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When Recorded Mail To: <br />MOUNTAIN WEST FINANCIAL, INC. <br />1902 ORANGE TREE LANE #140 <br />REDLANDS, 92374 <br />'m*+ 2 D <br />nc �_ -C.. <br />n _ .. <br />V <br />[Space Above This Line For Recording Data] <br />: A` <br />M r, <br />c� <br />C3, <br />-n <br />rri <br />o P ". <br />Cf) <br />0 <br />-v <br />W <br />O <br />F-� <br />N <br />C­> (n <br />O —1 <br />c D <br />� rn <br />--i <br />O -T1 <br />T tr, <br />js C73 <br />r �v <br />r— a <br />N <br />D <br />(n <br />FINES <br />LO NUMBER: 0513013 <br />DEED OF TRUST CASE NUMBER: 321 - 2111941 - 703 <br />THIS DEED OF TRUST ( "Security Instrument ") is made APRIL 19, 2001 . The trustor is <br />FRANCES FINES, A SINGLE PERSON, AND JEFFREY R. BERGER, A SINGLE PERSON, AS TENANTS <br />IN COMMON <br />('Borrower "). The trustee is <br />FIRST AMERICAN TITLE INSURANCE COMPANY <br />( "Trustee "). The beneficiary is MOUNTAIN WEST FINANCIAL, INC. <br />a corporation which is organized and existing under the laws of <br />CALIFORNIA and whose address is 1902 ORANGE TREE LANE #140 REDLANDS, 1902 <br />ORANGE TREE LANE #140 92374 ( "Lender "). Borrower owes Lender the principal sum <br />of SIXTY -SEVEN THOUSAND TWO HUNDRED THREE AND 00 /100 <br />Dollars (U.S. $ 67, 203.00 ). This debt is evidenced by Borrower's note dated the same date as this <br />Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on <br />MAY 1, 2031 . This Security Instrument secures to Lender: (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the payment of all other sums, with <br />interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the performance of Borrower's <br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, <br />grant and convey to Lender the following described property located in HALL County, Nebraska: <br />LOTS SEVEN (7) AND EIGHT (8) IN BLOCK TEN (10) IN BRETT AND JOHNSON'S ADDITION TO <br />THE TOWN OF WOOD RIVER, HALL COUNTY, NEBRASKA. <br />which has the address of 402 EAST 11TH STREET, WOOD RIVER [Street, City], <br />Nebraska 68883 [zip Code] ( "Property Address "); <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights, <br />appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a <br />part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is <br />referred to in this Security Instrument as the 'Property." <br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to <br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower <br />warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of <br />record. <br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the <br />debt evidenced by the Note and late charges due under the Note. <br />FHA Nebraska Deed of Trust - 2/91 <br />DOCU2NEi Page I of 6 <br />D0CU2NE1.vxx 12/21/2000 <br />O <br />N <br />O CD <br />O CD <br />O <br />W <br />c0 <br />W <br />W <br />Z <br />O <br />• <br />J iw ez <br />