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[Space Above This Line For Recording Data] <br />Ct <br />o <br />2000043"7' <br />DEED OF TRUST <br />THIS DEED OF TRUST ( "Security Instrument ") is made on MaV 30th 2000 The trustor <br />is DANIEL R. GARNER AND AMY M. GARNER , HUSBAND AND WIFE <br />The trustee is <br />The beneficiary is MORTGAGE LOANS OF <br />which is organized and existing under the laws of <br />is 2407 SOUTH 133RD PLAZA OMAHA <br />Borrower owes Lender the principal sum of Nine <br />and whose address <br />( "Lender "). <br />Dollars (U.S.$ 99,900.00). This debt is evidenced by Borrower's note dated the <br />same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and <br />payable on June 30, 2000 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced <br />by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, <br />advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and <br />agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described <br />property located in HALL County, Nebraska: <br />LOTS ONE (1) AND TWO (2), IN ROWE SUBDIVISION, HALL COUNTY, NEBRASKA. <br />which has the address of 2620 ENGLEMAN ROAD GRAND ISLAND <br />Street city <br />Nebraska 69101 ( "Property Address "); <br />Zip Code <br />TOGETHER WITH all improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now <br />or hereafter a part of the property. All replacements and additions shall be covered by this Security Instrument. All of the foregoing is <br />referred to in this Security Instrument as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey <br />the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally <br />the title to the Property against all claims and demands, subject to any encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited variations by <br />jurisdiction to constitute a uniform security instrument covering real property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due <br />the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. <br />2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to <br />Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum ( "Funds ") for: (a) yearly taxes and <br />assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments or ground <br />rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly <br />mortgage insurance premiums, if any; and (f) any sums payable by Borrower to Lender, in accordance with the provisions of paragraph <br />8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." Lender may, at any time, collect <br />and hold Funds in an amount not to exceed the maximum amount a lender for a federally related mortgage loan may require for <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 9/90 <br />F10291MG (10/99) Page 1 of 5 <br />An <br />rn <br />Y� <br />M <br />O <br />O. <br />m <br />= <br />CD <br />m <br />cn <br />^ 1 <br />rr, <br />CD <br />os <br />O <br />o <br />_ <br />O <br />-T1 <br />O <br />y <br />rn <br />( <br />v w <br />'T7 <br />O <br />rn <br />r <br />E3 <br />o <br />tv <br />r n <br />Ca <br />n <br />CIO <br />O <br />fV <br />(P <br />.� <br />U) <br />[Space Above This Line For Recording Data] <br />Ct <br />o <br />2000043"7' <br />DEED OF TRUST <br />THIS DEED OF TRUST ( "Security Instrument ") is made on MaV 30th 2000 The trustor <br />is DANIEL R. GARNER AND AMY M. GARNER , HUSBAND AND WIFE <br />The trustee is <br />The beneficiary is MORTGAGE LOANS OF <br />which is organized and existing under the laws of <br />is 2407 SOUTH 133RD PLAZA OMAHA <br />Borrower owes Lender the principal sum of Nine <br />and whose address <br />( "Lender "). <br />Dollars (U.S.$ 99,900.00). This debt is evidenced by Borrower's note dated the <br />same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and <br />payable on June 30, 2000 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced <br />by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, <br />advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and <br />agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described <br />property located in HALL County, Nebraska: <br />LOTS ONE (1) AND TWO (2), IN ROWE SUBDIVISION, HALL COUNTY, NEBRASKA. <br />which has the address of 2620 ENGLEMAN ROAD GRAND ISLAND <br />Street city <br />Nebraska 69101 ( "Property Address "); <br />Zip Code <br />TOGETHER WITH all improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now <br />or hereafter a part of the property. All replacements and additions shall be covered by this Security Instrument. All of the foregoing is <br />referred to in this Security Instrument as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey <br />the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally <br />the title to the Property against all claims and demands, subject to any encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited variations by <br />jurisdiction to constitute a uniform security instrument covering real property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due <br />the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. <br />2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to <br />Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum ( "Funds ") for: (a) yearly taxes and <br />assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments or ground <br />rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly <br />mortgage insurance premiums, if any; and (f) any sums payable by Borrower to Lender, in accordance with the provisions of paragraph <br />8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." Lender may, at any time, collect <br />and hold Funds in an amount not to exceed the maximum amount a lender for a federally related mortgage loan may require for <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 9/90 <br />F10291MG (10/99) Page 1 of 5 <br />