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. . :..:..:.: r ......�: .�.:�...M..�_.�.......�e��_��_e._.�.�....�......w.�.w...�...�.e�._.�._�.�.�.�.�v..�..........�...�.�.�M.....��.__.....�,�...�...._ 2 1 7 <br /> ........�_....�._.�p.�.....�.....�w.........�....._..�.w...:...��..._.w.._.�.�......_�..._. ..�. . . .._.� . � ��J�3 <br /> �he payrn�nt is applied to th�full paymen�of o��ar m�re Peni�d�c Payrraents,such�x�ess ma�b�appl�ed to any late <br /> ch�.rg�s due.Volun�ary prepaym�nts sha1l be applied first to any pr�payment charg�s and then as described in the�ote. <br /> Any application af payments,�ns�uranc�proceed�,ar�isce��aneous P�-oc�eds�o principai due�nder the Note shail <br /> not�xt�nd or pas�p�ne the due da�e,or change the amaur�t,of the Peri�dic Payments. <br /> 3.F�nds for Escraw��ems.Borr�w�r sha�l pay to Lender on the day Per��o��c Paym�nts are due ur�d�er the No�e, <br /> untit�he Note is paid�n ful�,a sum(the�`Fun�is"�t�pra�de ft�z�payment of amvunts due f��-:�a�tax�s arxd assessment� <br /> and c�the�it�ms which can attain priority o�e��his Sec�� In�trumen�as a�i�n or encumbrarace �n�he Frc�pertyr <br /> �b)leasehold paymen�s or graund r�nts on the Propert�,if any;�c}prezn�urns for any and a�l insu.rar�ce required by Lend�r <br /> u.n.der Sec�ion 5;and�d}Mortgage Insuran�e premiu�ns,if any,�r any sums pa�rabl�b�Borra�rer to Lende�r in�ieu ofth� <br /> pay�n.ex��of M�rtgag� Insurance pr�miurns�n�cflrdanc�►��the pr�visians of S�e�t�on 1�.Thes�i�e�s ar�called <br /> "EscFov�r �tem�.�'�t vrigination ar a� any tirne d.unng�he�erm of tl�� L�an, ]Lend�r may require that �or�muni� <br /> A.ssoc�at�on�7ues,Fees,and Assessments,�f ax�y,be es�rvw�d by�3vrrov�er,and such dues,fee�and assessmen�s sha�i be <br /> an Escraw Iter�. Borrovver shall promp�l� furnish to �ender alI nt�tices of amaunts to be gaid under�his Sect�.�n. <br /> Borrflwer shall pay L�nd�r�he Funds fQz Esc�aw�tems unless Le�.der wa.zves Barr�wer's obligation to pay�h.�Fu�ds for <br /> any c�r all Escro�cr Items.�ender�na��vaive Bonra�re�'s ab�zgation ta pay ta L�nder Funds for an�or al�Eserow�tems a� <br /> any ti�me.An�such�nra��er m�y anly be in writing.In�he event of such wai��r,Borrower s�al�pay dzrecr�y,vvh.en and <br /> �vh�re pa�ab�e,�he amvunts du�f4r any Es�row�tem�for��.ich paym�nt of Funds ha�been wai�red�y Lendez and,if <br /> L�nder r�equ�r�s, shal� furnish�o [.,�nder rec�ipts e��d�nczng suc�pa�ment wi�h�n such time periQ� as Lendez ma� <br /> r��q�ire.Borrvwer's obligatian�o make such payments and to prov�d�recei�ts sha�l for all purposes be dee�rned t�be� <br /> co�enan�a�ad agre�m�n��ontained in this Securit�r Instrumera�,as the phrase"co�enant and agreemen�"is used�n Sect�an <br /> 9.If Borrov��r�s obli��ted ta pay Esc�ow 7�ems d�rect�y,pursua��fa a�vaiv�r,and Bonro�rer�'ails�o pa�the amnunt due <br /> far an Escraur��em,Lender may exercis�i�s r�ghts under Sec�ian�and pay such amvunt and B€�rro�ver sha���hen be <br /> abiigated under Section 9 to Fepay�to�.en�der any such amoun�.