Dr. PD Box
<br /> 5793, Grand Island. NE 588�2 treferred ta l�elvw sametimes as "Lendar" and sametim�s as
<br /> "Beneficiary"�: and Exchange Bank, whose address is PDB 7��. Gibbon. NE 6S84D �referred to
<br /> helow as "Trustee"y.
<br /> C�NVEYANCE AND GRANT. Fvr►►�luabia cvnsiderativn, Trustvr�on�eys tv Trustea in trust, W�TH P�WER �F SALE,
<br /> �or#he benefit v# Lendar �s Bene�ciary, al� of Trustor's right, title, and interest in and ta the follawing described real
<br /> property, t�gether with all existing vr subsequently erect�d or affixed buildings, impro�emsnts and fixtures; a��
<br /> easements, rights �# way, and appurtenances; all wat�r, watsr rights and ditch rights �including stock in utilities with
<br /> dit�h or irrigation rightsy; and all other rights, royalties. and profits�relating tv the rea� property, including without
<br /> iimitation all minerals. oif, gas, gevthermal and similar ma�t�ers. �the Real Praperty y IoGatad in Hall County,
<br /> State vf Nebraska:
<br /> See Attached Exhibit A
<br /> The Real ProQerty or its address is c�mmonly known as Grand Island, NE 688�1.
<br /> CRQSS-C�LLATE#�ALIZATIDN. �n addEtivn to the Note. this ❑eed of Trust secures all❑bligatians. debts and liabiliti�s,
<br /> plus interest thereon, of Trustor to Lender. ar any one or more of them, as well as all claims by Lender agaEnst T�ustvr
<br /> or any one ❑r m�re ❑f them. whether nvw exis#ing or hereafter arising, whether related or unrelated to the purpose of
<br /> the Note, whether �oluntary or otherwise, whether due or not due, dire�t ar indire�t, determined vr undetermined,
<br /> absolute or contingent. liquidated or unliquidated, whether Trustar may be liable indi�idually or joint�y with others,
<br /> whether vbligated as guarantar, surety, accommodation perty or atherwise, and whe#her reco�ery upvn such amounts
<br /> may be or hereafter may hecvme harred by any statute of limitatEons, and whether the obfigation to repay such amvunts
<br /> may he or hereafter may becorr�e otherwise unenfar�eable.
<br /> REV�LV�NG LINE OF GRE�IT. This �eed of Trust securas the Indebtadness in�luding, withvut limrtation, a re�ol�ing
<br /> line of credit,which obligates Lender tv meke ad�an�es ta Trustor so lang as Trustor cvmplies with all the terms of the
<br /> Note.
<br /> FUTURE ADVANCES. I n addition to the Note,this Deed o#Trust secures all future ad�ances made by Lender tv Trustor
<br /> whether or not the ad�ances are made pursuant tv a cvmm+tment. Specifically, without limitation, this �eed af Trust
<br /> secures, in addi�ivn to the amounts specified in th� Note. all future amvunts Lender in its discretion may loan to
<br /> Trust�r,tvgether with all interest therevn.
<br /> T�ustor presently assigns tv Lender �alsv known as �ene#iciary in this Deed of Trusty all of Trustor's right, title, and
<br /> interest in and to all present and future �eases of the Prop�rty and all R�nts fr�m the Prvperty. In addition. Trustor
<br /> grants to Lender a Uniform Commercial Cvde security interest in the Personal Property and Rents.
<br /> THlS DEED�F TRUST, iN�LUf]ING THE ASS�GNMENT�F RENTS AND THE SECURITY INTEREST�N THE RENTS AND
<br /> PERS�NAL PR�PERTY. IS GiVEN T� SECURE �Af PAYMENT �F THE ENDEBTEDNES5 AND tB� PERF�RMANCE�F
<br /> ANY AND ALL �BLIGATI�NS UNaER THE N�TE, THE RELATED ��CUMENTS. AND THiS DEED �F TRUST. THIS
<br /> DEED�F TRUST 15 GfVEN AND ACGEPTED�N THE F�LL�WINC TERMS:
<br /> PAYMENT AND PERFORMANCE. Except as otherwise pro�ided in this ❑eed of Trust, Trustor sh�ll pay to Lender all
<br /> amvunts secured by this Deed of Trust as they bec�me due, and shail strictly and in a timely manner perform a!� ❑f
<br /> Trustor's obtigations under the Not�,this �eed of Trust, and the Rela�tsd❑ocuments.
<br /> P�SSESSI�N AND MAINTENANCE �F THE PROPERTY. Trustar agrees that Trustar's possession and use of the
<br /> Property shali he go�erne� by the fo�lowing prv�isions:
<br /> Possessivn and Use. Until the occurrence vf an E�ent of Defau�t, Trustor may �1 f remain in pvssessivn and
<br /> contrvl of the Praperty; {2} use, operate❑r manage th� Property; and 43y co!lect the Rents from the Property.
<br /> []uty to Maintain. T�ustor sha�1 maintain the Property in tenan#able condition and promptly perform all repairs.
<br /> replacements, and maintenan�e necessary tv preserr�e its�alue.
<br /> Cvmpliance Vllith Environrr�ental Laws. Trustor rep�esents and warrants ta Lender that: �1 y During th� period of
<br /> Trustor's ownership of the Property► there has been no use, generation, m�nufa�ture. starage, treatment, disposal,
<br /> rel�as� ❑r threatened release of any Hazardaus Suhstance by any person on, under, ab�ut or from the Praperty;
<br /> {2j Trust�r h�s no knowledge o�, or reason to belie�e that there has been, ex�ept as pre�iously disclosed �o and
<br /> acknowledged by Lendar in writing� tay any breach vr �ivletivn vf any En�iranmental Laws. tbj any use.
<br /> generation. manufacture, storage. treatment. disposal, release or threatened releass vf any Haiardous Suhstance
<br /> on. under, about or from the Property by any priar owners or �ccupants af the Property. or �c� any a�tual ❑r
<br /> threatened litigation ar claims of any kind by any person re�ating to such matters; and t3y Except as pre�iously
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