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200103845 <br />(C) "Lender" is WELLS FARGO HOME MORTGAGE, =NC. <br />Lender is a CORPORATION <br />organic „ed and existing under the laws of THR sTATR OF CALIFOgNT-A <br />Lender's address is P.o. BOX 5137, DEs MOINES, IA 503065137 <br />Lender is the beneficiary under this Security Iltstrument. <br />(D) "Trustee” is FIRSTAMRICAN TXTLB INS CO <br />„ <br />(E) "Note" means the promissory note signed by Borrower and dated APRIL 25, 2001 <br />The Note states that Borrower owes Lender SIXTY slat THOUSAND AND 00/100 <br />(U.S. $ * * * * *66, 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than MAY 01, 2026 <br />(19 "Property" means the property that is described below under the heading "Transfer of Fights in the <br />Property." <br />((:) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [cheek box as applicable): <br />C� Adjustable Rate Rider Condominium Rider <br />Second Dome Rider <br />Balloon Rider H Planned Unit Development Rider 0 1-4 Family Rider <br />0 <br />VA Rider Biweekly payment Rider Other(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non - appealable judicial opinions. <br />(d) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Fundy Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />Of credit an account. Such term includes, but is not Iimited to, point -of -sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(ice) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) !'or: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and /or condition of the Property, <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, <br />the Loan_ <br />6(W) !00061 hlilial::-:�a� <br />as pace 2 or 15 la- Form 3028 1/01 <br />91 'd 9L69 908 LL8 'ON XVA 01W 3WOH OONVA S113M Wd 91:10 UM 100Z -R -MV <br />