����.er ma}�r�v�ke the waiWe�r as t��ny or a�l Escrow <br /> Items a�any t�me by a notice g��en ix�acca�d�nce�rith Section �5 and, upon such revvca�ian,Bonrower sha�I pay�o <br /> t,ender ali Funds,and in such am�unts,�ha�are th�n required under th����ctian�. <br /> Lende�r may,at any time,callect and hold F�.nds ir�a�r�.am�un��a�sufficien�to perm��Len�.�r to apply the Funds a� <br /> the time spe�ified under RESPA,a.nd�b)nat ta exceed�he ma�imum am.vunt a�en�.er cax�require un�.er RESPA.Lender <br /> shall estimate the amount af�un.ds due or�the basis of curr�nt da�a and reasanable estimates af expenc�x�ures af futur� <br /> �scraw�t�m�Qr ofherwi���n ac�ar�ance�ith App�icab��Law. <br /> The Fv�nds shall b�held in an ins�itu�xon wh�se depasits are insured by a fed�ra�agency,instrumenta��t�r,or en�i�y <br /> �includ�ng�ender,�f Lender is an institui��an wha�e depas�ts are sa�nsu�ed�or in any Federal Hame Loan Bank.Lender <br /> sha�l a�ply the Funds�a�ay the Escr�w I�erns na later�han the tir�e spe��f�d under RESPA.Lender s�al�na�t�harge <br /> Bsarrawer for hoXd�ng and ap�lying the Funds,annua�ly anaX�rzing the escrow a��ount,o�r verifying the Escr�w�tems, <br /> unless Lender pa�s�arravtirer in���rest on the Funds and App�i�able Lavv pern�.its Lend�r#o mak�such a charge.Unless an <br /> ag�e�ment�s made�n writing or Applicable Law requ�r��xn��r�st to be paid on t�e Funds,Le�der shall not be r�quired�a <br /> �ay Borrow�r any zntexes��r ea.rnin�s on th�Funds.Bonravver anc�L�nder�an agxee in writxng,however,�ha�in�erest <br /> sha11 be paid an the Funds.Lender shall give�o Borrowe�r,t�V1�7.DLi�C�c�"�tai an annual a��aun�ing�f t�.e Funds a�requi�ed <br /> by RESPA. <br /> �f ther�is a surplus of�'unds held in esc�aur,as defined under RESPA,Lend�z��ha11 accou.nt to Borrawex far the <br /> �xce�s fu�ds zri acc�rdanc��vith RESPA.If t�aere is a shortag�of Fur�ds h�id in e��r�w,as�.efined under�.ESP11,Lende� <br /> �hall noti�y Borro�ver as re�uired by RESPA,and�orro�r��sha�I pay to Lender the�r�ount n�ce�sary ta make u�th� <br /> sha�tage zn.ac�ordance wr%th RESP14,but in no�nare�han.��monthly paym��ts.If�here is a def ciency of Funds held in <br /> escrow,as�ef�ned under RESPA,Lend�r sha��no�ify Bvr�ro�ver as required�by RESPA,and Svrrow�r shall pay ta Lender <br /> �he am.ount�e��ssary�o make up the d�ficiency in acco�d�n�e�v�i�h R.ESPA,but in nv mflre tha��.�monthly paymen�s. <br /> �.JpQn payment in full af all sums secured by��.is S�ct�.ri�y Inst�rumen�,Lender shall pramptl�refund ta Bor�o�rer an�r <br /> Funds he�d by Lender. <br /> NEBRASKA-Single Fami�y�Fanni�MaeJFreddie�Ilac�lNEFDRAI[IN�TRUMENT Fvrr�3a�� �f�� <br /> Page�of�3 <br /> ��s,��,�.-��s3� garrower�s�1ni�ial� . <br />