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I.) <br />_ <br />-1 <br />co <br />- <br />= <br />Ill S <br />iv <br />0)) �slns� -- CI _ <br />oco <br />CD <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />7655 Pioneers Blvd <br />Lincoln, NEBRASKA 68506 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive <br />Grand Island, NEBRASKA 68802 <br />308 - 382 -2900 <br />IDS, Inc. - 31639 <br />NEBRASKA - Single Family- Fannie MaeiFreddie Mac UNIFORM INSTRUMENT <br />Page 1 of 13 <br />DEED OF TRUST <br />[Space Above This Line For Recording Data] <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated February 8, 2017, together with all Riders to this <br />document. <br />(B) "Borrower" is Ethan J McGowan, a single person. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of NEBRASKA. <br />Lender's address is 1204 Allen Drive, Grand Island, NEBRASKA 68802. Lender is the beneficiary under this Security <br />Instrument. <br />(D) "Trustee" is West Gate Bank. <br />Trustee's address is 6003 Old Cheney Road, Lincoln, Lancaster County NEBRASKA 68516. <br />(E) "Note" means the promissory note signed by Borrower and dated February 8, 2017. The Note states that Borrower <br />owes Lender ONE HUNDRED THIRTY-TWO THOUSAND EIGHT HUNDRED NINETY AND NO /100 Dollars <br />Form 3028 1/01 <br />Borrower(s) Initials C L-. <br />in <br />o <br />—a Cr, <br />C -a <br />C <br />CID 7J <br />tV <br />(77 l I"1 <br />