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200103839 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />"'t S N. HOGS Borrower <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />GAYLE A. KGELAND Bc6ower <br />[Space Below This Line For Acknowledgment] <br />STATE OF <br />COUNTY OF I AlI. <br />The foregoing instrument was acknowledged before me on this �� D <br />by Jff/i�E� / / /��G � 7 �, ��� ✓7� �G'64 <br />(Serial Number, if any) <br />_(Seal) <br />Borrower <br />GENERAL NOTARY -State of Nebraska <br />KRIS ANN WILLIAMS <br />My Commission Exp. 8 -16 -2003 <br />NEBRASKA-- Single Family -- Fannie Mae/Freddie Mae UNIFORM INSTRUMENT Form 3028 1/01 <br />DOCUINE12 (Page 12 of 12 pages) <br />D0CUINEC.VTX 12/02/2000 <br />